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FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
@TheFactFindr
May 17 โ€ข 5 tweets โ€ข 2 min read Twitter logo Read on Twitter
I am honestly surprised by #Fintwit waking up to this now !! I realised this on the day of the #Budget itself
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More from @TheFactFindr

FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 19
#BRILLIANT #ANALYSIS

How many People get impacted by #taxterrorism of Newly implemented #TCS (Tax Collected at Source)?

ONLY 4.3 MILLION FAMILIES

Thatโ€™s JUST 1.2% of INDIAN FAMILIES โ€ฆ. basically the TOP end of
Indiaโ€™s Travelling Abroad in 2019 has Still NOT been exceeded, so letโ€™s use that Number. Indian who Travelled OUTBOUND in 2019 was just 27mn. ImageImage
Charts of Indians Travelling Overseas
Chart 1: Annual Trend
Chart 2: Percentage of Women & amen ImageImage
Read 8 tweets
FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 19
THIS IS #BIG ! #Hawala 2.0 Will EXPLODE in India post JULY 1st. Just My opinion:

By IMPLEMENTING 20% Tax Collected On Source (#TCS) on Foreign Spend (Currency, FX cards, Credit Cards, Debit Cards, Transfers), it becomes Increasingly more Cost Effective to Transfer Via #Hawala Image
If you try and BUY #Foreign Currency in the Black, that spread that used to be 2-3%, will now become 10% possibly

Unused Balances of Loaded Forex Cards will Go at a Premium of 10-12% Image
This REMINDS me of what happened in GOLD SMUGGLING in India post June 2022 when @nsitharaman decided to Raise IMPORT duty on GOLD to 12.5% from previous levels of 7.5% ImageImage
Read 9 tweets
FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 18
WILL #ITC Hive off the Non-Tobacco FMCG ?
During Q4 & FY23, Operating PAT Growth delivered by #ITCs non-tobacco #FMCG business has been No1 amongst Peers.
Revenue (+19% YoY) but EBITDA (+76% YoY) & margins a respectable 13.3%
Will Investors Attach Super High PE to Non-Tobac FMCH biz ?
I was looking at DABUR, its Consold Op Profit and PAT declined in FY23 vs FY22... its 3 yr CAGR is just 6% (that's way lower than inflation). Its Fwd PE and EV/EBITDA is 47 & 34 respectively (marketScreener.com) ImageImage
Now lets look at ITC Non-Tobacco FMCG business. Q4 Segment EBITDA up 76% YoY against Q4 Segment Revenue up 19.4% YoY Image
Read 4 tweets
FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 17
AI for personal Finance

Game-changer: ChatGPT for Personal Finance is finally here ๐Ÿคฏ

Parthean AI is the worldโ€™s most powerful financial coach. Right in your pocket.
By integrating the most cutting-edge AI tools with your personal financial information, this new tool allows you to ask any question about your money and get answers that are personalized and immediate.
Examples of some of the cool things you can ask Parthean AI already:

- Where is my money going?
- How much can I afford to spend on a home?
- Am I paying too much in rent?ย 
- How can I improve my credit score?
- How much can I afford to spend on my wedding next June?
Read 7 tweets
FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 8
As a #Kannadiga, U must READ THIS.

#Thread on how the #Foundation Stones & #Modus Operandi for dairy farmers of #Gujarat, who could eventually control not just Karnataka's Pride #Nandini but India's Entire #Dairy Industry

Crystal Ball Gazing into the future!!
CHRONOLOGY
1) Amul Enters a mkt
2) Jul-21: Union govt formed Min of Cooperation under #AmitShah
3) Dec-22: Amendments are made to the Multi-State Co-op Societies Act, allowing State Milk Coops to Merge
4) Dec-22: Amit Shah spoke of a possible #Amul #Nandini Merger
However (contd)
....While there is "No Merger on the cards", nothing stops the Elected Govt of Karnataka & Gujarat to merge #Amul & #Nandini since the Amendments to the Multi-State Co-op Societies Act are cast in stone (lets dig in)

#Amul #Nandini
Read 16 tweets
FF ๐Ÿ‡ฎ๐Ÿ‡ณ Profile picture
May 8
Recent History of India's #PassportRanking
100% #FACT, ZERO FICTION

RANKING
2006: 71st
2010: 77th
2014: 76th
2016: 85th
2019: 82nd
2022: 87th Rank (All time low)
2023 Q1: 82nd

Would appreciate @ShashiTharoor to reconsider his praise for @DrSJaishankar Diplomatic Achievements ImageImage
Source:

History of Indias Rankings: Click on henleyglobal.com/passport-index, choose INDIA and click on historical Rankings.

2023 Q1 Rankings: cdn.henleyglobal.com/storage/app/meโ€ฆ
This RANKING Is entirely OBJECTIVE and NOT Survey based. How do they calculate it - Stepwise

1) For each travel destination, if no visa is required for passport holders from a country or territory, then a score with value = 1 is created for that passport.
Read 7 tweets

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