(Sigh) Texas is on its way to becoming the latest GOP-run state to do an end run around the ACA’s protections by expanding “farm bureau” junk plans.
https://twitter.com/KUT/status/1397153723814715395
There’s several types of non-ACA plans available on the individual market. Some are worse than others but none of them include most ACA protections:
—“short-term plans”
—“association plans”
—“grandfathered plans”
—“grandmothered (transitional) plans”
—“farm bureau plans”
—“short-term plans”
—“association plans”
—“grandfathered plans”
—“grandmothered (transitional) plans”
—“farm bureau plans”
...oh, and “sharing ministry” plans, where you have to sign a pledge to live your life by a moral code (or at least you used to).
Some of each of these types of plans have a long history of fraud and scammyness...and in most cases there’s not much regulators can do.
Some of each of these types of plans have a long history of fraud and scammyness...and in most cases there’s not much regulators can do.
Here’s one of the most notorious: acasignups.net/20/12/24/new-j…
Here’s a somewhat outdated video explainer I did a few years back about each of them. One caveat: I mention “student plans” in the video but student plans ARE fully ACA compliant, they’re just treated a bit differently:
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