Recent well liked threads
I know it's a non-consensus view to argue demographics matter - right now, for markets. But they do
To put new UN demographic forecasts for Pakistan into context, over the next 5 years, Pakistan will now look like Indonesia in the 1980s instead of Chile and Uruguay in the 80s
To put new UN demographic forecasts for Pakistan into context, over the next 5 years, Pakistan will now look like Indonesia in the 1980s instead of Chile and Uruguay in the 80s
In 2023, Pakistan's resident deposits were worth about 26% of GDP.
If we were heading to eg 32% of GDP in 2025-29, because of a fertility decline, that would add about 6% of GDP.
This would cover an entire year of Pakistan's budget deficit, without the need for higher rates
If we were heading to eg 32% of GDP in 2025-29, because of a fertility decline, that would add about 6% of GDP.
This would cover an entire year of Pakistan's budget deficit, without the need for higher rates
The new UN forecasts for Pakistan have pushed back its double demographic dividend from the late 2020s, by a decade, to the late 2030s.
So that's an extra decade that Pakistan has to struggle with a shortage of savings, will be reliant on the IMF, etc
So that's an extra decade that Pakistan has to struggle with a shortage of savings, will be reliant on the IMF, etc
I use Claude all day without hitting my usage limit.
Claude doesn’t count messages — it counts tokens. That means some chats burn through your limit 10× faster than others.
If you want to use Claude all day without running out, use these 8 smart tricks:
Claude doesn’t count messages — it counts tokens. That means some chats burn through your limit 10× faster than others.
If you want to use Claude all day without running out, use these 8 smart tricks:
1. Edit the prompt, don't add follow-ups
Each follow-up message accumulates history and costs more tokens. When Claude misses the mark, click the edit icon on your original message, correct the prompt, and regenerate. Correct the prompt, don't accumulate the chat.
Suggested prompt
← Use the ✏️ icon next to your message to edit it
and press ↵ to regenerate the response.
Each follow-up message accumulates history and costs more tokens. When Claude misses the mark, click the edit icon on your original message, correct the prompt, and regenerate. Correct the prompt, don't accumulate the chat.
Suggested prompt
← Use the ✏️ icon next to your message to edit it
and press ↵ to regenerate the response.
2. New conversation every 20 messages
Claude rereads the entire history on each turn. Starting from message 30, a simple question can cost 50,000 tokens. Ask it for a summary, copy it, open a new chat, and paste it. Long conversations are expensive.
Suggested Prompt
Summarize the key points of this conversation in 5 concise bullet points, including the essential context, decisions made, and next steps, so I can continue in a new chat.
Claude rereads the entire history on each turn. Starting from message 30, a simple question can cost 50,000 tokens. Ask it for a summary, copy it, open a new chat, and paste it. Long conversations are expensive.
Suggested Prompt
Summarize the key points of this conversation in 5 concise bullet points, including the essential context, decisions made, and next steps, so I can continue in a new chat.
чувак испарился, рассказываю историю
ТРЕД
ТРЕД
идёт, значит, наша волонтёрка по Тбилиси, видит — жёлтый чемоданчик бесхозный стоит
и куча вещей
и переноска с кошкой
и куча вещей
и переноска с кошкой
проходит час — никто не объявляется.
забираем кошку.
проходит четыре часа — никого.
лезем в вещи.
в вещах:
- документы кошки (ей 10 лет)
- удостоверение депутата
- полтора десятка дневников, исписанных рунами
забираем кошку.
проходит четыре часа — никого.
лезем в вещи.
в вещах:
- документы кошки (ей 10 лет)
- удостоверение депутата
- полтора десятка дневников, исписанных рунами
🚨 The mental health industry made $280 billion last year.
You're still anxious. Still burned out. Still stuck.
Here are 5 Claude prompts that actually help. For free.
(Save this. They're not going to like it.)
You're still anxious. Still burned out. Still stuck.
Here are 5 Claude prompts that actually help. For free.
(Save this. They're not going to like it.)
1/ UNDERSTAND WHAT'S HAPPENING IN YOUR MIND
Act as a mental health coach who explains what's happening in my mind and builds a simple plan to feel better.
Tell me exactly what's going on mentally, give me 3 techniques I can use today, and build a 30-day wellness plan I can follow even on my worst days.
1. Ask me to describe what I'm going through before starting
2. Explain what's happening in my mind and why — no clinical jargon
3. Deliver 3 evidence-based techniques I can use immediately today
4. Build a simple 30-day mental wellness plan — realistic, not perfect
5. Design the plan to work even on the hardest days
- Plain language only — no clinical terms without explanation
- Techniques must be usable today — not after weeks of practice
- 30-day plan must be realistic for someone already struggling
- Always recommend professional support for serious concerns
1. Ask me to describe what I'm going through before starting
2. Explain what's happening in my mind and why — no clinical jargon
3. Deliver 3 evidence-based techniques I can use immediately today
4. Build a simple 30-day mental wellness plan — realistic, not perfect
5. Design the plan to work even on the hardest days
- Plain language only — no clinical terms without explanation
- Techniques must be usable today — not after weeks of practice
- 30-day plan must be realistic for someone already struggling
- Always recommend professional support for serious concerns
2/ BREAK YOUR NEGATIVE THOUGHT PATTERN
Act as a cognitive behavioral therapist who identifies where negative thought patterns come from and rewires them permanently.
Break down my recurring negative thought, expose why it's not true, replace it with a powerful reframe, and build a 21-day practice to permanently change it.
1. Ask me to describe the recurring thought before starting
2. Identify exactly where this thought pattern comes from
3. Explain clearly why it doesn't reflect reality
4. Write a powerful reframe to replace it with
5. Design a daily 5-minute practice to rewire the pattern within 21 days
- Root cause must be specific — not "past experiences"
- Reframe must feel believable — not toxic positivity
- 5-minute practice must be simple enough to do every day
- Never dismiss the thought — acknowledge it before reframing
1. Ask me to describe the recurring thought before starting
2. Identify exactly where this thought pattern comes from
3. Explain clearly why it doesn't reflect reality
4. Write a powerful reframe to replace it with
5. Design a daily 5-minute practice to rewire the pattern within 21 days
- Root cause must be specific — not "past experiences"
- Reframe must feel believable — not toxic positivity
- 5-minute practice must be simple enough to do every day
- Never dismiss the thought — acknowledge it before reframing
Who is the kingpin of the lie about ‘Christian persecution in India? 🧵
#OpIndia is going to reveal the nefarious designs of a scam tainted Christian pastor funded by the international Church network, now under the ED scanner, to defame India and Hindus.
His name? Archbishop Joseph D’Souza - the man comparing Modi govt’s FCRA crackdown to Nazi persecution of Jews.
#OpIndia is going to reveal the nefarious designs of a scam tainted Christian pastor funded by the international Church network, now under the ED scanner, to defame India and Hindus.
His name? Archbishop Joseph D’Souza - the man comparing Modi govt’s FCRA crackdown to Nazi persecution of Jews.
The international anti-India, anti-Hindu ecosystem is obsessed with D’Souza. From American Christian broadcasting networks like CBN News and Christianity Today, they all want to hear him spew venom, delegitimising Hindu victims of forced conversion. .
From the UK's Premier Christianity to Canadian broadcasting networks, Western evangelical media have consistently handed Joseph D'Souza a megaphone to weaponize this fake 'persecution' narrative.
@SwarajyaMag thanks for the article;
#my2cents or #naïveseries or what-ev -
power sector maladies 're high 'coz of
subsidies/under-recoveries &
T&D losses
considering aforesaid, Hon. @RailMinIndia set-up captive T&D infra, so, w.r.t
[1] retrospective css - the capex-costs due to captive T&D
#my2cents or #naïveseries or what-ev -
power sector maladies 're high 'coz of
subsidies/under-recoveries &
T&D losses
considering aforesaid, Hon. @RailMinIndia set-up captive T&D infra, so, w.r.t
[1] retrospective css - the capex-costs due to captive T&D
@SwarajyaMag @RailMinIndia infra, "far-exceed >>> css" & already set-up /can't be un-done,
so retrospective css N.A.
[2] prospective/henceforth css -
large consumer BUT " not equal =/= " other large consumers
'coz other large consumers as infographic 're "end-user/consumers" BUT rlys not itself "end-user"
so retrospective css N.A.
[2] prospective/henceforth css -
large consumer BUT " not equal =/= " other large consumers
'coz other large consumers as infographic 're "end-user/consumers" BUT rlys not itself "end-user"
@SwarajyaMag @RailMinIndia & also "subsidizes rlys ticket-prices" to citizens - that 're "end-user/consumers" &
rlys' consumers' subsidies "far-exceed >>> hhold consumers' subsidies",
so prospective/henceforth css [logically,numerically] N.A.
[2] con 'td - hhold consumers 're also, per current law, allowed
rlys' consumers' subsidies "far-exceed >>> hhold consumers' subsidies",
so prospective/henceforth css [logically,numerically] N.A.
[2] con 'td - hhold consumers 're also, per current law, allowed
Graham: If China invades Taiwan, the full weight of U.S. sanctions and tariffs should hit on day one.
That is deterrence. If we had done this with Russia before Ukraine, I do not think Putin would have invaded. 1/
That is deterrence. If we had done this with Russia before Ukraine, I do not think Putin would have invaded. 1/
Graham: China buys 90% of Iran’s oil.
Trump says he does not need Beijing’s help, but there will come a moment when China has to be held accountable. If you keep funding Iran, there must be a price. 2/
Trump says he does not need Beijing’s help, but there will come a moment when China has to be held accountable. If you keep funding Iran, there must be a price. 2/
Graham: I think negotiations with Iran have hit a wall. They agree one day and back up the next.
You cannot want a deal more than the other side wants one. The smart play now is to weaken them militarily and keep the embargo on. 3/
You cannot want a deal more than the other side wants one. The smart play now is to weaken them militarily and keep the embargo on. 3/
A few months back, I published this guide on how to remember everything you read.
Re-sharing it here for anyone who finds these protocols useful.
(1/11)
Re-sharing it here for anyone who finds these protocols useful.
(1/11)
(2/11)
(3/11)
💥 Game changer for Web Development announced at GoogleIO- Modern Web Guidance! It’s expert-vetted skills for web development based on best practices of latest specs and APIs.
It ensures your agent/coding harness doesn’t default to older and out of date patterns to build sites.
It ensures your agent/coding harness doesn’t default to older and out of date patterns to build sites.
Instead, it's a single agent skill that finds and retrieves the best guidance for your use case!
Check out the site here: , and can be installed with npx modern-web-guidance@latest install. Our evals run daily with state-of-the-art models and coding agents!goo.gle/mwg
Check out the site here: , and can be installed with npx modern-web-guidance@latest install. Our evals run daily with state-of-the-art models and coding agents!goo.gle/mwg
@philwalton showing the difference between two identically functioning AI coded experiences- one that leveraged this skill, and one that didn’t- and the performance difference of each, and one ships unnecessary JS as well
Durante 20 años, un biólogo italiano estudió a personas que casi nunca enfermaban, todas compartían un hábito que en público parece una locura.👇
En 2003, un inmunólogo conductual que estudiaba patrones de enfermedades crónicas notó algo extraño.
Las personas que casi nunca enfermaban sin agotamiento constante, sin resfriados interminables, compartían un hábito inusual:
Hablaban solas en voz alta. En supermercados. Mientras conducían. Durante caminatas tranquilas. No porque estuvieran inestables, sino porque inconscientemente estaban regulando su sistema nervioso.
Las personas que casi nunca enfermaban sin agotamiento constante, sin resfriados interminables, compartían un hábito inusual:
Hablaban solas en voz alta. En supermercados. Mientras conducían. Durante caminatas tranquilas. No porque estuvieran inestables, sino porque inconscientemente estaban regulando su sistema nervioso.
Conectó a voluntarios para rastrear cortisol y marcadores inmunológicos en tiempo real.
En el momento en que las personas daban voz a sus pensamientos internos, las hormonas del estrés caían un 35%.
Pero quienes permanecían en silencio mantenían el cortisol elevado durante horas.
Uno de los investigadores comentó: "Tu cuerpo trata las emociones reprimidas como una toxina que no puede eliminar."
En el momento en que las personas daban voz a sus pensamientos internos, las hormonas del estrés caían un 35%.
Pero quienes permanecían en silencio mantenían el cortisol elevado durante horas.
Uno de los investigadores comentó: "Tu cuerpo trata las emociones reprimidas como una toxina que no puede eliminar."
1️⃣ Avec Macron au pouvoir, presque chaque jour nous apporte son lot de révélations scandaleuses. Ah, le temps béni des diamants de Bokassa où nos dirigeants se contentaient d'une petite saloperie de temps en temps !
À part ça @QuentinCad31672 se trompe sur un point :⬇️
À part ça @QuentinCad31672 se trompe sur un point :⬇️
2️⃣ les potes de notre saigneur Macron ne sont pas "yankees" (ni "sionistes" pour ceux qui sont obsédés par la "menace juive" qui obsède le monde chrétien depuis la mort du Christ et surtout le Moyen-Âge) car le grand capital s'est depuis plusieurs dizaines d'années...⬇️
3️⃣...totalement déterritorialisé et forme une sorte d'État (dit profond) sans aucune attache nationale, les attaches nationales que les diverses fractions du grand capital promouvaient par le nationalisme qui a connu ses belles heures au moment...⬇️
1/ We are sharing additional details regarding our investigation into unauthorized access to GitHub's internal repositories.
Yesterday we detected and contained a compromise of an employee device involving a poisoned VS Code extension. We removed the malicious extension version, isolated the endpoint, and began incident response immediately.
Yesterday we detected and contained a compromise of an employee device involving a poisoned VS Code extension. We removed the malicious extension version, isolated the endpoint, and began incident response immediately.
2/ Our current assessment is that the activity involved exfiltration of GitHub-internal repositories only. The attacker’s current claims of ~3,800 repositories are directionally consistent with our investigation so far.
3/ We moved quickly to reduce risk. Critical secrets were rotated yesterday and overnight with the highest-impact credentials prioritized first.
Le représentant républicain du 4e district du Kentucky #Massie, conservateur libertarien très à droite, est balayé en primaire. Pour s'être opposé au président #Trump, comme sur le dossier #Epstein. Chez les républicains, 1 seule tête...(🧵ci-dessous). 1/ nbcnews.com/politics/2026-… x.com/CorentinSellin…
...et ceux qui ont refusé le déni électoral de 2020, comme Raffensperger en #Géorgie, sont écrasés dans les primaires républicaines. Parce que cet électorat- le plus partisan et mobilisé- est attaché à D. #Trump comme à un chef et guide incritiquable. 2/ politico.com/news/2026/05/1…
Il y a plusieurs leçons- à cette heure- de cette purge totale du parti républicain par D. #Trump. D'1 part, elle souligne qu' il sera le faiseur de rois pour la primaire présidentielle républicaine 2028. Dur de concevoir un post- trumpisme dans ce parti..3/
BREAKING: AI can now create dividend portfolios that can generate $100,000 in passive income a year — for free.
Here are 12 powerful Perplexity prompts With which you will find safe + growing dividend stocks.
Save this thread. 🧵
Here are 12 powerful Perplexity prompts With which you will find safe + growing dividend stocks.
Save this thread. 🧵
1. The Berkshire Hathaway Dividend Stock Screener
"You are Warren Buffett evaluating dividend stocks for Berkshire Hathaway's $300B+ equity portfolio — selecting only companies with such durable competitive advantages that they can pay and grow their dividends for the next 50 years without interruption.
I need a complete dividend stock screening analysis that separates safe compounders from dividend traps.
Screen:
- Consecutive dividend increases: how many years in a row has this company raised its dividend (25+ = Aristocrat, 50+ = King)
- Dividend growth rate: annualized dividend growth over 3, 5, and 10 years (I want 7%+ to outpace inflation)
- Payout ratio from earnings: percentage of net income paid as dividends (below 60% is safe, above 75% is danger)
- Payout ratio from free cash flow: percentage of FCF paid as dividends (more reliable than earnings-based ratio)
- Revenue stability: has revenue grown in at least 8 of the last 10 years without major drops
- Earnings consistency: has EPS grown in at least 8 of the last 10 years without wild swings
- Debt-to-EBITDA: can the company pay off all debt within 3 years of EBITDA (low leverage = safer dividend)
- Interest coverage: EBIT divided by interest expense above 5x (debt payments easily covered before dividends)
- Economic moat: does this company have pricing power, switching costs, or scale advantages that protect future profits
- Dividend safety score: rate 1-10 based on all factors with a clear safe, watch, or danger classification
Format as a Buffett-style dividend safety report with a scorecard, red flag checklist, and a buy/hold/avoid recommendation.
The stock: [ENTER TICKER SYMBOL OF THE DIVIDEND STOCK YOU WANT EVALUATED]"
"You are Warren Buffett evaluating dividend stocks for Berkshire Hathaway's $300B+ equity portfolio — selecting only companies with such durable competitive advantages that they can pay and grow their dividends for the next 50 years without interruption.
I need a complete dividend stock screening analysis that separates safe compounders from dividend traps.
Screen:
- Consecutive dividend increases: how many years in a row has this company raised its dividend (25+ = Aristocrat, 50+ = King)
- Dividend growth rate: annualized dividend growth over 3, 5, and 10 years (I want 7%+ to outpace inflation)
- Payout ratio from earnings: percentage of net income paid as dividends (below 60% is safe, above 75% is danger)
- Payout ratio from free cash flow: percentage of FCF paid as dividends (more reliable than earnings-based ratio)
- Revenue stability: has revenue grown in at least 8 of the last 10 years without major drops
- Earnings consistency: has EPS grown in at least 8 of the last 10 years without wild swings
- Debt-to-EBITDA: can the company pay off all debt within 3 years of EBITDA (low leverage = safer dividend)
- Interest coverage: EBIT divided by interest expense above 5x (debt payments easily covered before dividends)
- Economic moat: does this company have pricing power, switching costs, or scale advantages that protect future profits
- Dividend safety score: rate 1-10 based on all factors with a clear safe, watch, or danger classification
Format as a Buffett-style dividend safety report with a scorecard, red flag checklist, and a buy/hold/avoid recommendation.
The stock: [ENTER TICKER SYMBOL OF THE DIVIDEND STOCK YOU WANT EVALUATED]"
2. The Vanguard Dividend Growth Portfolio Architect
"You are a senior portfolio strategist at Vanguard who designs dividend growth portfolios for retirees and pre-retirees — portfolios built to generate rising income every year that keeps pace with inflation without ever touching the principal.
I need a complete dividend growth portfolio built from scratch with specific stocks, allocations, and income projections.
Architect:
- Portfolio strategy: dividend growth (rising income) vs high yield (maximum current income) — which fits my situation
- Sector diversification: allocate across all 11 sectors so no single industry can cut my income stream
- Stock selection: 15-25 specific dividend stocks with ticker, current yield, 5-year dividend growth rate, and payout ratio
- Allocation weights: exact percentage and dollar amount for each position based on my total investment
- Yield-on-cost projection: what my portfolio yield will grow to in 5, 10, and 20 years if dividends keep growing at current rates
- Current annual income: total dividend income from day one at my investment amount
- Income growth forecast: projected annual income in year 5, year 10, and year 20 assuming historical dividend growth continues
- Reinvestment strategy: should I reinvest dividends (DRIP) now and switch to income later, or take cash from day one
- Tax-efficient placement: which dividend stocks go in taxable, IRA, or Roth accounts for minimum tax drag
- Rebalancing rules: when to trim winners, add to laggards, and replace any stock that cuts or freezes its dividend
Format as a Vanguard-style portfolio construction document with holdings table, sector allocation, and a 20-year income growth projection.
My situation: [ENTER YOUR TOTAL INVESTMENT AMOUNT, AGE, WHEN YOU NEED THE INCOME, AND YOUR TARGET ANNUAL DIVIDEND INCOME]"
"You are a senior portfolio strategist at Vanguard who designs dividend growth portfolios for retirees and pre-retirees — portfolios built to generate rising income every year that keeps pace with inflation without ever touching the principal.
I need a complete dividend growth portfolio built from scratch with specific stocks, allocations, and income projections.
Architect:
- Portfolio strategy: dividend growth (rising income) vs high yield (maximum current income) — which fits my situation
- Sector diversification: allocate across all 11 sectors so no single industry can cut my income stream
- Stock selection: 15-25 specific dividend stocks with ticker, current yield, 5-year dividend growth rate, and payout ratio
- Allocation weights: exact percentage and dollar amount for each position based on my total investment
- Yield-on-cost projection: what my portfolio yield will grow to in 5, 10, and 20 years if dividends keep growing at current rates
- Current annual income: total dividend income from day one at my investment amount
- Income growth forecast: projected annual income in year 5, year 10, and year 20 assuming historical dividend growth continues
- Reinvestment strategy: should I reinvest dividends (DRIP) now and switch to income later, or take cash from day one
- Tax-efficient placement: which dividend stocks go in taxable, IRA, or Roth accounts for minimum tax drag
- Rebalancing rules: when to trim winners, add to laggards, and replace any stock that cuts or freezes its dividend
Format as a Vanguard-style portfolio construction document with holdings table, sector allocation, and a 20-year income growth projection.
My situation: [ENTER YOUR TOTAL INVESTMENT AMOUNT, AGE, WHEN YOU NEED THE INCOME, AND YOUR TARGET ANNUAL DIVIDEND INCOME]"