Profile picture
Michael Kimani @pesa_africa
, 4 tweets, 1 min read Read on Twitter
Everyone now wants a piece of chamas
Postbank is a dinosaur. Used to run the largest postal service network. Large agent network + branches. A parastalal run down by political appointees and corruption.

Couldn't innovate and keep up with technology.

Postbank cld have been Mpesa

But alas! 1/
If look up on google, they have a trail of cashless/ card/ wallet products that failed

this one is another attempt on the collection/ 2
By 'everyone' i mean

Mastercard
Safaricom
World Bank
Twiga
GSMA
FSD Kenya
FSD Africa
Chamapesa

+ smore /3
Missing some Tweet in this thread?
You can try to force a refresh.

Like this thread? Get email updates or save it to PDF!

Subscribe to Michael Kimani
Profile picture

Get real-time email alerts when new unrolls are available from this author!

This content may be removed anytime!

Twitter may remove this content at anytime, convert it as a PDF, save and print for later use!

Try unrolling a thread yourself!

how to unroll video

1) Follow Thread Reader App on Twitter so you can easily mention us!

2) Go to a Twitter thread (series of Tweets by the same owner) and mention us with a keyword "unroll" @threadreaderapp unroll

You can practice here first or read more on our help page!

More from @pesa_africa see all

Profile picture
Looking at Kenya's Capital market transition from paper share certificates to > immobilized electronic record form to > de-materialized form housed by the Central Depository Service Corporation (CDSC) has some lesson for transition physical records and assets to blockchain 1/
First here is a list of Financial Intermediaries in Kenya's Capital Markets /2
Second, here is a list of participants involved in the Clearance and Settlement of Securities in Kenya 3/
Read 20 tweets
Profile picture
People forget that the next generation of mama mbogas and boda boda people and taxi drivers and the whole of informal sector will be educated upto college/university level.

They'll be digital natives.
They'll be exposed to global trends 1/
The early signs of this shift are evident now

Young graduates leaving school and straight into informal sector

Formal employees quitting 9-5 jobs to go into biashara

For example Met a lady who quit her job to sell bags from mitumba via social media. 2/
In the near future matatu touts will be educated, on the same platforms as everyone else (fb, whatsapp, mobile phone, mpesa, Instagram)

Nairobi's street hawkers will be educated too and on the same platforms as you and I

Why does this matter ? /3
Read 15 tweets
Profile picture
Here is a useful stack to think about blockchain/DLT/ "whatever you want to call it"

layer 1 - 4 : all the technical stuff for devs
layer 5: governance
layer 6 & 7 : what average person calls "use cases"

source: Financial Cryptography in 7 Layers by Ian Grigg 1998 1/
Right no, a lot of the activity is at the bottom layers 1 - 4

these are the chain wars POW vs POS vs DPOS vs "whatever else"
these are the "private" vs "public" / permissioned vs permissionless
these are the Bitcoin vs Bitcoin cash/ Ethereum vs EOS

technical jargon area 2/
Right now layer 5 is becoming a hot topic

How do we resolve issues that have nothing to do with logic? eg threat of theft or abuse exists from parties who are trusted to manage the system.? This problem can be overcome with a wide variety of techniques ie governance /3
Read 7 tweets

Related threads

Profile picture
Thread: Why Do They Do It, and What Needs to be Done

1. Many people wonder why those working in federal agencies are involved in the crimes that we’ve only begun to see exposed in the DoJ, FBI, IRS, State Department, etc.
2. After all, giving one’s life towards “service to the country” is supposed to be a noble endeavor – or at least that’s what the political elite, legacy media megaphones, and others have been telling us for decades, isn’t it?
3. Except that, in the Age of Trump, we’re finding out that many of these people – especially those in the upper echelons of federal law enforcement agencies – aren’t as altruistic as we have been led to believe. In fact, many of them are down-right crooks!
Read 17 tweets
Profile picture
Exc: Allies of Jeremy Corbyn have drawn up ‘emergency leadership plans’ which sources in Labour claim are motivated by fears that Mr Corbyn could face a temp suspension over undeclared visits overseas. This story in 2 parts. Thread to follow telegraph.co.uk/politics/2018/…
Firstly, insiders in Labour have told myself and @CamillaTominey that the thinking behind a new clause due to go to the NEC tomorrow - which would strip Tom Watson of powers as a ‘caretaker’ leader - is that JC cd be in trouble over undeclared trips.
Tonight, after I presented Labour with a tranche of evidence, the party has acknowledged for the first time there could have been “administrative errors” which meant that Mr Corbyn did not register trips (2007-14) in the members’ register, which he potentially should have done.
Read 9 tweets
Profile picture
AGENT OF INFLUENCE

"An agent of influence is an agent of some stature who uses his or her position to influence public opinion or decision making to produce results beneficial to the country whose intelligence service operates the agent."

Translation: CONSPIRACY THEORIST

(1)
Wait for it, you'll see one. (From Active Measures documentary.)

(2)
GOP leadership keeps quiet for fear of the "Russian troll army."

There are many agents of influence with troll armies.

A lazy audience accepts whatever destructive manufactured fake stories they're told. They destroy reputations and lives.

Goal: Shut up the truth tellers.

(3)
Read 3 tweets
Profile picture
DOJ Boeing 757 being loaded down with boxes - Flight from Little Rock to VA... This seems to relate to the Fly Boy report tweeted by @yigsstarhouse re Clinton Library & Museum in Little Rock
#Clintons @BasedBasterd
2/On 08-08-18 DOJ & FBI land a 757 JUMBO jet in Clinton’s hometown of Little Rock; Load it with boxes & documents (apparently evidence); Then a stealth flight back to Virginia
truepundit.com/mystery-as-doj…
3/In early July, True Pundit reported FBI insiders complaining about Little Rock FBI’s lack of progress on the Clinton Fnd probe which they said was being hampered by a loyalist of Andrew McCabe & James Comey
truepundit.com/fbi-clinton-fo…
Read 17 tweets
Profile picture
1. Hello everyone, Chapter 2 of #Caliphate is now up on iTunes, Spotify etc. In this episode, we explore the ideas - boiled down to three religious concepts- that are used to lure potential recruits to ISIS. itunes.apple.com/us/podcast/cal…
2. I’d spoken to numerous ISIS recruits and had a general sense of how the recruitment worked. But it wasn’t until I sat down with former al-Qaeda recruiter @_JesseMorton that it began to make sense. After being released from jail, Jesse has worked to deradicalize others.
3. Read about Jesse’s journey out of extremism below: mobile.nytimes.com/2016/08/30/us/…
Read 9 tweets
Profile picture
Now for part 2 of my new tweet series Better know a democrat! @Debradelai @ThomasWictor @drawandstrike @Imperator_Rex3 (i'll untag after)
1) Dianne Feinstein, the OTHER Senator from California, 84 years old, currently kicking and screaming to avoid a primary-induced retirement.
2) Standing rule: if you have more funny clips or facts, feel free to share, try to keep it to primary/open sources (articles, videos, etc)
Read 65 tweets

Trending hashtags

#TeamPatriot #PAM #TheBeatles #BelgariadRead #vivajacky #HappyLaborDay #kleptocracy #EgyptStation #trumphotel #D #DOWn #SuperBowl #Winter #nomuslimbanever #trump #ASGA18 #walkaway #Resistance #TBT #TerrorismHasNoReligion #TariffsAreTheGreatest #TrumpRussia #nofilter #servicejournalism #Pruitt

Did Thread Reader help you today?

Support us! We are indie developers!

This site is made by just three indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member and get exclusive features!

Premium member ($3.00/month or $30.00/year)

Too expensive? Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal Become our Patreon

Thank you for your support!