10 uncomfortable truths about life I wish I had known at 20.

//THREAD//
1: The world doesn't care about your potential.

It cares about what you've done.

▫ show results
▫ speak in actions

Accomplishments will make you successful.
2: You don't need to *be* good to look good.

▫ Show up
▫ Act like you belong
▫ Speak confidently

This opens opportunities.
All you need to do is take them.
3: Your EQ is more important than your IQ

You can learn a job.
You can't learn how to not be an asshole.

Your emotional intelligence will open up doors that your IQ can't.
4: You don't have much REAL competition.

It's not hard to look good.

If you smile, show up every day and do your job, you're already well ahead of 95% of your peers.
5: Most people don't understand money.

Your friends want to "get rich", but for the wrong reason.

They want money to SPEND, not to build wealth.

NEVER make a big financial decision just because your friends are doing it.

The Joneses are broke.
6: You don't always have to be right.

Your focus on being "right" all the time is making you closed-minded and ignorant.

99% of the time, it doesn't make a difference whether you're right.

It matters whether the *majority* is wrong.
7: Most people are self-absorbed.

And, this is why we shouldn't give a shit what they think about us.

They aren't thinking about you. Ever.

▫ That Rolex watch you wear
▫ The degree you have
▫ The BMW you drive

People aren't discussing you at their dinner tables.
8: Risk builds wealth (and character).

▫ Real estate
▫ Stock market
▫ Cryptocurrencies

Or:

▫ A new job
▫ Moving overseas
▫ Going back to school

To build wealth, put your money at risk.
To build character, put yourself at risk.
9: Happiness is a choice.

For 99% of us, we choose to be happy. Or angry. Or sad.

We can't always control what happens to us, but we can control our reactions.

Choose to be happy.
10: People don't value free things.

Everybody wants free shit, but we don't value it as much.

Without skin in the game, people will lose interest.

Never give away:

▫ your time
▫ your eBook
▫ your secrets

When you do, they become worthless.

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More from @SteveOnSpeed

22 Apr
15 threads that will teach you more about getting rich than any classroom.

//THREAD//
Read 16 tweets
15 Apr
10 myths of early retirement that need to die.

++ THREAD ++
My wife and I retired early at 33 and 35, respectively. We're happier and healthier than we've ever been.

The top 10 B.S. myths I've heard about early retirement over the years.

👇
1: You will be so bored.

Only boring people are bored.

Find a damn hobby, then do it. Do it well.

Hobbies keep us busy, productive, and feeling useful.

Try it.
Read 13 tweets
14 Apr
11 lessons you learn after hitting a 7-figure net worth.

// THREAD //
1. Money doesn't solve problems.

A 7-figure net worth doesn't magically fix everything.

▫ Your relationship
▫ Your anxiety
▫ Your loneliness
▫ Your self-worth

Like a hammer, money is a tool.
Tools don't magically build homes.
2. A million isn’t “nothing”.

Money Twitter tries to convince you that a million is nothing these days.

Secret: None of these people are anywhere near a 7-figure net worth.

So many people struggle to put food on the table.

A million can be EVERYTHING.
Read 12 tweets
10 Apr
11 things your millionaire neighbor isn’t telling you.

++ THREAD ++
1. He's never told you that he's a millionaire.

Your neighbor doesn't announce his wealth because your neighbor is not a loser.

He believes in stealth wealth, and that's why he's rich.
2. He doesn't earn 7-figures.

Your neighbor is a millionaire because they saved a million over the years rather than earning a 7-figure salary.

If they earned 7-figures, they probably wouldn't be your neighbor.
Read 13 tweets
9 Apr
12 Things My Wife And I Did To Retire in our 30s

++ THREAD ++
1: We ignored the hate.

Funny how people dish hate when you're living a purposeful life.

You're not drowning in debt, buying a boat, going on pricey vacations.

You're living your life. Building wealth.

Those hateful people are still working today.
2: Tracked cash flow.

We knew where every dollar was going.

Using spreadsheets, we had complete visibility over everything, and it made saving money uber simple.

Track your spending.
Read 14 tweets
8 Apr
Your guide to Money Twitter. 💵

*Must read*

++ THREAD ++
What is Money Twitter?

It's a segment of Twitter that talks about:

- crypto is king
- fuck your 9 to 5
- online businesses
- 24/7 hustling lifestyles
- "Real wealth begins at 8 figures"

It's 90% bullshit.

Here's what you need to know. 👇
First, most on Money Twitter are good people.

They are trying their best to better their lives. Improve their situation.

I respect the hell out of that.

And...
Read 15 tweets

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