Vidya Profile picture
Here to learn & share my thoughts / retweets on random topics ! Spiritual . Like : Reading, Markets, Photography, Nature ,Painting, Fine Arts,Writing threads...
Emma Hayward Profile picture sameerde Profile picture ARUN BADRI Profile picture Akhilesh Kumar Profile picture Tarun Jagga Profile picture 9 subscribed
May 13 β€’ 30 tweets β€’ 13 min read


A book that must be read by all direct equity investors but will be appreciated & understood by a few, that too only after witnessing an entire cycle play out in markets.

Few of my takeaways from this πŸ’Ž by Howard Marks.

πŸ‘‡πŸ½ Image 2/30

To consistently beat the market,
You either need a ton of luck or superior insight & awareness of psychology.

Because investing is at least as much of an art as it is a science, it is essential that one's investment approach be intuitive & adaptive always.
Apr 28 β€’ 10 tweets β€’ 4 min read

We 80's kids are truly blessed.
Life was simple then !

We used to play until we were screamed at to return home.

We enjoyed our childhood without mobile phones & WIFI by playing a wide variety of games which improved our hand eye coordination,stamina & focus.

#Nostalgia Image 2/10

Weekends used to consist of watching episodes of Mahabharata , Ramayana,Mogli ,He Man and the likes.

We danced clumsily to the 90's Indi Pop songs & thought WWF was real.

We created so many memories with hardly any photos thanks to the 32 film roll. πŸ˜„
Sep 11, 2022 β€’ 18 tweets β€’ 10 min read
#BookRecommendation #BookTwitter

How To Decide by Annie Duke.

A brilliant no frills book that offers a framework for thinking about how to improve your decision making , along with a set of tools that help execute it.

A few of my takeaways from this gem ! 2/18
There are only 2 things that determine HOW your life turns out : LUCK & QUALITY OF DECISION MAKING.

We have some control over only one of those two things.

When you make better quality decisions, you increase the chances of good things happening to you.
Jun 12, 2022 β€’ 5 tweets β€’ 2 min read

Do you know why most of us are majorly unhappy with our lives ?

Why do we constantly feel anxious or secretly envy others' life ?

Why do we feel unhappy despite having quite a few things going for us?

The answer is actually simple.... πŸ™‚

#WritingCommnunity 2/5

It's because we humans constantly COMPARE ourselves to others.

Comparison gives birth majorly to all our emotions, especially the negative ones.

So why do we compare our lives with those of others' we (think) we know of?

Why do we benchmark our happiness to theirs' ?
Mar 18, 2022 β€’ 8 tweets β€’ 5 min read


Bitly links of the #BookSummaries I have written from Non-Finance to Finance.
Do share if helpful !πŸ™‚

πŸ”Έ The only self help book I recommend.
Made these notes post my 3rd reading & implementation of the book.

Atomic Habits : 2/8
πŸ”ΈThe secret to a productive, happy & healthy life.
Wisdom in simple words !

Ikigai :

πŸ”Έ My all time favourite , read in any mood kinda book, for simplicity is the ultimate sophistication.

A Book Of Simple Living :
Mar 12, 2022 β€’ 19 tweets β€’ 15 min read

One of the first books I read on investing in 2009 was this πŸ’Žof a book on Warren Buffett called


A great read for investors, given current stock market conditions.

A 🧡

#BookRecommendations 2/19

Buy an easy to understand business run by honest & capable management with MINIMAL VARIABLE PARAMETERS( Avoid Complex Bus.)

Pay less for your share than what it is actually worth in terms of future earning potential.
Hold onto it patiently !
Feb 5, 2022 β€’ 25 tweets β€’ 10 min read

We keep reading or hearing folks saying
" Unlearning is the new Learning."

But what exactly do they mean by this ? πŸ€”

A 🧡 based on my limited understanding & implementation of
Learning, Unlearning & Relearning.

*Pics are from the Internet.

#WritingCommunity 2/25
Our learning process begins the day we are born & continues till the day we decay and die.

However consciously our learning is restricted to just a few quality years.
The rest is mostly sub(un)conscious.

Now therein lies the problem & the solution !
Dec 30, 2021 β€’ 20 tweets β€’ 10 min read

2021 has been one crazy year for me.

Recently took a break from twitter as I needed to think & reflect in solitude.

My biggest learnings / relearnings of 2021 - A thread as random as my thoughts. :))

#2021Wrapped 2/20
#Life is fragile.

We never know when it shall be our last breath. Covid just reinforced this.

Do good. Be good. Expect nothing.
Make mistakes but have no regrets.
Forgive . Make peace often .
Live life each day to the best of your abilities.

That's all that can be done!
Dec 24, 2021 β€’ 21 tweets β€’ 12 min read
Good books are a smooth read.
The great ones aren't.

Why so? πŸ€”

They force you to pause,to reflect & think hard.
They make you question yourself.

Sharing few of my takeaways from one such exceptional book of 2021.

Thank you @naval & @EricJorgenson for this ! :))

A 🧡 2/21
πŸ”ΉProductize Yourself

Leverage specific knowledge -> Scale it -> Get wealthy.

Takes decades as one needs time to figure out what they can UNIQUELY provide.

But FIND & BUILD SPECIFIC KNOWLEDGE for it can't be taught & can only be learnt.

More here
Nov 21, 2021 β€’ 22 tweets β€’ 13 min read
I first read this book in 2009 after losing 80% of my monies on Penny stocks as a student when the 2008 drawdown happened.

Thought it was too simple !

Now in 2021, I think this is one of the best books to absorb & implement.

A 🧡

#BookRecommendations 2/22
Investing means different things to different people - Be it health/ career/external assets with an intent to reap benefits in future.

So then is everyone an Investor ?
When people do different things with even same investment products we give it a different name.
Oct 30, 2021 β€’ 20 tweets β€’ 6 min read

Sharing some takeaways from the book : India's Money Monarchs* , ONLY of the conversation with Sanjoy Bhattacharya.

* Available on Kindle Unlimited now.

@Vivek_Investor and @dmuthuk
I think you & your followers might like this . πŸ™‚

#BookRecommendations 2/20
πŸ”ΈOn How to Minimise Risk ?

* Look at long term volatility of Cash Flows ( assuming Financial Statements paint a fair picture )

* Check if business generates Free Cash Flow ( FCF). This ensures company is unlikely to be wiped out at the bottom of the cycle.
Oct 16, 2021 β€’ 29 tweets β€’ 16 min read

The Courage To Be Disliked is an extremely logic oriented look at happiness and life.

Snippets of it may sound patronising at times but it leaves you with more questions than answers - It forces you to think!πŸ™‚

Some takeaways via a 🧡..

#BookRecommendation 2/28
The world in itself is simple. Life in itself is simple.

It is WE who make it complicated.

How ?
By Comparison.

We all live in a subjective world that we OURSELVES have given meaning to from OUR perspective.

So how can then they be the same for all ? πŸ™‚
Sep 3, 2021 β€’ 26 tweets β€’ 17 min read

Some books within minutes , force you to ditch the e-version of kindle & buy the hard copy instead !πŸ™‚

The Joys of Compounding is one such πŸ’Ž
Content ( Curation + Creation ) at its finest !

Compressed JUST A FEW takeaways in this 🧡

#BookRecommendation 2/25
Invest in yourself. Read.
Self educate. Think in isolation !

Everything in life can teach you when you possess the right mindset.
Read across a wide spectrum,for the scenes change but the behaviours & outcomes don't.

How to go about #READING & #THINKING effectively.
Aug 29, 2021 β€’ 5 tweets β€’ 2 min read

* How to #Focus *

Few young adults asked me ways to improve focus.
Sharing what I follow.

To begin with :
* Turn off all gadgets
* Sit in a room & read hard copies of books / newspapers
* Primarily try to focus & absorb the content
* Read aloud if necessary 2/5

* First read with an intention of consuming content . Read slowly
* Gradually shift to reflecting upon it
* Then memorising points
* Finally writing takeaways

* Don't use mobile / laptop for reading when developing attention span . Mostly they are counter productive !
May 29, 2021 β€’ 15 tweets β€’ 10 min read
#LetsTalkMoney by @monikahalan is all about US understanding OUR Needs & Wants, & constructing OUR Money Box.

It helps BUILD a system in place , rather than focusing on a (non existent ) single shot solution.



A 🧡 on it .
πŸ‘‡ 2/15
Firstly, build your own system to manage Cash Inflows & Outflows .
Find a way that's least troublesome but automatically separates the 2.

#Budgeting & #Allocation must not be a cumbersome task !

Easy bifurcation helps in Better mapping.

A bird's eye view on the same πŸ‘‡
May 15, 2021 β€’ 22 tweets β€’ 8 min read
" Zen and the Art of Happiness "

It's a simple book but it makes you think .

Few of my takeaways ( with random 2 min doodles).
What is Zen ?

#Zen is a Japanese word that is derived from the Sanskrit word Dhyana meaning "Meditation" . 2/21
Zen is a journey of exploration & a way of living that , in and of itself doesn't belong to any one religion or tradition as such.

Zen doesn't teach. It merely
points, enabling us to wake up & become aware.

Ever noticed how zen stories rarely have predefined morals? πŸ€“
Apr 23, 2021 β€’ 7 tweets β€’ 9 min read
#NewAIIMSGuidelines (22.04) for #COVID19India Mangmt

Small but IMPORTANT thread for ALL.
Pls amplify. πŸ™

#Plasma #TOCILIZUMAB & #REMDESIVIR are NOW in EUA/Off-label usage under CERTAIN circumstances ONLY !

Pls UnderstandπŸ™ 2/5
Plasma & Remdesivir benefits HAVE NO CONCLUSIVE PROOF ( Tweeted many times on this)


Instead, LEARN #Proning .Recommended by doctors also.

Video shared
Apr 20, 2021 β€’ 4 tweets β€’ 4 min read
Some #positivity for the day !! :))

#COVID19 hasn't stopped the Family Trust activities even in 2021.

Financial Assistance in Education of 170 needy students amounting to β‚Ή16lakhs was provided , thanks to donors.πŸ™

Pending applicants will be helped as need arises. ImageImage 2/4
Updates from different Shiksha angans

*Notebooks & Stationeries for students were arranged.
*A Computer with a good table was provided .WiFi will be installed shortly.
*Books , Eatables & Carrom Board given.
*Girls learning Mehendi well.

More events Post #VaccinationDrive. ImageImageImageImage
Apr 14, 2021 β€’ 14 tweets β€’ 7 min read

The #COVIDSecondWave is real .
Being prepared helps a little.

As someone who is recovering from Covid, sharing some basic points on #COVID19 .

Pls share if useful . πŸ˜‡πŸ™

(P.S - I have cross verified with doctors prior to posting this in public domain ) 2/13

If any symptoms, get tested (RT- PCR) IMMEDIATELY along with ENTIRE family.

DON'T WAIT for 2-3 days.
Labs are already backed up !

Begin wearing masks & Social Distancing EVEN INSIDE Homes.


The SOONER the treatment begins, the BETTER it shall be.
Mar 29, 2021 β€’ 10 tweets β€’ 4 min read

We all wish to be #FI
Investing sensibly is the only way to achieve this.

Hence #AssetAllocation becomes important , as we need to, BOTH PROTECT & GROW OUR CAPITAL to meet our goals in life.

A basic thread in simple language for beginners.

If useful , pls do share πŸ˜‡πŸ™ 2/10

Asset Allocation is an Investment Portfolio technique .

It aims to mitigate the risk by distributing our investable surplus across different asset classes like Equity, Debt, Gold, Real Estate, MF, Cash or Alternates after Risk Profiling of the investor.

An example πŸ‘‡
Feb 28, 2021 β€’ 4 tweets β€’ 2 min read
#WeeklyShortStories based on my Learnings.
If you like them , do share them ! :))

Whilst distributing goodies to our children , Dhriti ran upto me & whispered in my ear.

"Didi, can I get 2 more bags ?"
"What for ?" I asked a tad unhappily thinking she was being greedy. 2/4
" I need to give them to Ashok & Pushpa - my friends. They haven't eaten such sweets ever ! " she stated.

"But I have just 1extra bag !" I lied.

She thought deeply momentarily & replied , "It's okay didi. I shall give my bag to Pushpa."

Shocked I questioned her ,