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Tips beli kereta untuk Freshie
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📌1. Beli kereta dengan harga maximum 12 bulan gaji. Kalau gaji bersih RM2,500 , beli kereta pada harga RM30,000. Kereta apa je dapat dengan harga 30k? Maybe Axia dengan Saga je kot.
"Ala tak standard la pakai axia". Selalu kita dengar kan? Ada pilihan lain tak?

📌2. Kereta second hand. Sebagai freshie jangan malu untuk kita pakai kereta second hand. Pedulikan orang nak cakap apa, yang bayar kereta tu kita. Next?
📌3. Kumpul modal dulu nak beli kereta. Jangan pilih full loan so that monthly payment kita murah. Sabar, sabar dan sabar. Jangan tegesa-gesa nak beli kereta. Jangan simpan biasa, tak untung. Buat ASBF, lagi berdisiplin dan lagi untung. Ada lagi?
📌4. Jangan malu jangan segan nak buat part time. Zaman sekarang ni apa boleh sapu kita sapu. Yang penting halal. Cuba cari income kedua ketiga keempat kelima. Kalau larat la. So that kita boleh penuhkan kehendak nafsu kita nak ada kereta mahal.
Contoh, dengan kerja hakiki kau sekarang, kalau ikut konsep no.1 tu, kau just layak bayar kereta RM350/month. Tapi kereta yang kau nak tu tu kena bayar RM700/month. Ha cari la extra income RM350/month.

Adli Azmi
Principal Consultant
Ramai yang DM tanya macam mana nak buat step no 3 tu. Kalau berminat nak tau lebih lanjut on ASBF boleh DM or ws saya. Saya boleh bagi consultation and referkan permohonan ASBF anda ke bank.

wasap.my/60179415767
Alang-alang kalau siapa yang nak faham comparison between simpan biasa, asb dan juga asbf boleh baca dekat sini
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