Insights for investing from:
Fun 'n' Learn with Swarup Mohanty @mohanty_swarup,
CEO Mirae Asset Investment Managers (India) Pvt. Ltd,
hosted by Deepika Asthana @asthanad
A thread 🧵
Fun 'n' Learn with Swarup Mohanty @mohanty_swarup,
CEO Mirae Asset Investment Managers (India) Pvt. Ltd,
hosted by Deepika Asthana @asthanad
A thread 🧵
Why rules & regulation are necessary?
In the 90s:
Harshad Mehta scam reduced attraction of stock market to zero
Realisation:
Wherever there is money, there would be some kind of theft.
Thus, wherever there is money there needs a strong regulation.
In the 90s:
Harshad Mehta scam reduced attraction of stock market to zero
Realisation:
Wherever there is money, there would be some kind of theft.
Thus, wherever there is money there needs a strong regulation.
Have an investing framework!
Investing although is a return generating activity, it's more a risk management activity.
Hence, it's important to have discipline & framework.
This is required not only for fund managers but also for individuals.
Investing although is a return generating activity, it's more a risk management activity.
Hence, it's important to have discipline & framework.
This is required not only for fund managers but also for individuals.
Lessons from globalisation of 90s, considering current times of Covid.
~Economy is no more decoupled from global markets.
~ Anything and everything that happens globally will impact our country.
~Economy is no more decoupled from global markets.
~ Anything and everything that happens globally will impact our country.
What shall help an investor to be calm?
Having Asset allocation and investments aligned with risk profile.
Having Asset allocation and investments aligned with risk profile.
Risk profile is dynamic!
Risk profile is a journey.
It changes as per your life situation.
Hence, nobody's risk profile is same.
Be aware of the changing dynamics of life, along with the changing market scenarios.
Risk profile is a journey.
It changes as per your life situation.
Hence, nobody's risk profile is same.
Be aware of the changing dynamics of life, along with the changing market scenarios.
Learnings from 2008 crash:
The unprecedented crash proved that:
~ Nothing is big enough.
~ Everything can just go out of existence.
~ Markets are not under your control.
~ Asset allocation is the only thing that we can control!
The unprecedented crash proved that:
~ Nothing is big enough.
~ Everything can just go out of existence.
~ Markets are not under your control.
~ Asset allocation is the only thing that we can control!
Volatility is a friend!
~ Don't stop SIP during a crash.
~ Volatility is the best time to re-balance portfolio.
~ Every crisis has a start date & a end date.
~ Sharp market corrections e.g. during pandemic are opportunities!
~ Don't stop SIP during a crash.
~ Volatility is the best time to re-balance portfolio.
~ Every crisis has a start date & a end date.
~ Sharp market corrections e.g. during pandemic are opportunities!
Learnings from Covid:
~ Have a strong emergency fund.
~ Have a realistically high health insurance.
~ Form a grid or framework for asset allocation.
~ If goal is nearer, systematically shift money from risky asset to safer asset, to protect the corpus in the times of crash!
~ Have a strong emergency fund.
~ Have a realistically high health insurance.
~ Form a grid or framework for asset allocation.
~ If goal is nearer, systematically shift money from risky asset to safer asset, to protect the corpus in the times of crash!
What can we do in crisis?
Remember:
Every Crisis has a start date and a end date!
~ We can only control our behaviour
~ Never make mistake of the previous crisis. Learn and built over it.
Remember:
Every Crisis has a start date and a end date!
~ We can only control our behaviour
~ Never make mistake of the previous crisis. Learn and built over it.
Ask this one question before investing:
"Why?"
Find your reason for investing.
The "Where?" would be answered automatically.
Most often we only focus on where to invest, rather than why to invest!
"Why?"
Find your reason for investing.
The "Where?" would be answered automatically.
Most often we only focus on where to invest, rather than why to invest!
5 key takeaways:
~ Rules & regulations are foundation of a system
~ Asset allocation can't be a straight line. Invest as per life's situation
~ Don't stop SIP in market crash. Stick to your investments
~ Every crisis has a start & end date
~ Volatility is always an opportunity
~ Rules & regulations are foundation of a system
~ Asset allocation can't be a straight line. Invest as per life's situation
~ Don't stop SIP in market crash. Stick to your investments
~ Every crisis has a start & end date
~ Volatility is always an opportunity
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