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This indictment gives me the occasion to repeat that credit reporting agencies’ existence depends on the notion that it’s valid for a company with whom you have no direct relationship to collect vast amounts of private data about you and sell it to others. justice.gov/opa/press-rele…
The system is so backward that you are obliged to pay other companies to monitor what these credit reporting companies are saying to their customers based on their unconsented collection of private data about you.
What we’ve all lost bc of this system is no small thing—it’s the freedom to start over, the opportunity to say no in any negotiation when someone demands to inquire into our past... Plus, there’s the reality that collecting this data always meant it would one day be stolen.
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