EXAMPLE 1: A single 26-yr old living by themselves will save up to $123/mo on avg...and if they earn less than $19K/yr, they're eligible for a FREE #SecretPlatinum plan (technically it's Silver, but w/generous cost-sharing subsidies making it the equivalent of Platinum).
EXAMPLE 2: A single 40-yr old will again save up to $1,480/yr on avg., and again, can get a #SecretPlatinum plan either for FREE (if they earn up to $19K/yr) or for as little as $43/mo if they earn up to $25.5k/yr:
EXAMPLE 3: A single 50-yr old. At $51K/yr income, you start to see the infamous #SubsidyCliff...which was just eliminated by the #AmRescuePlan for the next 2 yrs. (Next step: Permanently #KillTheCliff!)
They'll save up to $270/mo or up to $3,200/yr.
EXAMPLE 4: A single 64-yr old, presumably biding their time until they qualify for Medicare. Before the #AmRescuePlan, if they earned just over $51K/yr, they'd have to pay as much as 25% of their income in premiums. Now they'll pay no more than 8.5%...saving up to $8,300/yr.
EXAMPLE 5: A 30-yr old Single Parent w/1 child. Families get complex because CHIP may be available, but otherwise they'll save up to nearly $2,000/yr. Again, they qualify for #SecretPlatinum for FREE under $26K or for less than $58/mo if they earn up to $34.8K/yr!
EXAMPLE 6: A family of four: A 40-yr old Couple with 2 kids. Again, disregarding CHIP, they'll save up to $610/mo or over $7,300/yr on average.
EXAMPLE 7: Empty Nesters: A 50-yr old couple w/1 college-age child on their plan. Before now, you can absolutely see why they called it a #SubsidyCliff. Thanks to the #AmRescuePlan, they could save up to $12,000/yr depending on where they live and their annual income:
EXAMPLE 8 (THIS ONE WILL BLOW YOUR MIND): A 60-yr old Couple. Until now, if they earned just a little over $70,000/yr, they'd have to pay an insane 33% of their *total income* on premiums alone.
At that income, the avg. 60-yr old couple will save over $17,000/yr. Not a typo.
Remember, any household earning less than 150% of the Federal Poverty Level qualifies for a FREE #SecretPremium (aka "Silver plan w/CSR"), while households earning 150 - 200% FPL can get #SecretPremium for less than 2% of their income: acasignups.net/21/04/01/milli…
Anyway, if you find my work helpful and want to support it, you can do so here, thanks! acasignups.net/donate
Counties w/highest cumul. per capita cases: 1. Crowley County, CO (35.3% of pop) 2. Chattahoochee County, GA 3. Bent County, CO 4. Dewey County, SD 5. Lincoln County, AR 6. Lake County, TN 7. Norton County, KS 8. Bon Homme County, SD 9. Trousdale County, TN 10. Buffalo County, SD
Counties w/highest cumul. per capita deaths: 1. Foard County, TX (0.87% of the population) 2. Jerauld County, SD 3. Galax, VA 4. Emporia, VA 5. Gove County, KS 6. Gregory County, SD 7. Hancock County, GA 8. Iron County, WI 9. McMullen County, TX 10. Molley County, TX
My son is on spring break and convinced me to watch "The Phantom Menace" with him. He loves Star Wars but has never seen the prequels before (by design). He knew they'd be bad but wanted to watch them anyway just to see how bad they are.
This is the first time I'd watched Phantom Menace since it first came out. I was hoping that with the benefit of hindsight, perspective, etc. that it might turn out to be better than I remembered. It's actually worse.
Aside from the more obvious stuff--Jar Jar is like fingernails on a chalkboard; Jake Lloyd is terrible as young Anakin (nothing personal...I'm sure he's a nice person in real life); the overused CGI--there's also a bunch of other stuff I'd forgotten about.
I've deleted a hastily-posted, kneejerk response tweet which I shouldn't have posted. I'm just pissed as hell at GOP legislators in states like WY & MO who either rejected Medicaid expansion or are flat-out overriding their own voters on it (as well as FL & TX, of course).
Just yesterday, a 5-member Wyoming Senate committee rejected expanding Medicaid to 25,000 of their lowest-income residents *again* in a 3-2 vote, even though it would cost the state NOTHING for the first 3 years or so & only 10% of the cost after that. acasignups.net/21/03/31/3-wyo…
And this came just a week after Missouri Republicans defied their own voters & state constitution by blocking *funding* of their share of Medicaid expansion *even though they won't have to pay a dime for up to the first 4-5 years*, jeopardizing the program acasignups.net/21/03/26/misso…
1. MILLIONS WHO DIDN'T QUALIFY FOR FINANCIAL HELP BEFORE DO NOW...AND IT COULD SAVE YOU *THOUSANDS* OF DOLLARS!
(and those who already qualified now qualify for *more* help!)
This table shows the financial help sliding scale under the #ACA (which cuts off help for middle-class enrollees)...and under the #AmRescuePlan, which covers 100% of the premiums for millions of people & caps them at no more than 8.5% *EVEN FOR MIDDLE-CLASS AMERICANS*:
This is a long, wonky post, but it also includes the simplest explanation I could give of how #SilverLoading works and why a lot of people were eligible for $0 premium Bronze or *Gold* plans even before the #AmRescuePlan expanded them further.
In short: Here's some sample 2017 Bronze, Silver & Gold premium & enrollment data. Let's say 2018 medical trend went up 5%. Meanwhile, let's say 1/2 the enrollees received CSR help averaging $2,400 apiece.
That's $120M in CSR reimbursements owed to the carriers from the feds.
In late 2017, Donald Trump cuts off CSR reimbursements, figuring this will cause millions of low-income enrollees to lose their subsidies *or* for all the carriers to drop out of the ACA market (causing it to "blow up" and "collapse"), or both, to avoid eating a $120M loss.