It's in no way clear to me that we are "lacking in discipline and care" as an industry 🤔
Your bitcoin app is not the Challenger. Humans can't sustain that kind of paranoid attention to detail. That's why we build tooling to do it for us.
Our tools have gotten us a long way. Our risk assessment works more often than it fails us. But we are due for some upgrades. We can always do better! 💃🎉🕺