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Vidya Ganesh Profile picture
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28 Feb, 4 tweets, 2 min read
1/4
 #WeeklyShortStories based on my Learnings.
If you like them , do share them ! :))

Whilst distributing goodies to our children , Dhriti ran upto me & whispered in my ear.

"Didi, can I get 2 more bags ?"
"What for ?" I asked a tad unhappily thinking she was being greedy.
2/4
 " I need to give them to Ashok & Pushpa - my friends. They haven't eaten such sweets ever ! " she stated.

"But I have just 1extra bag !" I lied.

She thought deeply momentarily & replied , "It's okay didi. I shall give my bag to Pushpa."

Shocked I questioned her ,
3/4
 " Don't YOU wish to eat these yummy sweets? "

To which the 6yr old smiled & said , " You gave them last Diwali as well . I enjoyed it back then.
This time let THEM enjoy it ."

I held back my tears.....

What an important lesson she had unknowingly imparted!
4/4
 I wonder how we transitioned from such selflessness to selfishness when we grew up !

WHEN was the last time we did something not expecting ANYTHING in return?

Do we ever put others' happiness BEFORE ours?

Do we EVER sacrifice happily?

#WritingCommunity
#LifeLessons

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More from @VidyaG88

Vidya Ganesh Profile picture
10 Jan
1/6
FINANCIAL INDEPENDENCE IS POSSIBLE .

Dad took 22 years to become #FI despite having many expenses & very less salary back then.

I wish to share a few points of his journey.
It's all pure common sense & nothing extra ordinary .

If HE can , WE all can :))
Read on ....
2/6
* He saved first , spent balance.
* Invested month after month as @FI_InvestIndia keeps saying.
* Stayed invested through all the scams & bottoms . Invested more whenever he had surplus
* He averaged up & down
* Learnt Finance by doing MFM from JBIMS. Ensured Conviction.
3/6
* Never leveraged . Only invested his own money.
* Was conservative .
* Let go of many opportunities & STUCK to what he UNDERSTOOD.
( Held onto HUL & topped up when it did not budge for a decade) -
Result ? A loan free property.

*Gradually focused on Asset allocation.
Read 6 tweets
Vidya Ganesh Profile picture
7 Jan
1/8
Dad told me about how his just retired friend's 25 year old insisted on liquidating F.D's worth a sizeable amt ( kept for EMERGENCY ) today as the son KNEW he could EARN SO MUCH MORE from markets in JUST a month ! 🤦

A thread on the same for NEWBIES.
2/8
 2020 was exceptional !!
A brutal crash followed by an unimaginable run due to liquidity.

NO. IT DOESN'T MAKE YOU TALENTED IF YOU HAVE MADE 50%+ RETURNS THIS YEAR.

Even a GROUNDED AIRLINE scrip is flying. That doesn't make you an expert.
IT JUST MAKES YOU LUCKY! 🤷
3/8
 An experienced person with a modest risk appetite would be happy with 12-15% CAGR over a long term.

Most get caught at higher ends. ( Few accept it )
Only a HANDFUL enter at bottom ( Mostly Newbies).

You never know WHEN YOU too might get caught at the higher end!
Read 8 tweets
Vidya Ganesh Profile picture
30 Dec 20
1/20
MY TAKEAWAYS FROM ATOMIC HABITS by @JamesClear

A spectacular book that focuses on building HABITS following SYSTEMS to achieve RESULTS - Instead of the traditional GOAL BASED approach.

It's a highly engaging read with plenty of practical examples .

#BookRecommendation
2/20
Your OUTCOMES are a lagging measure of your HABITS . Although difficult to appreciate on a daily basis , they MATTER IMMENSELY.
Change your habit ,to change the outcome.

It doesn't matter WHERE you are currently,
CHANGE YOUR HABIT TO CHANGE THE TRAJECTORY OF YOUR LIFE!👇
3/20
You do not RISE to the level of your GOALS .You FALL to the level of your SYSTEMS .

Why so ?

Both WINNERS & LOSERS have a Goal . What then sets them apart ?

It's having a SYSTEM in place.
Systems are forever & they result in continuous SELF IMPROVEMENT .
Read 20 tweets
Vidya Ganesh Profile picture
23 Dec 20
1/17

IKIGAI : A reason for BEING .

I have structured the essential bits & pieces of the book in a flow for easy understanding + compiled some handwritten notes.

As always these are just MY TAKEAWAYS from the book :))
#ikigai
#BookReview
#BookRecommendation Image
2/
Firstly what is #IKIGAI ?

The Japanese call it - A REASON TO JUMP OUT OF BED EACH MORNING.

It's a convergence of 4 things .
*What you love
*What you are good at
*What you can get paid for
*What the world needs .

We need to find our Ikigai in life!
(Pic from the net) Image
3/
 Let's begin with DAILY HEALTH HABITS.

A SOUND MIND IN A SOUND BODY .

Both our MIND & BODY must be exercised well to avoid deterioration in latter years of life .

Have a mental workout routinely by stepping out of your COMFORT ZONE.
Expose yourself to CHANGE.
#RewireBrain
Read 18 tweets
Vidya Ganesh Profile picture
30 Nov 20
1/6
Here's my list of #BooksToRead for #investors . It is NOT an exhaustive list ,for there is NO END TO LEARNING.
I have tried to incorporate different learning aspects of #investing here .

Hope it helps someone! 🙂🙏

@dmuthuk Sir tagging you for greater reach .
2/6
 Beginning with Indian Authors :))

* Stocks to Riches &
* Value Investing & Behavioural Finance - Late Parag Parikh @PPFAS

* The Coffee Can Portfolio - Saurabh Mukherjee

* Of Long Term Wealth & Value Creation - Bharat Shah

* The Dhandho Investor - @MohnishPabrai
3/6
* The Joys of Compounding - @Gautam__Baid

* MasterClass with Super Investors - Vishal Mittal and Saurabh Basrar.

* Articles of @drvijaymalik
A TREASURE TROVE OF INFORMATION . Each article/e-book teaches us so much . One can find it on his website.
Read 6 tweets
Vidya Ganesh Profile picture
16 Nov 20
1/n
Began tweeting actively this March & this came as a pleasant surprise to me .
Thank you so much everyone for 5k! 🙂🙏

I have varied interests & my threads are on random topics .
Consolidating a few that I think are worthy to make the list.

A THREAD OF THREADS 🙂👇
2/n
*On PERSONAL FINANCE*

A thread on my journey till date in the world of markets and investing, mostly highlighting my mistakes as a beginner .

3/n
*On owning a house *

Having your own space is a dream for all of us .
But is it worth taking an exorbitant loan early on ?

Read 17 tweets

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