If I got laid off tomorrow & had to replace my salary asap, here’s exactly what I’d do:
1. Go to Instagram and start a fresh account. Use a spare email. No one has to know.
2. Pick a niche where people are actually desperate for solutions. AI, money, fitness, business. These have audiences that buy and brands lining up to advertise.
3. Install ViralFindr immediately. It shows me exactly what content already went viral, so I don't have to guess what to post.
A Rumo (RAIL3) maior ferrovia de carga do Brasil, parece BARATA: negocia a 5,2x EBITDA, contra 11-15x das ferrovias lá fora.
Mas tem uma pegadinha: o caixa livre que chega no acionista é quase ZERO. Onde foi parar o dinheiro?
Resposta: nos trilhos. Vou explicar 🧵
1/ A Rumo opera os trilhos que ligam o agro do Centro-Oeste aos portos. É ela que tira a soja e o milho de Mato Grosso e Goiás e leva pra Santos e pro Sul.
É um quase-monopólio de infraestrutura: ferrovia tem barreira de entrada gigantesca (concessão + capital). A Operação Norte sozinha é 82% do volume e 89% do EBITDA, é o motor.
Quando o agro vai bem, a Rumo transporta mais. E o agro brasileiro só cresce.
2/ O 1T26 foi muito bom no operacional:
• Volume: 20,2 bilhões de TKU (+25,5% — recorde pra um 1º tri)
• Receita líquida: R$ 3,28 bi (+10,6%)
• EBITDA ajustado: R$ 1,75 bi (+6,7%, margem 53%)
• Lucro ajustado: R$ 266 mi (+41%)
Ela baixou tarifa (-9,6%) pra ganhar mercado e funcionou: o volume explodiu e ela tomou share em Santos (57%, +12 p.p.). Operação voando.
I ACCIDENTALLY OVERHEARD A FINANCIAL PLANNER WITH A CLIENT AT AN AIRPORT LOUNGE.
She never once mentioned budgeting or cutting expenses.
Only 3 structural moves. I turned them into Claude prompts. Here they are:
PROMPT 1 — MAP YOUR MONEY
Act as a financial architect — not an advisor. Ask me 5 questions to map where my money currently sits: accounts, assets, recurring payments, subscriptions, anything on autopilot. Don't give advice yet.
Just build the map. One question at a time.
PROMPT 2 — FIND WHAT'S
WORKING AGAINST YOU
Here's my money map: [paste].
Now identify: what is working FOR me automatically? What is working AGAINST me automatically? What is doing nothing? Patterns only — no judgment, no advice yet.
N- agu
🙍🏻♂️- endhuku amty
N- chudu ra. Nuv nak baga nachav kabati.. inni years lo eppudu line cross cheyani nenu 1st time cross chesthuna. only cus of ur love & lust ❤️🔥
🙍🏻♂️- iam so lucky amty 💋
N- wait.. but intha doram vochesam kabati.. I have on condition ra
🙍🏻♂️- cheppandi amty
N- aa drawer lo okkati untadi tesuko
🙍🏻♂️- sare amty ( chaa koπ ndom vesko antundu enti edi.. sarley amty ni mengadam important ela menguthey enti 🤤) tesukondi amty
N- edi ento telusa
🙍🏻♂️- anta telusu amty
N- parledhu..edi baga telusu vedava.. vesko
🙍🏻♂️- amty okkati adugana
N- enti
🙍🏻♂️- mee saree pin isthara
N- tesuko raa.. ayyina edi endhuku raa Neku
🙍🏻♂️- anty naa pants button struck ayyindi.. pin petali teyadaniki 😐
N- arey laguthey vosthadi kada ra
🙍🏻♂️- try chesa.. ravatledhu amty.. nuv try chesi chudu amty
N- undu chusthuna
Yet when a crisis erupted in Corinth, the church that wrote to fix it was in Rome.
That detail should stop every Protestant cold.
A thread.
The Corinthian church had deposed its legitimate elders. A faction had seized control.
Clement of Rome intervened. Not with a pastoral suggestion. With authority.
He wrote: "If anyone disobey the things which have been said by Him through us, let them know that they will involve themselves in transgression and in no small danger."
That is not a request. That is a command.
Here is the problem for Sola Scriptura advocates.
Clement was not an apostle. He was a successor. A bishop.
Yet he wrote to a church hundreds of miles away and expected compliance. And the Corinthians kept the letter. They read it publicly in their liturgy for generations.
You do not preserve and publicly read a mere opinion piece.
hehe so last week Wednesday night at 9:03 pm i was approached by plain clothed officers in ongata rongai while walking home from work ati umebeba nini hapo…i had just bought fries and i couldnt wait to get home to devour them and just sleep. i was tired and overstimulated so i -
answered back rudely saying “kama ni bangi mnadhani nikonayo mkuje msearch” in addition to that i asked “nyinyi ni makarao ama nyinyi ni wakora” 😂 btw we all know hao ni wakora fr so that aggravated them wakajibu “utajua mkora ni nani leo” those fuck niggas manhandled me-
threw me in that fuck ass truck and beat me up took me to the station and locked me up alongside 100+ other youngins. apparently there was an operation cause of some homicide cases or something around the area and they just decided to arrest every young guy they could find-
"The Titanic did not sink all at once. Most passengers remained calm because they did not yet understand what was happening."
Telegram's Pavel Durov just said this about modern Europe — and he's not wrong.
A thread 🧵
Last week at the Oslo Freedom Forum — theme: "Dismantling Dictatorship" — Durov gave a speech that should scare every person who takes free speech for granted.
It's titled: "Communication Technology and the Struggle for Freedom."
His warning: Censorship doesn't arrive as a dramatic event.
It comes incrementally. One exception. One emergency. One "reasonable restriction" at a time.
Until one day you look up and the iceberg is visible to everyone — and it's too late to turn.
Breaking down $MELI's updated investor presentation 👇
Notice the aggressive decoupling of the fintech arm from the core e-commerce marketplace. Unique retail buyers grew by 20% to 126M, but Fintech Monthly Active Users accelerated faster at 29% to hit 83M. Pago is a standalone financial utility. By absorbing the massive unbanked and underbanked populations of Latin America, they drastically expanded their TAM far beyond standard retail consumers.
This structural shift is actively creating monetization efficiency. $MELI reached a massive $31.8B in net revenue driven by a 49% CAGR since 2020. This heavily outpaces base user growth. Mercado Libre is extracting significantly more cash from each active user over time. They are locking consumers into a closed-loop system of credit, payments, and logistics, relentlessly driving up the LTV of their existing base.
Notice the massive spread between $MELI's e-commerce GMV and Acquiring TPV. E-commerce GMV sits at $71B, but Acquiring TPV is nearly 3x larger at $204B! By dominating QR codes and in-store payments, they are capturing a massive share of offline and 3P transactions.
This multi-engine structure creates an impenetrable data advantage. The massive $204B in payment volume acts as a proprietary data feed to more accurately underwrite the $15B credit portfolio. While traditional regional banks rely on lagging credit bureaus, Mercado Libre uses real-time cash flow data from its merchants and consumers to issue loans and manage default risk.
By layering high-margin businesses like Credit and Ads on top of sticky utility services like Logistics and Payments, Mercado Libre locks users into a walled garden and drives maximum lifetime profitability.
$MELI is capturing a disproportionate share of every new digital dollar spent in the region.
@Nncim15 @LangleyRCMP Son why do you constantly harass and abuse the cops with filming them you need to know cops absolutely HATE this I thought I raised you better but sadly I was wrong ☹️☹️☹️☹️..... This is probably why the cops don't take me or you seriously when we try to make a police report
Schlachter 2000
Joh 8,32 und ihr werdet die Wahrheit erkennen, und die Wahrheit wird euch frei machen!
Joh 8,31 Da sprach Jesus zu den Juden, die an ihn glaubten: Wenn ihr in meinem Wort bleibt, so seid ihrbibleserver.com/search/SLT/die…
wahrhaftig meine Jünger,
Joh 8,36 Wenn euch nun der Sohn frei machen wird, so seid ihr wirklich frei.
2Kor 13,8 Denn wir vermögen nichts gegen die Wahrheit, sondern [nur] für die Wahrheit.
Joh 17,17 Heilige sie in deiner Wahrheit! Dein Wort ist Wahrheit.
2Joh 1,2 um der Wahrheit willen, die in uns bleibt und mit uns sein wird in Ewigkeit.
1Joh 2,21 Ich habe euch nicht geschrieben, als ob ihr die Wahrheit nicht kennen würdet, sondern weil ihr sie kennt und weil keine Lüge aus der Wahrheit ist.
@Nncim15 @jackermann @NewsRadioVAN @CityNewsVAN Perfect spot for you to be in son I am tired of helping you seriously even the cops are starting to have enough of our shit and it's starting to affect my mental well-being I am starting to be a vulnerable person just like you 🙄🙄🙄🙄