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Aug 1
I started saying Alhamdulillah daily.
No plans, no requests.

Just me walking, sitting, working, whispering: Alhamdulillah… Alhamdulillah… Alhamdulillah.

But what happened next… I’ll never forget.
At the time, I had anxiety about paying bills, having a place to live, and building a business that supports my lifestyle.

While studying, I re-learned that Al-hamdu lillah means:

All praise, in its entirety, belongs to Allah - regardless of circumstance.

I was reminded of why we say it regadless of the situation, so I started saying it daily…
After the first day, my mind shifted from scarcity to gratitude:

My heart started to look for the good Allah has given me - in my scariest time.

The breath still coming.
The heart still beating.
The fact that it isn't worse.

I went from “Look at everything I don't have" to "I am so blessed”
Read 8 tweets
Aug 1
If you're always feeling guilty, you're in Nafs al-Lawwamah.

Here's what that means:
You know that voice in your head... the one that says:

"Why did you do that?"
"You should've known better."
"You're such a failure."
"You keep messing up."

That's Nafs al-Lawwamah. The self-accusing soul.
THE QURANIC FOUNDATION:
"And I swear by the self-accusing soul." ( Quran 75:2)

Allah SWEARS by this nafs.
Because it's a SIGN of spiritual consciousness.

This is the MIDDLE state:
Not commanding (Ammarah).
Not peaceful (Mutma'innah).

WRESTLING.
Read 8 tweets
Aug 1
You didn’t come across this by chance. Allah wants you to read these 3 du’as if you’re struggling with debt and financial hardship.
You didn’t come across this by chance, Allah brought you here with purpose.

If you’ve been feeling weighed down by money stress, debt, or worries about your rizq, begin with du’a before anything else.
1. Du’a for Halal Income & Independence

اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ

Allahummakfinī biḥalālika ’an ḥarāmika, wa aghninī bifaḍlika ’amman siwāk.

Meaning: O Allah, suffice me with what You have made lawful instead of what You have made unlawful, and make me independent of all others through Your bounty. (Jami’ at-Tirmidhi 3563)
Read 6 tweets
Aug 1
Strong disagree.

I do think one’s preference on this reveals a lot about one’s outlook, however.
I really like the answer that Donna Tussing Orwin—professor of Russian literature—gives to this question:

“ I inclined first to Tolstoy. His combination of moral sensibility and love of life appealed to me, and I didn’t like Dostoevsky’s over-the-top world of the self in crisis. The two authors have much in common, and yet diverge in ways that make comparison irresistible.

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Both associate the self with moral agency; for both therefore, the individual is the ultimate source of good and evil. For both, goodness, which consists in overcoming selfishness, is natural but weak. For both feelings trump reason in the soul, though Tolstoy is closer to the Greeks and the Enlightenment in his association of virtue with reason. For Dostoevsky, reason is always tainted by egotism, and therefore he relies on love to spur moral impulses. Dostoevsky concentrates more on evil; for this reason his writings anticipate the horrors of the twentieth and the nascent twenty-first centuries. Tolstoy depicts crimes, such as the lynching of Vereshchagin (War and Peace) or uxoricide in Kreutzer Sonata, but not the pure malice embodied in such Dostoevskian characters as Stavrogin (Demons) or Smerdyakov (Brothers Karamazov). Tolstoy’s most evil characters, like Dolokhov in War and Peace, seem to invade his texts from another (Dostoevskian?) world. Dostoevsky also portrays pure goodness. Prince Lev Nikolaevich Myshkin (The Idiot), even though he is named after Tolstoy, is more virtuous than any Tolstoyan character could be, and so is Alyosha Karamazov. Both authors are wicked satirists. Tolstoy’s rationalizing solutions to social ills can seem naive, while Dostoevsky’s high-minded ones seem sentimental.

Tolstoy’s fiction encompasses a broader range of experience than Dostoevsky’s. No one has described childhood, family life, farming, hunting, and war any better. This reflects his affinity for the physical and the body. Not coincidentally, Tolstoy is also celebrated for his portraits of nature and animals. Dostoevsky usually associates the physical with the base. (Compare fleshy old Fyodor Karamazov with his ethereal son Alyosha.) In his writings illness often brings insight, while Tolstoy mostly (though not always) prefers healthy states to unhealthy ones.

Dostoevsky’s fiction aims at the revelation of character to the fullest extent possible. He believes that each individual is unique, however, and therefore ultimately inaccessible to others. His protagonists vacillate between good and evil; this makes the future of any one of them, even the most virtuous, unpredictable. Tolstoy’s characters are complex but not unique. The variety among them (greater than in Dostoevsky) is a result of a practically but not theoretically infinite number of combinations among all the possibilities inherent in human nature, and the interaction of these with the outside world. Tolstoy depicts the intersection of chance, historical forces, and character. In his view, the more disengaged we are from outside circumstances, the freer we are. Tolstoy gravitated in old age toward Christian anarchy, while Dostoevsky in his last novel (Brothers Karamazov) seems to advocate for a Christian theocracy headed by someone like Zosima.

I still prefer Tolstoy’s earthiness and expansiveness to Dostoevsky’s brilliant, edgy anatomy of the psyche, but I can’t imagine life without them both.”
The source for that is here: themillions.com/2012/04/tolsto…
Read 6 tweets
Aug 1
The ₹590 Question: Does Manipal Hospital's DCF Valuation Support the IPO Price?"

Manipal Hospital had a subdued GMP and a subscription response. The key concern was INR 590 price band makes it expensive compared to peers.

Hence decided to dig deep and do a detailed DCF and forward discounting valuation of Manipal Hospitals / Manipal Health Enterprises.

Detailed Valuation in the thread. 🧵

#manipalhospitals #manipalhos #manipalhealthImage
About Manipal Health Enterprises (1)

➡️ Manipal operates a pan‑India network of multispecialty hospitals, operating 49 hospitals with a capacity of 13037 licensed beds across 14 states & union territories

➡️ As per Crisil's report, Manipal Hospitals is the largest multi-speciality hospital chain by licensed beds & the 2nd largest by no of hospitals.

➡️ It is the largest player in Karnataka, Maharashtra & Goa & leader in Bengaluru, Kolkata, & Pune.

➡️ Major rev from Karnataka (43%), & Maharashtra & Goa (17%) led by Sahyadari acq & is now scaling up in Eastern India & other cities.Image
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Origin story (2)

➡️ MHEL traces its roots back to the Manipal Academy of Higher Education (MAHE) ecosystem in Karnataka — one of India's oldest private medical education institutions.

➡️ Six of its 49 hospitals are run under O&M agreements with MAHE/Sikkim Manipal University, rather than being owned outright.
Read 12 tweets
Aug 1
Laura Loomer: I met Ukraine’s chief rabbi, whose son was killed in the war.

I joked: what rabbi would allow his son to serve in a Nazi army? We laughed because it was ridiculous. 1/
Loomer: I said terrible things about Zelenskyy and Ukraine, but I do not feel that my life is threatened here.

Ukraine is a fairly free country. 2X
Source:
Read 4 tweets
Aug 1
Okay, it's been a while. Let's seriously dissect the inner workings of #BJP and #TVK through Bonhoeffer.

#Bonhoeffer wrote it from a Nazi prison cell and it still cuts closer than anything written since: stupidity is a greater enemy to the good than malice.

You can argue with a bad man. You can expose him, protest him, out-organise him. Against stupidity, you have no weapon. Facts bounce off it. 1/12Image
He wasn't talking about IQ. He was clear about that. This is a moral failure, not an intellectual one. And it has a structure, not just a symptom.

Three moves:
1. You outsource your judgment to someone else.
2. You reject facts that threaten the story you've chosen.
3. You mistake repeating the slogan for thinking at all. 2/12Image
The sharper part of the argument, the part everyone skips: stupidity isn't something a movement finds lying around in the population and exploits.

It's something the movement manufactures.
It's the entry fee.

You don't join and then go stupid. Going stupid is how you join. 3/12
Read 14 tweets
Aug 1
Does the quantity of capital remain constant, both in physical stock and in monetary value, even in dynamic conditions? Does the capitalist want a steady and perpetual income stream of capital? As usual, Professor Hayek answers these questions with his standard genius. Image
The issue is of a constant quantity of capital, that is seemingly just given to us. What does a “constant quantity of capital” entail? The very notion of a quantity of capital is treated as a fact not to be explored further, which may work for a static system, but does little good in the dynamic process. The main idea is that there is a fund of capital with a certain quantity which can be mobilised and remobilised without a change in value.Image
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What determines if whether the value will remain constant (if it is a useful heuristic), when will it remain constant, and by what standard is the value by represented? Not by the concrete traits of the capital goods themselves, because their physical composition will change when say, prices change.Image
Read 15 tweets
Aug 1
A massive surge from #Morocco into Spain’s #Ceuta has become far more than a migration story, leaving deaths at the border and sparking a diplomatic clash between Italy and #Spain.

Swipe through to learn how the mass border crossing unfolded. Image
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Read 3 tweets
Aug 1
I asked three women who divorced after 20+ years of marriage for their best advice.

Their answers brutally shattered every romantic illusion I had. Image
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Read 12 tweets
Aug 1
A man who studied happy people for 40 years told me the 8 things affecting your quality of life..

1. The distance between your house and your job... Image
1) The distance between your house and your job.

A long commute quietly steals hours you never get back. Cut it down and you buy back time, energy, and peace every single day.
2) What you feed your mind all day.

Your quality of life follows your inputs, and right now your feed is shaping your mood without you noticing.

Your feed trains your brain each day, so drama in means stress out. Fill your social media feed with useful content and you feel calmer and grow.
Read 9 tweets
Aug 1
Supreme Court judges Justice A.G. Masih and Justice Joymalya Bagchi will today interact with law students during a candid conversation on the theme

From Classrooms to Courtrooms: Syllogisms, Stories & Lessons of Life from the Bench, organised by the CAN Foundation as part of the 5th Justice H.R. Khanna Memorial National Symposium

#SupremeCourtImage
Justice Masih: I wanted to be a manager. Had to do my Mba. Well did not meet the cut off list and here I am.
Justice Masih: If you look at the journey which I have gone through, I think it's been very smooth for me. Knowing none in Chandigarh, because I do belong to Punjab, but I neither stayed there nor studied there, I had no contacts. But it's been such a wonderful journey.

I know that had it not been for God's grace, probably I wouldn't have been where I am today.

But yes, one thing I can say is that although I have had opportunities and I have had chances, the only difference, I think, is that whenever those opportunities came, I grabbed them and gave them a chance to make something of myself. That probably helped me, because I didn't have any contacts.

I am a first-generation lawyer, and a lawyer who didn't want to become a lawyer. I come from a family where none had ever gone to a police station. In fact, my parents never wanted me to be a lawyer.

So, with these odds, I can only say that God has been really kind to me.
Read 15 tweets

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