📣 2021 #ACA Enrollment is (mostly) BACK!! Here's *8* important things to remember to help you #GetCovered!
acasignups.net/21/02/17/2021-…
acasignups.net/21/02/17/2021-…
1. DON'T MISS THE *NEW* DEADLINE!
In 45 states, you have until *May 15th* to #GetCovered.
In other states the deadline ranges from March 15th to "the end of the pandemic."
In 45 states, you have until *May 15th* to #GetCovered.
In other states the deadline ranges from March 15th to "the end of the pandemic."
Here's a handy, updated chart with the latest start/end dates for the new #ACA COVID Enrollment Periods in every state. Note that 10 states have *some* restrictions on who's eligible to enroll, usually those who are currently uninsured only: 
2. MAKE SURE YOU DON'T ENROLL IN A JUNK PLAN!
Some brokers sell NON-#ACA compliant healthcare plans called things like "short-term", "sharing ministry", "farm bureau" etc. I strongly advise sticking to plans w/full ACA protections sold via authorized ACA exchange sites only.
Some brokers sell NON-#ACA compliant healthcare plans called things like "short-term", "sharing ministry", "farm bureau" etc. I strongly advise sticking to plans w/full ACA protections sold via authorized ACA exchange sites only.
Here's a table of the *official* #ACA exchange website for all 50 states + DC. Note that there are 3rd-party broker sites authorized to sell ACA-compliant plans as well, but some of those also sell non-compliant plans; stick to sites which *only* sell the real deal:
3. IN SOME STATES YOU STILL HAVE TO PAY A FINANCIAL PENALTY IF YOU *DON'T* #GETCOVERED!
The federal mandate may be gone, but CA, DC, MA, NJ and RI have their own penalty for residents who don't have #ACA-compliant healthcare coverage (unless you qualify for an exemption).
The federal mandate may be gone, but CA, DC, MA, NJ and RI have their own penalty for residents who don't have #ACA-compliant healthcare coverage (unless you qualify for an exemption).
4. YOU MAY QUALIFY FOR THOUSANDS OF DOLLARS IN SAVINGS THIS YEAR EVEN IF YOU DIDN'T LAST YEAR!
Due to a combination of factors in how ACA subsidies are calculated, many Americans who earned too much for tax credits in 2020 may qualify in 2021. Check again to be sure!
Due to a combination of factors in how ACA subsidies are calculated, many Americans who earned too much for tax credits in 2020 may qualify in 2021. Check again to be sure!
5. RESIDENTS OF 4 STATES MAY QUALIFY FOR *ADDITIONAL* SUBSIDIES!
If you live in CA, MA, NJ or VT, you may qualify for state financial help *in addition to* federal tax credits. In CA, even some who earn more than the federal subsidy cut-off qualify for help!
If you live in CA, MA, NJ or VT, you may qualify for state financial help *in addition to* federal tax credits. In CA, even some who earn more than the federal subsidy cut-off qualify for help!
6. MILLIONS ACTUALLY QUALIFY FOR *ZERO-PREMIUM* BRONZE PLANS...OR EVEN $0 *GOLD* PLANS!
Due to a long, wonky story about pricing strategy, millions of Americans qualify for Bronze #ACA plans at NO net premium after subsidies and some even qualify for zero-premium GOLD plans!
Due to a long, wonky story about pricing strategy, millions of Americans qualify for Bronze #ACA plans at NO net premium after subsidies and some even qualify for zero-premium GOLD plans!
7. This one doesn't really apply during the current COVID Enrollment Period, but it's good advice for regular Open Enrollment each autumn: *DON'T* let yourself be "passively" auto-renewed. Always check to make sure a better value isn't available for the upcoming year.
8. NEW: If the #AmReliefBill passes the House & Senate and is signed into law by President Biden, MILLIONS of Americans who haven't been eligible for #ACA subsidies, including those earning MORE than the current income cut-off threshold, will become eligible! Stay Tuned.
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