📣 UPDATED: 2021 #ACA Enrollment is (mostly) BACK! Here's *8* important things to remember:
acasignups.net/21/02/09/updat…
acasignups.net/21/02/09/updat…
1. DON'T MISS THE (new) DEADLINE!
Nearly every state is offering a *new* #COVID19 Enrollment Period this spring! Some have already started; most begin on February 15th. Here's a summary of the start/end dates as well as who's eligible to enroll via the new enrollment period: 2/
Nearly every state is offering a *new* #COVID19 Enrollment Period this spring! Some have already started; most begin on February 15th. Here's a summary of the start/end dates as well as who's eligible to enroll via the new enrollment period: 2/
2. BE CAREFUL TO AVOID JUNK PLANS!
Make sure you enroll in an #ACA-compliant policy by using an *official* ACA exchange website.
If you *do* use a 3rd-party site, make sure it's an *authorized* ACA enrollment partner which *only* sells ACA policies, like Health Sherpa. 3/
Make sure you enroll in an #ACA-compliant policy by using an *official* ACA exchange website.
If you *do* use a 3rd-party site, make sure it's an *authorized* ACA enrollment partner which *only* sells ACA policies, like Health Sherpa. 3/
3. YOU MAY STILL HAVE TO PAY A MANDATE PENALTY IF YOU *DON'T* #GETCOVERED!
The federal mandate penalty may be gone, but CA, DC, MA, NJ & RI still impose a financial penalty on residents who don't have minimum healthcare coverage (unless you get an exemption). 4/
The federal mandate penalty may be gone, but CA, DC, MA, NJ & RI still impose a financial penalty on residents who don't have minimum healthcare coverage (unless you get an exemption). 4/
4. YOU MAY QUALIFY FOR FINANCIAL HELP THIS YEAR EVEN IF YOU DIDN'T LAST YEAR.
Due to how #ACA subsidies are work, the income threshold for eligibility goes up a bit each year, so you might qualify even if your income remained the same. 5/
📣 ALSO: SEE #8 BELOW!
Due to how #ACA subsidies are work, the income threshold for eligibility goes up a bit each year, so you might qualify even if your income remained the same. 5/
📣 ALSO: SEE #8 BELOW!
5. RESIDENTS OF FOUR STATES MAY QUALIFY FOR *EXTRA* SUBSIDIES.
California, Massachusetts, New Jersey & Vermont all have their own *state* assistance for #ACA enrollees. In CA, help is available for many of those *over* the federal eligibility cut-off. 6/
📣 ALSO: SEE #8 BELOW!
California, Massachusetts, New Jersey & Vermont all have their own *state* assistance for #ACA enrollees. In CA, help is available for many of those *over* the federal eligibility cut-off. 6/
📣 ALSO: SEE #8 BELOW!
6. MILLIONS ARE ELIGIBLE FOR $0-PREMIUM PLANS!
Due to how #ACA subsidies work *combined* with a pricing strategy called #SilverLoading, many Americans are eligible for Bronze *or even Gold* plans for $0/month. 7/
📣 ALSO: SEE #8 BELOW!
kff.org/policy-watch/m…
Due to how #ACA subsidies work *combined* with a pricing strategy called #SilverLoading, many Americans are eligible for Bronze *or even Gold* plans for $0/month. 7/
📣 ALSO: SEE #8 BELOW!
kff.org/policy-watch/m…
7. DON'T LET YOURSELF BE PASSIVELY AUTORENEWED!
(This one is really only relevant during the traditional Open Enrollment Period, but generally speaking, current enrollees should never let themselves be auto-renewed, since doing so might mean missing out on a better value.) 8/
(This one is really only relevant during the traditional Open Enrollment Period, but generally speaking, current enrollees should never let themselves be auto-renewed, since doing so might mean missing out on a better value.) 8/
📣 8. NEW! If the @WaysMeansCmte #COVID19 Relief Bill gets passed as part of the #AmRescuePlan, #ACA SUBSIDIES WILL BE *EXPANDED* TO THE MIDDLE CLASS & STRENGTHENED for lower-income enrollees.
This is a BIG F*CKING DEAL, as @POTUS Biden would put it. 9/
acasignups.net/21/02/04/aca-2…
This is a BIG F*CKING DEAL, as @POTUS Biden would put it. 9/
acasignups.net/21/02/04/aca-2…
⚠️ WHY is this so important RIGHT NOW? Because if passed, the expanded/enhanced subsidies would be RETROACTIVE to THIS YEAR!
That means *current* #ACA exchange enrollees would see improved subsidies *as well as* NEW enrollees who sign up during the COVID Enrollment Period! 10/
That means *current* #ACA exchange enrollees would see improved subsidies *as well as* NEW enrollees who sign up during the COVID Enrollment Period! 10/
⚠️ AS FOR CURRENT ENROLLEES, this gets a bit tricky:
41 states are allowing current enrollees to switch plans mid-year during the COVID Enrollment Period. 6 are only letting those *currently uninsured* sign up. MN is in between. CT, ID & VT haven't announced *anything* yet. 11/
41 states are allowing current enrollees to switch plans mid-year during the COVID Enrollment Period. 6 are only letting those *currently uninsured* sign up. MN is in between. CT, ID & VT haven't announced *anything* yet. 11/
(Actually, I'm not 100% sure what the status is in New York...their press release was a bit confusing on the issue of current exchange enrollees; I've reached out to them but haven't heard back yet)
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