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Eric Hishamuddin | TSI @encik_eric

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Unit Trust Key Statistics
What you should know?

Btw, ni salah satu fund dalam portfolio my client. :)

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1) Short Term Return :
- 3 months
- YTD (Year-to-date), since 1st Jan this year.
- 1 Year Return

Unit trust in it’s nature is a medium to long term investment. So if short term is negative. Look around at the economics environment. What is happening around you.

As for this fund, a lot has been going on with US-China Trade War so that explain the negative bits.

2)
- 3 Year Return
- 5 Year Return
- Some websites even show 10 Year Return

These are all annualised return. Sort of like average for 3,5,10 years. Sort of.

So if ada sesiapa claim they can give you up till 20-30%. Double check the fund annualised return as another indicator.

3) NAV
Ataupun Net Asset Value. Dikira berdasarkan jumlah asset fund pada hari tersebut over total units yang ada dalam fund.

So in this case NAV is 0.57. Jika anda beli fund tersebut pada harga 0.55, anda dah untung 0.02.

That is what we called Capital Appreciation.

4) Inception Date

Tarikh Fund tersebut mula dibuka untuk jualan/belian unit. So kalau tengok takde annualised 3, 5 year return. Tengok semula bila tarikh inception fund tu

5) Dividend Or Income Distribution

Some fund bagi annual income distribution. Dan selalunya kita boleh tengok in term of gross yield in this case 4.46%

Eh sikitnya dividen. Sabar huhu

Sebab Unit Trust ada naik turun harga, bila kita selalu averaging down kita punya NAV, capital appreciation kita akan lagi besar.

Combination of Capital Appreciation and Income Distribution tu yang buat Unit Trust ada potensi untuk dapat keuntungan pelaburan lagi tinggi. :)