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Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த் Profile picture
Srikanth.CashlessConsumer | ஸ்‌ரீகாந்த்
@logic
Moved to @logic@freeradical.zone. Pseudogeek | Free(dom) code, தமிழ், #CashlessConsumer, #DigitalPayments, #opendata fanboy, #publictransit #GovTech
Shubh Zi Profile picture Aninda Manna Profile picture மேதகு சூத்திர சுறா Profile picture 3 subscribed
Jun 19 • 6 tweets • 4 min read
#Killer DPI - Firstly for #KillerLoanApps

Neither API health, not interoperability will substitute responsible behaviour in #DigitalLending #DPIDisaster Both #PAN and #Aadhaar are tired of the billion transformations since 2017 and the only people who gave made money is KYC startups (not even fintechs)

Jun 12 • 35 tweets • 26 min read
💣💣 The inevitable has happened. #CoWINDataLeak reported by @thefourthlive @ManoramaDaily is a largest #DigitalPublicInfrastructure disaster.

Thread on some impacts. 1. What happened? What data points are exposed?

A : A telegram bot allows to query - what possibly appears entire #CoWIN database by mobile number / #Aadhaar & returns vaccination details if exists.

Name, Mobile, Gender, ID Proof used (Aadhaar/Passport), Vax centre address
Mar 29 • 13 tweets • 6 min read
There is a lot of confusion on this #UPI charges and its being made to spread multiple 'fake news' in a area where there is clarity. This directly stems from fact - who is allowed to price on what?

#CashlessConsumer will attempt to decode this in a 🧵 1. What is being announced?

NPCI will charges #MDR for transactions above ₹2000 - when the payment mode by user is a wallet.

Note - this is not the same as using PhonePe / GPay.

It is applicable only when you use Wallet - PhonePe / PayTM are popular wallets still exist.
Aug 11, 2022 • 5 tweets • 4 min read
#UPI #AppUpdate PhonePe UPI, Payment, Recharge play.google.com/store/apps/det… Get. Set. Gold! <br><br>You can now accumulate Gold at regular intervals by setting up a Gold SIP on PhonePe! <br><br> P.S: Without worry about market risks and fluc... #UPI #AppUpdate Pockets- Bill Payment, Recharge, UPI on wallet play.google.com/store/apps/det… Security update...
Aug 9, 2022 • 4 tweets • 3 min read
Vaccination data is shared equally between UNDP, BMGF, eGov - That all 3 is funded by @BillGates is connecting thread. #CoWIN #VaccinationCertificate #HealthData loot. -- Also #Modi photo to appease the political head of state to keep the loot silent. $ 3.9 M - That is how much was 'donated' by GAVI to UNDP for hosting #CoWIN system. Don't be a fool to think that data hasn't gone back to funders. Image
Jul 12, 2022 • 12 tweets • 6 min read
🧵on #UPI frauds. Like all millennials who keep a tab on parents devices occasionally and find strange things on phone, @amabirdman raised an SOS after seeing strange UPI related SMS and was wondering if they were victim of some fraud. While most of us check for 'auto-installed' apps on mobile, another important thing to check - esp with #UPI fraud is - "Sent SMS". Now android doesn't have recieved / sent SMS seperately, but do stroll messages for any number being sent a message
Jul 11, 2022 • 4 tweets • 4 min read
After 6 years and billions of transaction, @NPCI_NPCI talks about 'consent' while collecting geo-coords for every #UPI txn & gives 6 more months time to make such data collection a choice based consent.

Is there a #GPS coord in India - where @NPCI_NPCI doesn't have txn data #CashlessConsumer had noted about this geo-coord collection for every txn as a key surveillance concern back in 2017 - medium.com/cashlessconsum…
May 25, 2022 • 13 tweets • 5 min read
Good time to read through the lies, decode and understand #AadhaarSpeak - which is creative form of lies.

1. Ownership structure same as NPCI means - no accountability to public, parliament - while projecting itself as state to businesses and deciding who gets to participate. ONDC was born out of COVID pivot to "Open Shared Mobility Foundation" - a non-profit by @NandanNilekani that focussed on urban mobility and since COVID lockdown meant mobility will reduce, they pivoted to e-commerce.

May 24, 2022 • 4 tweets • 4 min read
Cleaning up laptop, found this August 2018 video. It should have been a story back then, but never pursued after the #Aadhaar SC judgement. You will see bogus entities having names of various places doing eKYC. This was how #eKYC was leaking data This led me to write a dashboard archiver that runs daily and collects stats - 🧑🏾‍💻gitlab.com/srikanthlogic/… #Aadhaar #eKYC #Opendata
Apr 28, 2022 • 16 tweets • 6 min read
Lets take a moment on how billionaires have publicist who seasonally write profile stories masquerading as news / opinions for years together. A thread 🧵 on @/SarithaRai articles on @/NandanNilekani

After all - If Nandan wants you to read his publicist's piece, why just one? bbc.com/news/world-asi… 6 June 2012 - Why India's identity scheme is groundbreaking

#AadhaarPR
Apr 27, 2022 • 4 tweets • 3 min read
#UPI #AppUpdate Samsung Pay play.google.com/store/apps/det… Minor bug fixes and improvements in the app... #UPI #AppUpdate Payzapp - UPI & Bill Payments play.google.com/store/apps/det… Bug Fixes and Enhancements....
Apr 9, 2022 • 14 tweets • 8 min read
#AadhaarScam - Was it the telcos / #AadhaarEcosystem who got benefited OR both - at the cost individuals - Lets dig deeper How much is the revenue loss determined by CAG?
1. 637 Crore eKYC x ₹ 20 = ₹ 12740 Crores
2. 2491 authentication x ₹ 0.5 = ₹ 1245.5 Crores

₹ 13985.5 Crores - revenue loss due to non-fixation of price. UIDAI made a "concious" decision to forego the revenue, without any trail ImageImageImage
Mar 11, 2022 • 12 tweets • 7 min read
Enable bank UPI with #Aadhaar OTP
timesofindia.indiatimes.com/articleshow/90… . This is a frankenstein monster, under the garb of supporting UPI123Pay / feature phone #UPI support and is compromising security risk for a majority of users. Lets understand in a #Thread

cc @suchetadalal @dilipasbe This week @RBI launched #UPI123Pay aka a set of options to support #UPI on feature phone
rbi.org.in/Scripts/BS_Pre…

UPI PIN in addition to device binding constitute the 2 factors of authentication. As any #UPI user would know, (re)setting #UPI PIN requires debit card authentication
Sep 2, 2021 • 17 tweets • 2 min read
One record for all financial assets of individual - This is hell RBI is taking us. Eliminate paper trails - They are not even cryptic about it anymore
Aug 1, 2021 • 17 tweets • 15 min read
#eRUPI #UPI Vouchers for benefits is a radical departure from #DBT. Purpose and person aware #G2P payments are here. #SaveOurPrivacy en.m.wikipedia.org/wiki/Ration_st… is digitized food stamps, but crucial digitization difference is it converts a bearer instrument like stamp / coupon into a person / purpose specific instrument, embedding automatic data emission about beneficiary upon use.
Jul 5, 2021 • 4 tweets • 2 min read
Nandan Nilekani To Join Government Panel To Curb Digital Monopolies ndtv.com/india-news/nan… via @ndtv

Irony just got its jab and #CoWIN certificate How many digital monopolies were built by Nandan
Jul 5, 2021 • 7 tweets • 4 min read
Are these countries also importing vaccines from India? Is #CoWIN being bundled here for vaccine access in the name of demand management tech? cc @anivar @asdofindia Vietnam - e.vnexpress.net/news/news/hai-…
Jun 30, 2021 • 26 tweets • 21 min read
TN PDS defaced (and data breached?) theweek.in/news/india/202…

- @nanduhari of @technisanct The site was under 'maintenance' on Jun 27. Tweet report by DMK IT Wing person.
May 30, 2021 • 23 tweets • 15 min read
Draft Aadhaar (Authentication and Offline Verification) Regulations, 2021 - uidai.gov.in/images/Draft_A…

Draft put for consultation 'silently' by @UIDAI on May 20, 2021 and closing by June 2, 2021.

Some highlights on thread.

@SFLCin @internetfreedom @nixxin The proposed regulations will supersede the Aadhaar (Authentication) Regulations, 2016 uidai.gov.in/images/regulat…

Context : This is the regulation relating to Authentication coming after #Aadhaar Amendments and the Aadhaar Good Governance Rules 2020
May 11, 2021 • 4 tweets • 2 min read
From one-stop shop to no-stop shop: An e-government stage model sciencedirect.com/science/articl… Proactive service delivery means that the government delivers a service to a citizen when a life event occurs, without the citizen having to request the service.
May 11, 2021 • 4 tweets • 5 min read
Conceptual diagram of "State Family Database" Platform in proposed @TNeGA_Official RFP released by previous #ADMK government. Such privacy violating centralized databases destroy self respect of people and deny fundamental right to privacy. 1/ Conceptual diagram of SFDB ... Request @ManoMLA @mkstalin initiate public consultation before proceeding with anti-people database projects initiated by previous regime. #SaveOurPrivacy #ScrapSFDB cc @WriterRavikumar @sindhan @SundarrajanG