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Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
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Apr 27 • 4 tweets • 3 min read
#UPI #AppUpdate Samsung Pay play.google.com/store/apps/det… Minor bug fixes and improvements in the app...
#UPI #AppUpdate Payzapp - UPI & Bill Payments play.google.com/store/apps/det… Bug Fixes and Enhancements....
#UPI #AppUpdate Kotak - 811 & Mobile Banking play.google.com/store/apps/det… • Bill Pay – Now Pay your Municipal &amp; Clubs and Association bills thorough Bill Pay.<br>• My Kotak – Experience a improved UI interface for our My Kotak Screen....
#BharatQR #AppUpdate Payzapp - UPI & Bill Payments play.google.com/store/apps/det… Bug Fixes and Enhancements....

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More from @logic

Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Apr 28
Lets take a moment on how billionaires have publicist who seasonally write profile stories masquerading as news / opinions for years together. A thread 🧵 on @/SarithaRai articles on @/NandanNilekani

After all - If Nandan wants you to read his publicist's piece, why just one?
bbc.com/news/world-asi… 6 June 2012 - Why India's identity scheme is groundbreaking

#AadhaarPR
indianexpress.com/article/opinio… March 11, 2014 - The unfinished makeover of Nandan

🗳️ #ElectionTime PR
Read 16 tweets
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Apr 9
#AadhaarScam - Was it the telcos / #AadhaarEcosystem who got benefited OR both - at the cost individuals - Lets dig deeper
How much is the revenue loss determined by CAG?
1. 637 Crore eKYC x ₹ 20 = ₹ 12740 Crores
2. 2491 authentication x ₹ 0.5 = ₹ 1245.5 Crores

₹ 13985.5 Crores - revenue loss due to non-fixation of price. UIDAI made a "concious" decision to forego the revenue, without any trail ImageImageImage
The @UIDAI justified the loss saying - that is what led to increased usage.

But a small fact - Charging eKYC to private operators has no relation to mandatory #Aadhaar for rations and office attendane (which was made around the same time period) that actually led to higher auth. Image
Read 14 tweets
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Mar 11
Enable bank UPI with #Aadhaar OTP
timesofindia.indiatimes.com/articleshow/90… . This is a frankenstein monster, under the garb of supporting UPI123Pay / feature phone #UPI support and is compromising security risk for a majority of users. Lets understand in a #Thread

cc @suchetadalal @dilipasbe
This week @RBI launched #UPI123Pay aka a set of options to support #UPI on feature phone
rbi.org.in/Scripts/BS_Pre…

UPI PIN in addition to device binding constitute the 2 factors of authentication. As any #UPI user would know, (re)setting #UPI PIN requires debit card authentication
Did you know banks don't issue debit cards in rural india? How will they use the feature phone UPI then ?

livemint.com/industry/banki…

Push for a UPI ecosystem minus debit  cards  as RBI  vows  inclusion
Read 12 tweets
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Sep 2, 2021
One record for all financial assets of individual - This is hell RBI is taking us.
Eliminate paper trails - They are not even cryptic about it anymore
Read 17 tweets
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Aug 1, 2021
#eRUPI #UPI Vouchers for benefits is a radical departure from #DBT. Purpose and person aware #G2P payments are here. #SaveOurPrivacy
en.m.wikipedia.org/wiki/Ration_st… is digitized food stamps, but crucial digitization difference is it converts a bearer instrument like stamp / coupon into a person / purpose specific instrument, embedding automatic data emission about beneficiary upon use.
The naming of this is curious. When countries around the world are discussing #CBDC / issuing new digital currency, naming a private payment instrument #eRUPI is sign of things to come (?). One can only speculate at the moment.
Read 17 tweets
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Jul 5, 2021
Nandan Nilekani To Join Government Panel To Curb Digital Monopolies ndtv.com/india-news/nan… via @ndtv

Irony just got its jab and #CoWIN certificate
How many digital monopolies were built by Nandan
The @DIPPGOI announced a committee previously on e-commerce.

medianama.com/2020/11/223-co…
Read 4 tweets

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