Underneath that lies the truth about capitalism and exploitation.
Hear me out here, folks.
This means doing "extra things" well beyond the limits of the actual job or task you are required to do in exchange for your "reward".
And by "debt" I mean more than just a loan or an advance.
Hence, the idea of using credit 4 uplifting essential needs via mortgage loans, educational loans, and/or subprime payday loans.
Means testing and morals testing were a part of that.
This is how debt prisons and forced free labor comes about.
Though, Warren's proposals would more be considered debt relief and deferment than forgiveness.
Needless to say, that has been a godsend to my income to have $200/month extra.
You see the potency here, do you?