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👇 Thread with all links:

At the outset, wishing everyone happy Independence Day, My vision is help a million families into prosperity and it’s very much possible.

As pension is long term and it’s about family and for the success of mission let us start with prayer and Upanishadic wisdom, the meaning of Dharma, and loving Bhakti (devotion)

Dharma and Bhakti: The Path to a Joyful Family Life
The very objective of earning is peaceful and prosperous living
Unlike most of the countries we have a civilisational wisdom and for over 4300 years India was top 2 countries in the world in terms of prosperity
We lived a life in tune with nature

Our sages taught us the simplest recipe for a peaceful life:
“सत्यं वद, धर्मं चर” — Speak the truth, live by righteousness.
These words remind us that honesty and just living are at the heart of every happy home.
They also told us:
“मातृ देवो भव, पितृ देवो भव, आचार्य देवो भव, अतिथि देवो भव” –
See your mother, father, teacher, and guest as divine.
“Take care of your parents and those in need”
When we practice truthfulness, fairness, and respect, our family becomes a place of trust and love, a sacred space where hearts blossom.
But life becomes even sweeter when we make God a member of our family. Whether we call Him Krishna, Panduranga, or by any beloved name, we can include Him in all we do. A simple way is to offer the first of whatever we prepare – a meal, a joy, even our worries – to Him.

God is present in mud idol for ₹10 and gold idol for ₹10,00,000 he is the same,
He will take 56 bhog but also a banana offered with love and few leaves of tulsi all for ₹10

Bhagavan Krishna says in the Bhagavad Gita:
पत्रं पुष्पं फलं तोयं यो मे भक्त्या प्रयच्छति ।
तदहं भक्त्युपहृतम् अश्नामि प्रयतात्मनः ॥
Patraṁ puṣpaṁ phalaṁ toyaṁ yo me bhaktyā prayacchati
Tad ahaṁ bhakty-upahṛtam aśnāmi prayatātmanaḥ
“Whoever offers Me with devotion a leaf, a flower, a fruit, or water — I accept that loving offering from the sincere heart.”

Bhakti is really simple. Just by cooking with care, and with a small prayer, saying, “O Lord, this is for You,” we invite His presence and blessings into our daily lives.
So, let us combine dharma — truth, righteousness, reverence — with gentle bhakti — love and offering. When we do this, our home truly becomes a temple, filled with peace, harmony, and divine joy.
May your family life be ever-blessed by Dharma and Bhakti, simple yet supremely powerful paths.

My humble prayers at the lotus feet of lord for peace and prosperity Pension portfolio:
Mission to help ordinary people reach a corpus of ₹5 crores by 2047

In the book The Psychology of Money by Morgan Housel, the story of a janitor named Ronald Read is highlighted as a powerful example of how ordinary people can achieve extraordinary wealth through patience, prudence, and long-term investing. Ronald Read worked as a janitor चपरासी (Chapraasi) commonly used for a cleaner and gas station attendant for much of his life, living modestly and spending very little. Despite his humble income, he accumulated a fortune of over $8 million by the time he passed away at age 92. ( Approx ₹70 crores )

Read’s investment strategy was simple but remarkably effective:

He invested mainly in ordinary, blue-chip stocks—large, stable companies such as Procter & Gamble, General Electric, and Johnson & Johnson.

Rather than chasing quick profits, he practiced buy-and-hold investing. He kept his stocks for decades, allowing the benefits of compound interest and long-term growth to work in his favor.

He diversified his holdings, owning shares in many different companies.

Most importantly, he lived a frugal lifestyle, consistently saving and investing more of his modest earnings rather than spending on luxuries.
Ronald Read’s story demonstrates that becoming a millionaire does not require a high income, secret stock tips, or extraordinary financial knowledge. Instead, patience, discipline, and the willingness to let investments compound over many years were the key to his wealth. His life exemplifies how ordinary individuals, with steady investing in quality companies and a long-term mindset, can achieve financial success.

The thread is only for serious thinkers

As discussed thinking is more difficult

If you have ever questioned to yourself on #creation #mind #universe

Read on or better if you have the ability to question read on…

This post of for the 1%
The 1% who want to question and get back to the roots of what wisdom can #Bharath can offer
The 1% who believe that there is more to Indian wisdom than watching #Cricket #bcci #t20 or watching Bollywood movies eating pizza 🍕
The 1% who want to come out of the thinking loop created by education designed for creating slaves and for 300 years we have hopelessly remained so?

Morning post was a question I have been working for more than 25 years,
Now I was gifted a set of 3 books lectures on physics by Richard Feynman by Dr Gautham professor of department of biotechnology who retired as its dean ans HOD.

Physics & Vedanta
One on material plane
Other on the mental plane
Has been interesting

But I haven’t studied science except my deep association with scientists and professors.

Now coming to the morning post on
#Advita #Vedanta #Illusion #Maya

In his famous Cal Tech lectures on Physics Feynman stated to students.
“Each piece, or part, of the whole of nature is always merely an approximation to the complete truth, or the complete truth so far as we know it. In fact, everything we know is only some kind of approximation, because we know that we do not know all the laws as yet. Therefore, things must be learned only to be unlearned again or, more likely, to be corrected.”
Now coming to the more interesting aspect

Matter and energy are the two sides of the same coin; they are not two distinct entities at the subtlest level, opines a great physicist, Hans-Peter Duerr, Emeritus President of the Max Planck Institute in Munich, who succeeded Albert Einstein and Werner Heisenberg.

Trying to look at matter at its subtlest level for the last 60 years, Hans-Peter realised that there is no matter distinct from energy at that level. That vast omnipotent energy is the universal consciousness (or God) and we humans are but a tiny bit of that consciousness, the individual consciousness.

#private_equity & #VC the big money, big #profits / big #losses

There exists a significant distinction between "Private Equity" (PE) and "Venture Capital" (VC), which can be explained as follows.
Most individuals are familiar with investing in the "public market" such as stocks However, "private markets" are involved in investing in a company that is not publicly listed, such as "venture capital" (VC) or "private equity" (PE).
#VentureCapital
There are five stages involved in VC to PE investing, which are as follows:

#AdaniGroup #adaniports #ADANIENT #ambuja
The real story
Every one in the media is taking about #Adani and it’s valuation, damage done by #HindenbergResearch Having headed Institutional broking business and being on board of think tanks puts several different questions Now this is what we have seen, complete damage now let me try to break it up in simple language as I perceive, the RL perspective
Let me start with a quote
"The shooter is someone different from the arrow." - RL
#HindenbergResearch #Hindenburg is an arrow no point in talking

#Adani #cement
As I was heading institutional business with lot of constraints of budget (a good research analyst would come at a cost of ₹60-1.5 cr )which my company then was not able to afford. Although I had team of analysts I picked them from print media & industry other than broking, I started networking with industry experts, c-level executives retired CEO’s research experts, domain experts especially for IT, Banking, Pharma, FMCG & infrastructure

🧵 Mapmyindia
A wealth machine-IPO subscribe with a 3 year horizon and it will be a wealth machine for your portfolio.
I wrote a long thread on #PayTm why investors should not subscribe for it had over 25k views hope many would have benefited now it’s a positive investment idea #MapMyIndia
IPO Subscribe with a 3 year horizon, this stock will create wealth
for investors it’s much different from any of the new age startup’s although it’s a OFS its a proven model for over 25 years.
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#PayTmIPO #Paytm This will be a long tweet but worth your time it will help your investment decisions.
Before comments on #paytm I will rewind to 2008 I was heading institutional broking of large broking house with half a million clients and over 2000 offices across India, Largest public issue #Rpower #reliance brand untill that point most trusted company among retail investors, IPO band was between ₹400-450 company wanted me to promote this issue, my answer was clear NO, I did not see any fundamentals matching I simply said #rpower has no fuse

“For reasons I have never understood, people like to hear that the world is going to hell.”
~Historian Deirdre McCloskey
#IndusInd vs #Titan
I just want to show a live comparison today how #CNBCTV18Market or #ETnow or across the world media companies are more pessimistic #Titan is an optimistic story, India’s own success story a brand built on trust doing a roaring sales, India just had historic Deepavali sales couple of shades less than $20 billion which is massive #titan will be major beneficiary vs #IndusIndbank May be an accounting issue