Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Moved to Pseudogeek | Free(dom) code, தமிழ், #CashlessConsumer, #DigitalPayments, #opendata fanboy, #publictransit #GovTech
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Jun 19 6 tweets 4 min read
#Killer DPI - Firstly for #KillerLoanApps

Neither API health, not interoperability will substitute responsible behaviour in #DigitalLending #DPIDisaster Both #PAN and #Aadhaar are tired of the billion transformations since 2017 and the only people who gave made money is KYC startups (not even fintechs)

Jun 12 35 tweets 26 min read
💣💣 The inevitable has happened. #CoWINDataLeak reported by @thefourthlive @ManoramaDaily is a largest #DigitalPublicInfrastructure disaster.

Thread on some impacts. 1. What happened? What data points are exposed?

A : A telegram bot allows to query - what possibly appears entire #CoWIN database by mobile number / #Aadhaar & returns vaccination details if exists.

Name, Mobile, Gender, ID Proof used (Aadhaar/Passport), Vax centre address
Mar 29 13 tweets 6 min read
There is a lot of confusion on this #UPI charges and its being made to spread multiple 'fake news' in a area where there is clarity. This directly stems from fact - who is allowed to price on what?

#CashlessConsumer will attempt to decode this in a 🧵 1. What is being announced?

NPCI will charges #MDR for transactions above ₹2000 - when the payment mode by user is a wallet.

Note - this is not the same as using PhonePe / GPay.

It is applicable only when you use Wallet - PhonePe / PayTM are popular wallets still exist.
Aug 11, 2022 5 tweets 4 min read
#UPI #AppUpdate PhonePe UPI, Payment, Recharge… Get. Set. Gold! <br><br>You can now accumulate Gold at regular intervals by setting up a Gold SIP on PhonePe! <br><br> P.S: Without worry about market risks and fluc... #UPI #AppUpdate Pockets- Bill Payment, Recharge, UPI on wallet… Security update...
Aug 9, 2022 4 tweets 3 min read
Vaccination data is shared equally between UNDP, BMGF, eGov - That all 3 is funded by @BillGates is connecting thread. #CoWIN #VaccinationCertificate #HealthData loot. -- Also #Modi photo to appease the political head of state to keep the loot silent. $ 3.9 M - That is how much was 'donated' by GAVI to UNDP for hosting #CoWIN system. Don't be a fool to think that data hasn't gone back to funders. Image
Jul 12, 2022 12 tweets 6 min read
🧵on #UPI frauds. Like all millennials who keep a tab on parents devices occasionally and find strange things on phone, @amabirdman raised an SOS after seeing strange UPI related SMS and was wondering if they were victim of some fraud. While most of us check for 'auto-installed' apps on mobile, another important thing to check - esp with #UPI fraud is - "Sent SMS". Now android doesn't have recieved / sent SMS seperately, but do stroll messages for any number being sent a message
Jul 11, 2022 4 tweets 4 min read
After 6 years and billions of transaction, @NPCI_NPCI talks about 'consent' while collecting geo-coords for every #UPI txn & gives 6 more months time to make such data collection a choice based consent.

Is there a #GPS coord in India - where @NPCI_NPCI doesn't have txn data #CashlessConsumer had noted about this geo-coord collection for every txn as a key surveillance concern back in 2017 -…
May 25, 2022 13 tweets 5 min read
Good time to read through the lies, decode and understand #AadhaarSpeak - which is creative form of lies.

1. Ownership structure same as NPCI means - no accountability to public, parliament - while projecting itself as state to businesses and deciding who gets to participate. ONDC was born out of COVID pivot to "Open Shared Mobility Foundation" - a non-profit by @NandanNilekani that focussed on urban mobility and since COVID lockdown meant mobility will reduce, they pivoted to e-commerce.

May 24, 2022 4 tweets 4 min read
Cleaning up laptop, found this August 2018 video. It should have been a story back then, but never pursued after the #Aadhaar SC judgement. You will see bogus entities having names of various places doing eKYC. This was how #eKYC was leaking data This led me to write a dashboard archiver that runs daily and collects stats - 🧑🏾‍💻… #Aadhaar #eKYC #Opendata
Apr 28, 2022 16 tweets 6 min read
Lets take a moment on how billionaires have publicist who seasonally write profile stories masquerading as news / opinions for years together. A thread 🧵 on @/SarithaRai articles on @/NandanNilekani

After all - If Nandan wants you to read his publicist's piece, why just one?… 6 June 2012 - Why India's identity scheme is groundbreaking

Apr 27, 2022 4 tweets 3 min read
#UPI #AppUpdate Samsung Pay… Minor bug fixes and improvements in the app... #UPI #AppUpdate Payzapp - UPI & Bill Payments… Bug Fixes and Enhancements....
Apr 9, 2022 14 tweets 8 min read
#AadhaarScam - Was it the telcos / #AadhaarEcosystem who got benefited OR both - at the cost individuals - Lets dig deeper How much is the revenue loss determined by CAG?
1. 637 Crore eKYC x ₹ 20 = ₹ 12740 Crores
2. 2491 authentication x ₹ 0.5 = ₹ 1245.5 Crores

₹ 13985.5 Crores - revenue loss due to non-fixation of price. UIDAI made a "concious" decision to forego the revenue, without any trail ImageImageImage
Mar 11, 2022 12 tweets 7 min read
Enable bank UPI with #Aadhaar OTP… . This is a frankenstein monster, under the garb of supporting UPI123Pay / feature phone #UPI support and is compromising security risk for a majority of users. Lets understand in a #Thread

cc @suchetadalal @dilipasbe This week @RBI launched #UPI123Pay aka a set of options to support #UPI on feature phone…

UPI PIN in addition to device binding constitute the 2 factors of authentication. As any #UPI user would know, (re)setting #UPI PIN requires debit card authentication
Sep 2, 2021 17 tweets 2 min read
One record for all financial assets of individual - This is hell RBI is taking us. Eliminate paper trails - They are not even cryptic about it anymore
Aug 1, 2021 17 tweets 15 min read
#eRUPI #UPI Vouchers for benefits is a radical departure from #DBT. Purpose and person aware #G2P payments are here. #SaveOurPrivacy… is digitized food stamps, but crucial digitization difference is it converts a bearer instrument like stamp / coupon into a person / purpose specific instrument, embedding automatic data emission about beneficiary upon use.
Jul 5, 2021 4 tweets 2 min read
Nandan Nilekani To Join Government Panel To Curb Digital Monopolies… via @ndtv

Irony just got its jab and #CoWIN certificate How many digital monopolies were built by Nandan
Jul 5, 2021 7 tweets 4 min read
Are these countries also importing vaccines from India? Is #CoWIN being bundled here for vaccine access in the name of demand management tech? cc @anivar @asdofindia Vietnam -…
Jun 30, 2021 26 tweets 21 min read
TN PDS defaced (and data breached?)…

- @nanduhari of @technisanct The site was under 'maintenance' on Jun 27. Tweet report by DMK IT Wing person.
May 30, 2021 23 tweets 15 min read
Draft Aadhaar (Authentication and Offline Verification) Regulations, 2021 -…

Draft put for consultation 'silently' by @UIDAI on May 20, 2021 and closing by June 2, 2021.

Some highlights on thread.

@SFLCin @internetfreedom @nixxin The proposed regulations will supersede the Aadhaar (Authentication) Regulations, 2016…

Context : This is the regulation relating to Authentication coming after #Aadhaar Amendments and the Aadhaar Good Governance Rules 2020
May 11, 2021 4 tweets 2 min read
From one-stop shop to no-stop shop: An e-government stage model… Proactive service delivery means that the government delivers a service to a citizen when a life event occurs, without the citizen having to request the service.
May 11, 2021 4 tweets 5 min read
Conceptual diagram of "State Family Database" Platform in proposed @TNeGA_Official RFP released by previous #ADMK government. Such privacy violating centralized databases destroy self respect of people and deny fundamental right to privacy. 1/ Conceptual diagram of SFDB ... Request @ManoMLA @mkstalin initiate public consultation before proceeding with anti-people database projects initiated by previous regime. #SaveOurPrivacy #ScrapSFDB cc @WriterRavikumar @sindhan @SundarrajanG