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Patrick McKenzie
@patio11
, 3 tweets, 1 min read Read on Twitter
We will, within our lifetimes, draw this curve for automobiles, probably in response to a traffic fatality in a country where that will be rare enough to deserve a hashtag.
Incidentally, try sketching what you think the normalized fatality rate for all automobile use is since invention of the automobile.
Did you draw the red line here?

Source: Wiki.
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Patrick McKenzie
@patio11
I like this formulation and would probably s/Saving the world/All value production/g on it.
Oh, there might be people who use better editors and so don't understand that idiom:

s/SOMETHING/ANOTHER SOMETHING/g means "Replace all instances of SOMETHING with ANOTHER SOMETHING in the document." It is a reference to the command you'd need to do this in vim, a text editor.
And many Internet users of a certain age grew up with this because vim-like interfaces were present in a lot of ways to get text into other people's brains.
Read 3 tweets
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Patrick McKenzie
@patio11
A pretty inescapable conclusion of research into discount brokerages: the commission on stock/ETF trades will go to zero.

Too many players have too good economics elsewhere in the stack.

This will hit brokerages very unevenly; some barely care about commissions.
I also think order routing revenue is a sideshow, and the prominence given to it is largely the result of people reading Flash Boys and assuming that HFT must be screwing retail *somehow*.

Reality is probably “Providing liquidity to retail is pretty competitive, riskless, cheap”
Crazy that folks think they’re being exploited by shadowy masters of the universe via employment of microwave beams and teams of physicists and not by the page which lists account interest rates.
Read 3 tweets
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Patrick McKenzie
@patio11
They nerfed furusato nouzei.

furusato-tax.jp/contents/legal…
"Did you intentionally try to make that as opaque as possible?"

Furusato Nouzei: kalzumeus.com/2018/10/19/jap…
Nerf: urbandictionary.com/define.php?ter…
The longer form would be: "Recent legislation affecting Japan's hometown tax system has decreased the amount of compensation municipalities can bid for tax-advantaged donations, restricted compensation to locally-sourced goods instead of cash equivalents, and tightened rules."
Read 3 tweets

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WWDC Tip:

Don't bring a coat if you're willing to wear the one Apple gives you or the weather indicates you don’t need one.

(San Jose isn't nearly as cold as San Francisco.)
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Its a short walk from the convention centre and nothing like accidentally walking through the Tenderloin in SF.
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