If home quarantined , monitor #OXYGENSATURATION (SpO2 ) levels & TEMPERATURE on hourly basis .
Many with Covid have low levels of oxygen in their blood .
Anything below 95% is not good. Requires MEDICAL ATTENTION
👇 Check it this way .
11/13
* Make a HANDWRITTEN LIST available to ALL family members containing details of :
* Insurance policy
* Family Doctor & 2-3 nearby Doctors ( standby )
Local
* Ambulances
* Medical Shops
* NGO's & Social Workers
* Private Hospitals Nearby
* Covid Isolation Centres
12/13
* Diagnostic Centres who come home for testing
*Local Corporator / MLA who actually helps at ground level
*Local Kirana Shops & Vegetable Vendors
Opt for 0 contact delivery of provisions.
Go out only if ESSENTIAL.
Let's take precautions and let's #BreakTheChain
13/13
Educate family members as well.
Try to not panic . ( Easier said than done but trust me panicking doesn't help one bit )
Doctors & Covid Warriors are working day & night for us .
Hang in there .
THIS TOO SHALL PASS... 💪
Take care everyone! 😇🙏
We all wish to be #FI
Investing sensibly is the only way to achieve this.
Hence #AssetAllocation becomes important , as we need to, BOTH PROTECT & GROW OUR CAPITAL to meet our goals in life.
A basic thread in simple language for beginners.
If useful , pls do share 😇🙏
2/10
Asset Allocation is an Investment Portfolio technique .
It aims to mitigate the risk by distributing our investable surplus across different asset classes like Equity, Debt, Gold, Real Estate, MF, Cash or Alternates after Risk Profiling of the investor.
An example 👇
3/10
ITS NECESSITY
Every Asset class has its risks & it's impossible to predict which would fetch the best possible returns.
Imagine if one had invested only in Equities in 2007/ 2019 or in Real Estate at its peak in 2011 with a hefty loan with no shock absorber in place ! 🤷
Dad took 22 years to become #FI despite having many expenses & very less salary back then.
I wish to share a few points of his journey.
It's all pure common sense & nothing extra ordinary .
If HE can , WE all can :))
Read on ....
2/6
* He saved first , spent balance.
* Invested month after month as @FI_InvestIndia keeps saying.
* Stayed invested through all the scams & bottoms . Invested more whenever he had surplus
* He averaged up & down
* Learnt Finance by doing MFM from JBIMS. Ensured Conviction.
3/6
* Never leveraged . Only invested his own money.
* Was conservative .
* Let go of many opportunities & STUCK to what he UNDERSTOOD.
( Held onto HUL & topped up when it did not budge for a decade) -
Result ? A loan free property.
Dad told me about how his just retired friend's 25 year old insisted on liquidating F.D's worth a sizeable amt ( kept for EMERGENCY ) today as the son KNEW he could EARN SO MUCH MORE from markets in JUST a month ! 🤦
A thread on the same for NEWBIES.
2/8 2020 was exceptional !!
A brutal crash followed by an unimaginable run due to liquidity.
NO. IT DOESN'T MAKE YOU TALENTED IF YOU HAVE MADE 50%+ RETURNS THIS YEAR.
Even a GROUNDED AIRLINE scrip is flying. That doesn't make you an expert.
IT JUST MAKES YOU LUCKY! 🤷
3/8 An experienced person with a modest risk appetite would be happy with 12-15% CAGR over a long term.
Most get caught at higher ends. ( Few accept it )
Only a HANDFUL enter at bottom ( Mostly Newbies).
You never know WHEN YOU too might get caught at the higher end!
2/20
Your OUTCOMES are a lagging measure of your HABITS . Although difficult to appreciate on a daily basis , they MATTER IMMENSELY.
Change your habit ,to change the outcome.
It doesn't matter WHERE you are currently,
CHANGE YOUR HABIT TO CHANGE THE TRAJECTORY OF YOUR LIFE!👇
3/20
You do not RISE to the level of your GOALS .You FALL to the level of your SYSTEMS .
Why so ?
Both WINNERS & LOSERS have a Goal . What then sets them apart ?
It's having a SYSTEM in place.
Systems are forever & they result in continuous SELF IMPROVEMENT .