One of the benefits employed chaps get from their employers is group life cover.
A benefit that would pay out to your beneficiaries/loved ones in case you died, got a critical illness or a permanent disability while still under employment.
A mistake employed folks usually make is forgetting that they will one day leave employment and they won't take the group life cover with them.
A second mistake is not realizing that getting this benefit on an individual basis becomes more expensive with age.
One of the prudent ways you can prepare yourself to leave employment one day in the future is to detach from some of these employer benefits.
a) Get a personal life insurance cover.
b) Use your investment portfolio to plan your retirement route. Don't rely on employer sponsored pension.
c) Get a post retirement medical cover and start contributing early enough.
The best thing about these things is that it's cheaper and much easier if you start early on.
We often prioritize wealth creation and neglect wealth protection until it's too late.
Life insurance is one of those things that you imagine you don't need until you need it.
Your financial plan is only as solid as the wealth protection plan accompanying it.
Some of the covers you can add to your wealth protection portfolio include: whole life insurance, medical insurance, last expense covers.
In queste settimane si è parlato molto dell'inizio stagione brillante di Alexandar Stanković, quindi ho voluto metterci del mio facendo un'analisi sui suoi dati di inizio stagione e compararli con quelli del nostro terzetto di centrocampo. Stanković non è più di proprietà dell'Inter, ma potrebbe tornarci per una cifra ragionevole (23M).
Le qualità che spiccano da questo primo radar sono soprattutto in copertura con degli ottimi valori difensivi, soprattutto sui duelli aerei. Dal punto di vista della rifinitura invece è più modesto, ma ha buoni dati i cambi gioco e palle filtranti.
Il secondo radar sembra confermare questi dati, con degli ottimi valori per la fase difensiva, e valori più contenuti nella fase di impostazione.
(Nota a margine: guardate i valori del nostro Highlander armeno 🫶)
the Nobel Peace Prize is given to those who are in service of the Israeli-US-NATO empire, and are thereby laundered to become more potent propaganda weapons aimed at the destruction of nations and peoples that dare resist their hegemony. Recent ones include Iran, Russia and Belarus, and now Venezuela. The fact they gave it to fanatical genocidal Zionist neo-con slave Maria Corina Machado shows just how obsessed they are with taking Venezuela and turning it into yet another Israeli-NATO-US Zionist slave colony.
But they can never have it. Chavez made sure of that, and now Maduro is continuing his legacy.
the Israeli-US-NATO Zionist empire has been obsessed with destroying Venezuela ever since it had a popular revolution to overthrow its shackles. Coups, assassinations, CIA-Mossad operations daily including invasions by mercs trained and funded by them, and a total economic terror campaign.
Jeffrey Sachs published a study in 2019 on the effects of what the Western media and political class euphemistically calls "sanctions" on Venezuela, showing it had killed at least 40.000 people just between 2017 and 2018 (see cepr.net/publications/e…).
Here he talks about how the US waged this economic terror campaign against Venezuela because it dared disobey its orders:
this economic terror campaign went along with attempts by the CIA-Mossad to overthrow the democratically elected government of Venezuela, under both Chavez and Maduro. The defeat of the 2002 coup was beautifully documented in "The Revolution will not be Televised", which you can watch in full here: youtube.com/watch?v=y8L3SW…
I highly recommend watching that. The coup regime arrested Chavez and took him away by helicopter and were about to assassinate him, a repeat of Chile 1973. but the poor from the barrios rose up the next day blocking roads and surrounding the palace, forcing them to return Chavez as you can see in this scene:
Conoscete la differenza tra una chiave a bussola (sx) e una chiave dinamometrica (dx)?
David Powell, aviatore USA, potrebbe spiegarvela lui, visto che la imparò a caro prezzo: un morto, vari feriti, un missile nucleare esploso e una base di lancio distrutta.
1/
Andiamo per ordine. Cominciamo dal missile.
Era il Titan II LGM-25C, un missile balistico intercontinentale con una testata nucleare da 9 megatoni.
Partiva da un silo interrato ed era sempre pronto. Questo comportava che il combustibile doveva essere sempre caricato.
2/
Perciò non si poteva ricorrere a idrogeno e ossigeno liquidi, causa i loro effetti degradanti.
In casi simili si deve ricorrere ai propellenti ipergolici. Sostanze chimiche con la caratteristica di essere immagazzinabili e di accendersi per semplice miscela con l'ossidante.
Serbia’s oil industry (NIS), which was flogged off to Russia at a political price of just €400 million in 2008 and is (so far) owned by a Gazprom’s subsidiary, is about to be taken away from the Russians. While this is potentially good news, it has consequences for Serbia: ⬇️
While NIS of course is only a small piece in a much bigger picture, it is profitable, and the profits so far flow to Moscow, financing its war against Ukraine and the EU. So it is a good thing if this stops. But that is not the whole story. faz.net/aktuell/politi…
NIS, one of Serbia´s largest taxpayers, employs thousands in Serbia, Bulgaria, Romania & Bosnia. Near Belgrade, it operates Serbia’s only crude oil refinery, which provides the country & the region. It also operates a network of hundreds of gas stations. nis.rs/en/activity/cr…
I investigated the trader who shorted BTC and ETH hours before the dump, making a total of $142M in realized profit.
On-chain analysis linked the trading address to a wallet holding 29,321 BTC (≈ $3.2B), which could potentially be stolen funds.
Earlier, I clarified that the trader began shorting a day before the tariff announcement. Further investigation shows this wasn’t their first activity on Hyperliquid they’ve been trading there for a while. x.com/SpecterAnalyst… x.com/Fish4AI/status…
Trader’s Pattern
Deposits BTC to spot
Transfers from Spot → Perp (new wallet)
Makes only one Perp trade (mostly ETH)
Swaps USDC for ETH via Spot
Withdraws in ETH
VINODINI AKKA
PART 7: 1/1 VINODINI ala intlo valla annayya Shyam nunchi tappinchukuni tirgutundi..Intlo mom dad adgithe naku job cheyadanki dooram and college ki job ki daggarlo untuna PhD ayyedaka ani cheptundi. PhD ayaka edaina veellaki teliyani dooramaina place vellalankundi
2/2 VINODINI ki intlo annayya bada tappindi kani apudapudu intiki velinapudu Shyam annayya intlo vallu chudanapudu ekkada padite akkada pisakadam Malayalam chese vadu
VINODINI ki ah trauma, bayam undipoindi
College ki velinapudala peon, watchman nunchi enta tappinchukuna no use
3/3 VINODINI college ki vellagane MANOHAR tagulukune vadu.. pilichinapudalla edustu velledi VINODINI vadi flat ki.. Professor MANOHAR ki VINODINI ni Peon, watchman share cheskodam kuda oka paisachika Anandam la aipoindi ah flat lo mugguru kasi teera anubhavinchevaru VINODINI ni
1/ An investigation into the alleged identity of the mysterious Hyperliquid/Hyperunit whale, who holds over 100,000 BTC. Recently, he sold over $4.23B in BTC to acquire ETH and is the same person behind the $735M BTC short order placed on the same platform.
2/ During August and September, he sold over 35,000 BTC for ETH, using both the SPOT and PERP via Hyperliquid/Hyperunit, employing a series of BTC wallets.
Below is a 2025 map of NATO countries in Europe and West Asia👇.
All countries which have pro-russian, extreme right, leaders are endangering NATO and the EU from the inside:
Slovakia
Hungary
& soon Czech Republic, since the election of Andrej Babiš.
>>>
2. 👉❗️With his victory, Babiš will likely join the ranks of Prime Ministers Viktor Orbán of Hungary and Robert Fico of Slovakia, whose countries have refused to provide military aid to Ukraine, continue to import Russian oil and oppose European Union sanctions on Russia.
>>>
3. Some have suggested that Russia might be tempted, if it is not defeated in Ukraine, to attack NATO in five years, and that the Baltic states would represent a good possibility.
My opinion:
Russia doesn't need to invade the Baltics to destabilize Europe and NATO.
i get a lot of questions these days from people feeling worried, disturbed, even overwhelmed about our political environment. my answers have been honest but incomplete. i've tried to answer this particularly heartfelt request more fully--and i'm posting here (with her name redacted) in the hope that maybe others might find it useful too. ian
Not sure you will read this through…
The bottom line up front: I’m reaching out, not for reassurance, but for direction. Are there ways of engaging that you believe actually make a difference—paths for ordinary people like me who refuse to give up—I would be deeply grateful if you’d share them.
I’ve been a follower of yours since my introduction to you via Preet’s podcast. I just finished How to Stand Up to a Dictator by Maria Ressa. It lit a fire in me but also leaves me overwhelmed. I feel pulled to do more, but don’t know how beyond what I am currently doing: I make weekly calls through 5calls (dot) org, I write, I show up to local protests, but it feels like trying to hold back a tidal wave with a teaspoon.
How does a layperson create change? I’m not a lawyer or political expert, but a mom and the wife of a now-retired Lt. Colonel. For 24 years, I stood by my husband’s side, believing deeply in the idea that the sacrifices our family was making were for the greater good—that our country, for all its flaws, stood for freedom, truth, and accountability. That there was honor in this calling. But over the last eight years, and especially these past nine months, I’ve felt that foundation crumble. The freedoms I once believed were sacred are being chipped away, quietly and relentlessly.
I know you’re not an oracle. But I view you as someone who connects the dots with clarity, empathy, and integrity. Thank you for the work you do. You make people like me feel less alone, and that’s no small thing in times like these. I will take any guidance you can provide.
Respectfully,
XXXXXXXX
dear xxxxxxxx,
i read every word. i wish i had a more satisfying answer for you, but the truth is, i get messages like yours regularly—from people who've done everything they were told would matter, who show up, call, write, protest, and still feel like they're bailing out the ocean with a spoon. you're not wrong to feel that way. the foundations are shifting beneath us, and the tools we were told would protect democracy—engagement, institutions, information—are being undermined in real time.
here's what i know: you're already doing more than most. the calls, the protests in gaetz country, the refusal to look away—that matters. not because it guarantees any policy change, but because it keeps the muscle memory of citizenship alive. when people stop showing up, stop calling, stop caring, that's when the tidal wave actually wins.
but let’s be honest, you are swimming against the current. we're living through a transformation in how power works. grassroots civic engagement—the kind you're doing—is eroding not just because of political polarization, but because the systems that used to amplify individual voices are being replaced by algorithms that consolidate power in fewer hands. the social media business model is fundamentally incompatible with a healthy civil society—it welcomes bots, promotes extremism, and spreads disinformation precisely because those things maximize engagement. you're not just fighting bad policy; you're fighting a system designed to maximize division for profit. traditional information networks are collapsing. the "messy middle" of democratic institutions is under sustained attack. and younger americans especially are feeling a disenchantment that's hard to overstate.
so, what do you do when the infrastructure itself is compromised?
first, remember that erosion is uneven. not all american institutions are decaying at the same rate. some things still work extremely well: contract enforcement, capital markets, innovation. the judiciary remains independent in its decision-making. state and local governance remains mostly technocratic and independent of washington. the professional military is still firmly loyal to country over leader. your husband's service wasn't for nothing. that culture, that commitment to something bigger than partisan politics—it's one of the things that's holding. imperfectly, but holding.
second, stay local. national politics feels like screaming into the void because, increasingly, it is. but local politics—school boards, city councils, state races—still has leverage points where individual voices matter disproportionately. it's less glamorous, but it's where you can actually see cause and effect. and it's where the most consequential fights over voting access, education, and civil society are happening right now.
third, build real community. not just online networks, but face-to-face relationships with people who share your values—and people who don’t. the coming years are going to require resilience, and that comes from knowing your neighbors, organizing locally, and creating mutual support systems that don't depend on institutions you can't control.
fourth, focus on the 10%. not every outrage requires your energy. in an environment where everything is breaking news, where uncertainty itself has become the dominant condition, the most important skill is figuring out which fights matter for outcomes. don't let the noise exhaust you. pick your battles.
finally—and this is hardest—accept that you can't control outcomes, only your response. you stood by your husband for 24 years because you believed in something bigger than yourselves. that belief was real and justified. the question now isn't whether you can stop the tidal wave alone—you can't. the question is whether you're willing to keep standing for what you believe in even when the odds look terrible. because the alternative—cynicism, withdrawal, giving up—guarantees the outcome you're trying to prevent.
that's probably not the roadmap you were hoping for. there's no secret lever to pull, no hidden strategy that makes this easier. the uncomfortable reality is that we're in a period where the old rules don't apply, and the new rules haven't been written yet. closed systems are getting stronger than open ones everywhere you look. power is consolidating in ever fewer hands. the trajectory is worrying, i admit.
but here’s the thing about history—it isn't deterministic. trajectories can shift. and they shift because people like you—people who refuse to stop showing up, even in the deep red parts of florida—keep the possibility of something better alive long enough for an opening to appear.
you're not alone. that's a fact. there are millions of people feeling exactly what you're feeling right now. the work is finding each other, supporting one another, and staying in the fight even when it feels hopeless.
thank you for what you're doing. thank you for not giving up. and thank you for writing.
🔥Tomahawks are coming: 2,000 Russian targets in Ukraine’s sights — and nowhere to hide 👇
🧵1/24
🔥The Tomahawk is a U.S. long-range cruise missile with a range of up to 1,600 km — and newer variants reach 2,500 km.
That’s enough to strike deep into Russia, including Yelabuga’s Shahed drone factory, Engels bomber base, and even the Crimean Bridge.
2/24
🔥🇺🇸 U.S. Army Lt. Gen. Ben Hodges former commander of U.S. in Europe:
“We need to give Ukraine land-based Tomahawks. Target key Russian targets with a few of them.”
He says they’d fundamentally shift the battlefield — precision tools to break Russia’s war machine.
Podemos decir que Schwarzschild tuvo un nombre providencial. Más de un historiador de la ciencia ha bromeado con el hecho de que en alemán Schwarz significa negro y Schild significa escudo. Pero, más allá de la aparente predestinación del su
apellido, que no supera lo anecdótico, Schwarzschild jamás refirió a los astros que él descubrió como agujeros negros. De hecho, ese nombre no se empleó en el ámbito científico hasta mucho más tarde. La primera referencia escrita al término "black hole[s]" es del 18 de enero de
1964. “'Black Holes' in the Space”, reza el título del artículo escrito por Ann Ewing en el que ella reportaba lo discutido en la conferencia de la American Association for the Advencement of Science (AAAS), que había tenido lugar en la ciudad de Cleveland, poco tiempo antes. En
📣 Alerta sanitaria en el sector bovino español: se ha confirmado el primer foco de dermatosis nodular contagiosa (DNC) en España. Una enfermedad viral muy contagiosa para el ganado bovino.
2/ En total, hay ya tres focos que suman unos 655 bovinos susceptibles, de momento todos en el Ampurdán. Lógico pues Francia lleva meses con esta enfermedad, que transmitida por vectores, es de fácil transmisión
3/ ¿Qué provoca la DNC? Fiebre, nódulos cutáneos, edema, inflamación de ganglios, extenuación y, en algunos casos, la muerte. También reduce la producción de leche.