A person was worried for a long time, due to which he started living very irritable and tense. He was upset about many things.
That he has to bear all the expenses of the house, the responsibility of the whole family is on him, some relatives or other and his friends visiting him asking for help were bothering him as it kept adding to his expenses.
Thinking these things, he used to get very upset and used to scold the children often and he would fight with his wife on some or the other thing.
One day his son came to him and asked for his help to do school homework. Thus man, already under stress, scolded the son for bothering him. The son, moved away with a hurt look. After a while the man's annoyance subsided.
He then went to his son and found him is asleep with a notebook in his hand. He looked at the notebook and saw that the son has written as part if his homework and the titke attracted his attention.
Title of the Homework title was:
"Things that we don't like initially, but later they are good."
Curiousity got the better of him and he started reading what his son had written. This is what his son had written:
I thank my final exam very much because initially they do not look good at all, but after these, we get school holidays.
I thank the bitter medicines with bad taste because at first they seem bitter but they cure me from the disease.
I thank the alarm clock that awakens me every morning that tells me that I am alive.
I also thank God very much who gave me such a good father because his scolding initially makes me feel bad but he brings toys for me, takes me to out and I get good things to eat.
Am happy that I have a dather because my friend, Murali, does not have a father.
After reading the child's homework, the person suddenly "woke" up from his sleep. His thinking changed. The things written by the child were wandering in his mind again and again. Especially that last line.
He started thinking about his problems. I have to bear all the expenses of the house, it means that I have a home and by the grace of God I am in a better position than those who do not have a home.
I have to bear the responsibility of the whole family, it means that I have a family, wife and children, and by the grace of God, I am more fortunate than those who do not have family and are completely alone in the world.
Some friend or relative keeps coming to me, it means that I have a social status and I have people who support me in my happiness and sorrow.
Oh god Thank you so much •••
Forgive me, I did not recognize your grace.
After this, his thinking changed completely. All his troubles, all the worries, tensions ended like fog disappearing when Sun comes up.
Whatever problems we have, we will be surrounded by troubles as long as we look at them negatively, but as soon as we see the same things, the same situations with a positive view, a different perspective our thinking will change completely.
To quote from Taarak Mehta ka Ooltah Chashma, " Problems to hai sabke saath, par nazariye ki hai baat" meaning problems are there with everyone but it is the perspective that matters. // WA Forward.
#LifeInsurance#JeevanUmang#Insurance As response to my thread on #healthinsurance a question came: "Sure, wil wait for ur resp. what I am told & if that’s true, then I like it - for 15 yr pay 2 lac PA , life insurance cover would start from day one would be close to 30 lacs,
and from 15 th year onwards I get 2 lac PA till death. In all this yr cover will keep increasing...." from @Parthiv33 . Jeevan Umang is a wholelife policy that gives the benefit of pension without being a Pension policy and therein lies its greatest benefit.
Let's assume a person aged 35 takes this policy with a premium payment term of 25 years - i.e. at 60 premium payment is done and dusted. What will he receive?
From the time he's 60, he will start receiving Rs. 392,000 per annum till he's 99 years of age.
One asked the other: “Do you believe in life after delivery?”
The other replied, “Why, of course. There has to be something after delivery. Maybe we are here to prepare ourselves for what we will be later.”
“Nonsense,” said the first. “There is no life after delivery. What kind of life would that be?” The second said, “I don’t know, but there will be more light than here.
#insurance#healthinsurance One of the questions that came up in response to my note on Insurance was, "but the big issue with health insurance is the long list of ailment exclusions that most of them have". Let me try and answer this question.
Health Insurance policies in India are diseases and / or treatment agnostic, except in specific cases. The primary intention of this Insurance is to cover expenses incurred during hospitalization for a treatment regardless of the underlying disease / medical condition.
There are 3 #WaitingPeriods in Health Insurance. a. First 30 days after taking a fresh policy (not applicable for renewals done within time); b. 1 to 2 years waiting period applicable for specific medical conditions - regardless of whether it was pre-existing or not. and...
Thread on #insurance. Those who think Insurance is a scam, a scheme for milking money and et al. No am not saying that those who think this way are wrong but let me clear few misconceptions and myths on Insurance. Am part of this industry for a long time.
Health Insurance: If one doesn't have insurance, can he set aside a regular every month to provide for that rainy day, when money will be required to pay for health care. People in the very high income brackets, but people from lower income to upper middle income class, can they?
As an individual may be one can, but can you provide for a family of 4 to 6 including parents? And will that money that you set aside in a bank - does it not have opportunity cost?