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Championing middle class wealth in Africa and the Diaspora at @volitioncap, @vizientcoop & @volitionblue | Featured by CNN, Forbes, Inc and Guardian
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Sep 9 โ€ข 5 tweets โ€ข 3 min read
๐—ง๐—ฎ๐—น๐—ฒ ๐—ผ๐—ณ ๐—ง๐˜„๐—ผ ๐—ช๐—ผ๐—บ๐—ฒ๐—ป: ๐—ฃ๐—ฎ๐—ฟ๐˜ ๐—ข๐—ป๐—ฒ:

There is a fascinating story in the biblical book of 2 Kings 4. I urge you to read it first for context.

In the story, a widow approaches Elisha the prophet, in desperation. Her husband had died leaving debts, and the creditor wanted to make her sons slaves, as a form of payment. Hence, she was appealing to the prophet for help.

There are many life lessons that I learned from this story. I will share some of them.Tale of Two Women ๐Ÿญ. ๐—œ๐—ฑ๐—ฒ๐—ป๐˜๐—ถ๐—ณ๐˜† ๐—ฃ๐—ผ๐˜„๐—ฒ๐—ฟ ๐—–๐—ฒ๐—ป๐˜๐—ฟ๐—ฒ๐˜€

I'm unsure what the window expected from the prophet exactly. It seemed a financial matter, not a spiritual one. Was he to miraculously make the creditor disappear or conjure up money from air?

But, the widow appealed to the only power centre she knew. She couldn't reach the King, and the matter was urgent. She knew the prophet had wisdom, power & influence, and he was accessible.

Which power centers are within your reach?

๐Ÿฎ. ๐—–๐—ฎ๐˜€๐—ต ๐—ถ๐—ป ๐—š๐—ผ๐—ผ๐—ฑ๐˜„๐—ถ๐—น๐—น

The widow showed wisdom. She first reminded Elisha of her late husband's service. She had inadvertently pulled out a legacy goodwill chip that could be cashed in the present.

There are places I've been to where my name elicits the response, "I knew your father." Or, I say where I worked and the response is, "Oh we know your former boss." Then, things become easier for me.

Many of you will be favoured because you have served faithfully or someone else has done so before you. Don't waste your goodwill.

Sometimes, people use their goodwill on silly requests or on third-parties that are far removed from them.

Once your chip is cashed, you can't use it again.
Sep 2 โ€ข 5 tweets โ€ข 3 min read
I recently qualified for an Insurance Agent license in the great State of Texas. Our company has a US office there.

As an African "Efiko", I scored over 90% in the exam. But this post is about why I got the license in the first place.

My life's work is helping the honest & hardworking create wealth. Especially, the middle class who toil at their jobs every day, only to sadly get the short end of the investing stick.

So, when our African firm set up a US office, @VolitionBlue, I set out to understand generational wealth in America.Image ๐—œ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—Ÿ๐—ถ๐˜๐—ฒ๐—ฟ๐—ฎ๐—ฐ๐˜†

You cannot create sustainable wealth for yourself and others without financial literacy. Everything rises and falls on information, followed by access.

While I had some foundational knowledge of Entrepreneurship, Equities, Real Estate, Trusts and Philanthropy. Insurance was the field I knew nothing about.

Therefore, studying for a license was a disciplined way for me to learn about the sector. And if I was going to spend time reading the material, I wanted something to validate that knowledge.
Mar 13 โ€ข 16 tweets โ€ข 3 min read
๐—˜๐˜…๐—ฐ๐—ฒ๐—น๐—น๐—ฒ๐—ป๐—ฐ๐—ฒ & ๐——๐—ฒ๐—ด๐—ฟ๐—ฎ๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป

When I moved into a new apartment, I noticed things started breaking down after a year. They no longer looked shiny or new. Image There was the orphan line where a cleaner scratched the wall with her cleaning cart. Scuffed baseboards. The weathered look of the patio after exposure to the elements.
Nov 15, 2023 โ€ข 20 tweets โ€ข 3 min read
๐—ง๐—ต๐—ฒ ๐—š๐—ฎ๐˜๐—ฒ๐—ธ๐—ฒ๐—ฒ๐—ฝ๐—ฒ๐—ฟ๐˜€

There are gatekeepers in every society. Self-appointed overlords who having reached the zenith of their industry, decide who gets in behind them.

#Career #Work #Life #DearCEO Image I once heard an African-American actor speak about his experience in Hollywood. My heart broke a little when he said it didn't matter that he was talented or good looking. He needed someone to let him in.
Oct 4, 2023 โ€ข 23 tweets โ€ข 3 min read
๐—ฆ๐—ฝ๐—ถ๐—ฟ๐—ถ๐˜๐˜‚๐—ฎ๐—น ๐—š๐—ถ๐—ณ๐˜๐˜€ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ช๐—ผ๐—ฟ๐—ธ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ

I used to be religious and then one day I stopped. I was exhausted by the incessant requirements and accompanying condemnation - one always seemed to fall short. And so, I embraced a relationship with God instead. Image My mum introduced me to church quite early, like most African mothers do. But I disliked the traditions and soon grew tired of doing the same things over and again.
Jul 19, 2023 โ€ข 13 tweets โ€ข 3 min read
This week on my Middle-Class Wealth series, Iโ€™m sharing insights from @VolitionCap's and @Opportunikโ€™s white paper - Accelerating Wealth Creation for Middle-Class Africans & Diasporans.

#MiddleClassWealth #MiddleClass #VolitionCap #Africa #Diaspora https://t.co/Y5QLhgKjSOtwitter.com/i/web/status/1โ€ฆ
Image The White Paper by Volition Cap and Opportunik Global Fund discusses the wealth gaps between middle-class Africans & Diasporans and other ethnicities.

It emphasizes the need for the target group to create wealth 7-10x faster than their counterparts to close generational gaps.
Jun 28, 2023 โ€ข 25 tweets โ€ข 4 min read
๐—ฌ๐—ผ๐˜‚๐—ป๐—ด ๐— ๐—ผ๐—ป๐—ฒ๐˜†

Dear CEO, You are young and will be resented for your wealth. When you fly first class, some may wonder how you got there and biases will emerge.

[This is a thread๐Ÿงต] A few will peg you as the scion of a rich family. Others will wonder about cybercrime. Develop a thick skin and understand that envy is par for the course.
Jun 21, 2023 โ€ข 18 tweets โ€ข 5 min read
๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ๐˜€, ๐—Ÿ๐—ผ๐˜ƒ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐— ๐—ผ๐—ป๐—ฒ๐˜†

I am an introvert without a great social filter. I do not like what I hate. But years of doing business means I've learnt to hide what I really think out of respect and political correctness.

#Work #Life #Authenticity #WakingThoughts Image However, my personal values define the work that I do and the people I love. I spent almost 20 years in the corporate world before starting my company, and as you can imagine, I got into trouble for being authentic.
Jun 19, 2023 โ€ข 11 tweets โ€ข 3 min read
This week on my Middle-Class Wealth series, Iโ€™m sharing insights from @McKinsey_MGI's report.

I highlight the opportunities for the African & diasporan middle class.

#MiddleClassWealth #AfricanMiddleClass #AfricanWealthReport #Africa #Diaspora twitter.com/i/web/status/1โ€ฆ Insights from Mckinsey Glob... McKinsey Global Institute is an authoritative source of economic forecasts. Their report projects a vibrant economic future for Africa in a number of sectors.
Jun 14, 2023 โ€ข 31 tweets โ€ข 5 min read
๐——๐—ฒ๐—ฎ๐—ฟ ๐—™๐—ฒ๐—บ๐—ฎ๐—น๐—ฒ ๐—–๐—˜๐—ข,

I am not married, and I do not have children. I provide this caveat because by the time you finish reading this, you may think, "She doesn't understand."

#DearCEO Image However, wisdom is not circumstantial. You must take what makes sense to you and then, leave the rest. So here's my story.

I am the child of a high achieving woman. In her lifetime, my mother ran four businesses at different points while raising six children.
Jun 13, 2023 โ€ข 5 tweets โ€ข 3 min read
It was an honour to speak at the @SAAMA_NPC Conference on Wednesday, 7th June 2023.

I presented @volitioncap's unique fund management model using traditional African cooperatives.

#AfricanWealth #Diaspora #VolitionCap #MiddleClassWealth Image I also emphasized the need for asset managers to assist the middle class to reach their financial goals.
Mar 22, 2023 โ€ข 20 tweets โ€ข 5 min read
WHO DO YOU ANSWER TO? A CASE FOR ACCOUNTABILITY

[Before you read this article, please take a quick poll to provide feedback about my newsletters, so I know whether to continue writing them: forms.gle/xUb26A6MYGLtTPโ€ฆ]

#Life #Leadership #WakingThoughts Image From 2015 to 2020, a series of seemingly unrelated events culminated in a personal crisis. Here's the timeline of what happened.

In the summer of 2015 my mom died, and then 6 months later, in 2016, my dad followed. By 2017, I started a company and considered leaving my day job.
Mar 19, 2023 โ€ข 4 tweets โ€ข 1 min read
I need to buy a physical Bible, so I can reduce my screen time. Even though I regulate my social media use, I spend too much time on my laptop for work and on my phone for note taking & reading. I can't even remember the last time I read a physical book.
Mar 19, 2023 โ€ข 5 tweets โ€ข 1 min read
Be ready for help.

I've never believed in reinventing the wheel. If someone is already doing what I want to do, I'll gladly join. But I've noticed two things that visionary builders do wrong. 1. You fail to publicize what you do because you're too busy building. This is a mistake. You would gain many synergies if people were aware of your work.
Jan 18, 2023 โ€ข 16 tweets โ€ข 3 min read
I FAILED AND IT SUCKS

Last week, I failed at something so monumental that it knocked me off my life axis. All my future plans and dreams went out of the window temporarily.

#Failure #Thread I failed at something I prepared for, forย several months. I haven't done that volume of work in a while. Incredible goodwill and equity were deployed. And I prayed for so long and believed I had clarity of direction.
Dec 14, 2022 โ€ข 10 tweets โ€ข 2 min read
It always pains me when a creative person finds God or Christianity and then becomes more conservative and starts limiting their gifts to church alone. It's like their brain cells slowly die after feeling the corrosive effects of organized religion. It's always astonishing because I believe the Holy Spirit to be an extremely creative person. If he lives in you, you should become more creative.
Dec 14, 2022 โ€ข 19 tweets โ€ข 3 min read
LISTEN TO THE SIGNS

There's something creative about setting up a new home. It's even more emotional when you're in a new city without family & close friends. You're forced to deploy admin skills you haven't used in a while. And, it brings back the basics of quiet simple work. Every week, you create a list of chores and accomplish them. You research how to do things and then get them done.
Nov 30, 2022 โ€ข 13 tweets โ€ข 3 min read
THIS IS A SEASON OF KINDNESS

The antidote to fear isn't faith, it's love. That's because faith doesn't exist in a vacuum. Rather, you believe someone you know and trust. You are certain they have your best interests at heart, and that they have the power to do what they say. ๐Ÿงต However, it's difficult to accept love when you have little reference for it. I am lucky in this regard. I had a good dad. And so, when I think of God, I've got a benchmark. In my mind, if God loves me more than my dad did, then that's a fantastic thing.
Nov 29, 2022 โ€ข 4 tweets โ€ข 1 min read
I attended a church with a pantry. You can pick up anything you need or want. You just go in and pack stuff. And the pantry is never empty. This is a shout out to churches that make kindness normal. Those who have no jobless people, because there's a job board that's constantly filled with opportunities. Assemblies where no one is alone during the holidays because homes are always open.
Nov 24, 2022 โ€ข 5 tweets โ€ข 1 min read
As Executives become busier, they have less time to review things. So if you're a Manager, here are a few ways to make yourself invaluable. Present information in a way that's useful for decision making. Get to the crux of things quickly. Develop 1-page reports and presentations that are no more than 10 pages. Use graphs and charts, not text.
Jul 12, 2022 โ€ข 4 tweets โ€ข 1 min read
Remember I mentioned the currency of Nigeria is power? Think of rally numbers in the same way. It's a show of people power. That's why you need to show that your candidate has physical supporters on the ground. What successful rallies signal to the powers that be is:
1. You have potential voters & supporters
2. You know how to do grassroots mobilization
3. You have money to mobilize. This is because rallies and mobilization cost money - buses, placards, t-shirts, stomach infrastructure