📣💥 OH, YEAH: #ACA Open Enrollment starts TODAY!
Here's 7 important things to remember:
acasignups.net/20/11/01/oh-ye…
Here's 7 important things to remember:
acasignups.net/20/11/01/oh-ye…
1. DON'T MISS THE DEADLINE!
In most states you have until 12/15 to #GetCovered, but 9 states + DC have longer deadlines to sign up (though your coverage may start later).
In most states you have until 12/15 to #GetCovered, but 9 states + DC have longer deadlines to sign up (though your coverage may start later).
2. MAKE SURE YOU ENROLL IN AN ACA-COMPLIANT PLAN!
There's lots of scam sites out there, plus sites which are legal but still mix ACA plans w/junk plans. Stick to either the official ACA exchange sites *or* to authorized partner sites which *only* sell fully ACA-compliant plans.
There's lots of scam sites out there, plus sites which are legal but still mix ACA plans w/junk plans. Stick to either the official ACA exchange sites *or* to authorized partner sites which *only* sell fully ACA-compliant plans.
3. SOME STATES STILL HAVE THEIR OWN INDIVIDUAL MANDATE PENALTY!
The federal mandate penalty may have been zeroed out, but CALIFORNIA, DC, MASSACHUSETTS, NEW JERSEY & RHODE ISLAND have their *own* financial penalty for those who don't #GetCovered (or get an exemption).
The federal mandate penalty may have been zeroed out, but CALIFORNIA, DC, MASSACHUSETTS, NEW JERSEY & RHODE ISLAND have their *own* financial penalty for those who don't #GetCovered (or get an exemption).
4. YOU MAY QUALIFY FOR A TAX CREDIT IN 2021 EVEN IF YOU DIDN'T IN 2020!
Due to how the ACA's subsidy formula works, some people who didn't qualify *this* year may qualify *next* year *even at the same income level*, which could save them potentially thousands of dollars.
Due to how the ACA's subsidy formula works, some people who didn't qualify *this* year may qualify *next* year *even at the same income level*, which could save them potentially thousands of dollars.
5. RESIDENTS OF SOME STATES MAY QUALIFY FOR *ADDITIONAL* SUBSIDIES!
If you live in CA, MA, NJ or VT, you may be eligible for additional state subsidies on top of the federal ACA subsidies. In CA, many of those who *aren't* eligible for federal subsidies can still get state help!
If you live in CA, MA, NJ or VT, you may be eligible for additional state subsidies on top of the federal ACA subsidies. In CA, many of those who *aren't* eligible for federal subsidies can still get state help!
6. MILLIONS OF PEOPLE ARE ELIGIBLE FOR *ZERO-PREMIUM* PLANS...EVEN ZERO-PREMIUM *GOLD* PLANS!
It's a long, stupid story, but the bottom line is that thanks to something called #SilverLoading, some people may be able to get a Bronze plan *or even a Gold plan* for $0/month.
It's a long, stupid story, but the bottom line is that thanks to something called #SilverLoading, some people may be able to get a Bronze plan *or even a Gold plan* for $0/month.
7. DO *NOT* LET YOURSELF BE "PASSIVELY" AUTO-RENEWED!
Most current ACA exchange enrollees will be auto-renewed to the same/similar plan if they take no action...but they could be missing out on a much better deal. ACTIVELY SHOP to see if there's a better value for you this year.
Most current ACA exchange enrollees will be auto-renewed to the same/similar plan if they take no action...but they could be missing out on a much better deal. ACTIVELY SHOP to see if there's a better value for you this year.
🚨 ONE MORE THING: Even with the threat of the Trump/GOP lawsuit about to be heard by the Supreme Court, you should STILL #GetCovered during Open Enrollment anyway, for 5 reasons:
1. The decision is still an unknown (even w/Barrett!)
2. IF DEMS WIN A TRIFECTA, they could render the case moot.
3. They could kick the case back down the line again (unlikely).
4. They could put a stay on their ruling (unlikely).
5. The ruling isn't expected until next spring.
2. IF DEMS WIN A TRIFECTA, they could render the case moot.
3. They could kick the case back down the line again (unlikely).
4. They could put a stay on their ruling (unlikely).
5. The ruling isn't expected until next spring.
Bottom line: ACA-compliant coverage for 4-6 months is still better than for 0 months, especially in the middle of a pandemic.
So #GetCovered by visiting one of these OFFICIAL #ACA exchange websites today:
So #GetCovered by visiting one of these OFFICIAL #ACA exchange websites today:
IF YOU LIVE IN AL, AK, AZ, AR, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MI, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, SC, SD, TN, TX, UT, VA, WV, WI or WY, visit HealthCare.Gov! @HealthCareGov
If you live in CALIFORNIA, visit CoveredCA.com! @CoveredCA
If you live in CONNECTICUT, visit AccessHealthCT.com! @AccessHealthCT
If you live in the DISTRICT OF COLUMBIA, visit DCHealthLink.com! @DCHealthLink
If you live in IDAHO, visit YourHealthIdaho.org! @YourHealthIdaho
If you live in MARYLAND, visit MarylandHealthConnection.Gov! @MarylandConnect
If you live in MINNESOTA, visit MNsure.org! @MNsure
If you live in NEVADA, visit NVHealthLink.com! @NVHealthLink
NEW THIS YEAR: If you live in NEW JERSEY, visit nj.gov/getcoverednj! @GetCoveredNJ
If you live in NEW YORK, visit NYStateofHealth.NY.Gov! @NYStateofHealth
NEW THIS YEAR! If you live in PENNSYLVANIA, visit Pennie.com! @PennieOfficial
If you live in RHODE ISLAND, visit HealthSourceRI.com! @HealthSourceRI
If you live in VERMONT, visit HealthConnect.Vermont.Gov! @VTHealthConnect
If you live in WASHINGTON STATE, visit WAHealthPlanFinder.org! @WAplanfinder
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