11 lessons you learn after hitting a 7-figure net worth.

// THREAD //
1. Money doesn't solve problems.

A 7-figure net worth doesn't magically fix everything.

▫ Your relationship
▫ Your anxiety
▫ Your loneliness
▫ Your self-worth

Like a hammer, money is a tool.
Tools don't magically build homes.
2. A million isn’t “nothing”.

Money Twitter tries to convince you that a million is nothing these days.

Secret: None of these people are anywhere near a 7-figure net worth.

So many people struggle to put food on the table.

A million can be EVERYTHING.
3. Money is designed for good.

▫ Giving to charity
▫ Funding someone’s education
▫ Buying your mother a much-needed car

Collecting money isn’t the goal.
Using money for good is.
4. Happy people attract wealth.

Happy people are easy to be around. Easy to love. Easy to support.

Happy people are magnets for wealth.
Angry people repel wealth.

Most people aren't happy because they are wealthy. They are wealthy because they are happy.
5. You find out who your real friends are.

Some friends are only friends so long as you're not better than them.

The second you do something amazing, they push away.

They make comments.
They treat you differently.

These aren't your friends.
6. The first million is the hardest one.

Building wealth builds the confidence to build even more wealth.

Once your foundation is in place, you've taken 75% of the difficulty away.

This works for *any* net worth, BTW. $100K. $500K.

It works.
7. Spending becomes more meaningful.

The more that you have to protect, the more protective you get of your spending.

Every dollar we spend is purposeful.

Impulse purchases are almost non-existent.

Wealth encourages spending protection.
8. Most millionaires are really nice people.

Yes, there will always be exceptions. But, the vast majority have been helpful, supportive, and hugely considerate, sometimes to a fault.
9. Goals build wealth.

Without a target, we are aimless. And, we will have no idea if we’ve hit it.

Tangible goals are the stepping stones to seven figures.

No goals? No wealth.
10. Money doesn’t equal “success”.

Money without a loving family is superficial success. In fact, linking money with success is a relatively new social construct.

Money is great.
Family is everything.
11. Wealth is not meaningful without health.

Money can buy medication, but it can’t buy a healthy lifestyle.

Never sacrifice your health to obtain wealth.

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More from @SteveOnSpeed

15 Apr
10 myths of early retirement that need to die.

++ THREAD ++
My wife and I retired early at 33 and 35, respectively. We're happier and healthier than we've ever been.

The top 10 B.S. myths I've heard about early retirement over the years.

👇
1: You will be so bored.

Only boring people are bored.

Find a damn hobby, then do it. Do it well.

Hobbies keep us busy, productive, and feeling useful.

Try it.
Read 12 tweets
10 Apr
11 things your millionaire neighbor isn’t telling you.

++ THREAD ++
1. He's never told you that he's a millionaire.

Your neighbor doesn't announce his wealth because your neighbor is not a loser.

He believes in stealth wealth, and that's why he's rich.
2. He doesn't earn 7-figures.

Your neighbor is a millionaire because they saved a million over the years rather than earning a 7-figure salary.

If they earned 7-figures, they probably wouldn't be your neighbor.
Read 13 tweets
9 Apr
12 Things My Wife And I Did To Retire in our 30s

++ THREAD ++
1: We ignored the hate.

Funny how people dish hate when you're living a purposeful life.

You're not drowning in debt, buying a boat, going on pricey vacations.

You're living your life. Building wealth.

Those hateful people are still working today.
2: Tracked cash flow.

We knew where every dollar was going.

Using spreadsheets, we had complete visibility over everything, and it made saving money uber simple.

Track your spending.
Read 14 tweets
8 Apr
Your guide to Money Twitter. 💵

*Must read*

++ THREAD ++
What is Money Twitter?

It's a segment of Twitter that talks about:

- crypto is king
- fuck your 9 to 5
- online businesses
- 24/7 hustling lifestyles
- "Real wealth begins at 8 figures"

It's 90% bullshit.

Here's what you need to know. 👇
First, most on Money Twitter are good people.

They are trying their best to better their lives. Improve their situation.

I respect the hell out of that.

And...
Read 15 tweets
7 Apr
Rich vs. Poor: 15 things you can do that will MAKE YOU RICH.

// THREAD //
1: Believe you can.

Your mindset will *LITERALLY* make or break your ability to build wealth.

Whether you believe you can or you can't, you're right.

Don't proceed further unless you believe you have the power to get rich.
2: Show up every damn day.

Rich people don't just phone it in. That's what poor people do.

To get rich:

- be present at work, mentally and physically
- be the person everyone can rely on
- do your job the best you can

This is not hard.
Read 17 tweets
5 Apr
Your 9-5 job can make you more money than you can imagine.

Here is how I boosted my salary by almost 250% in 12 years.

//Thread//
☑ I was the first one in the office, every day
☑ I rarely took sick days or vacations
☑ I made myself uber valuable

Showing up is half the battle.

Warning: This can turn into a BAD thing if you *never* take time off.

Moderation is key, but THIS WORKS.
☑ I switched companies five times in 14 years
☑ Each move boosted my salary at least 15%

Nothing murders wealth like a dead-end job.

Don't be afraid to change jobs to get more money or a better position.
Read 8 tweets

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