“الغنم بالغرم”
“(Entitlement to) profit is accompanied by responsibility"
1. Minimizes moral hazard (where someone takes on more risks because he knows someone else will bear the cost of those risks).
2. Links finance to the real world and limits the amount of debt created.
4. Forces Muslims to understand that Allah swt gives Rizq (provision), and they should use and circulate it for good.