0. Your Health. Everything you dream of is meaningless if you're unhealthy.
You're at your peak right now, so eat well, drink moderately, practise fitness. Your body will thank you.
Work hard. Understand the job, understand the company, understand the industry.
Then start working smart.
I don't care whether it's your own hustle, a job, a family business, etc. Always show up, always step up.
Whatever you choose to do today, do it to the best of your ability. Nothing hurts (and sucks) like regret years down the road.
Learn. You need to build your skills to begin earning more either through higher pay or diversified income. You have to study more than you ever studied at school.
You will have amazing days, and you'll have really, really bad days. Wade through the storm.
Master this one discipline.
This is a deep personal regret for me. But let's just say broke at 30 slaps different.
Save. Save. Save. You'll be surprised how much you'll have in 10 years.
Pace yourself, look at the big picture, break down your goals into 10-year, 5-year, 2-year, annual, and monthly goals and you'll be unstoppable.
Focus on you, grow into yourself, let Future You become your hero.
Also, compound interest comes with Patience (point 5) and Money Mastery (point 6). These three are inseparable.
Those roads only lead to heartbreak.
Be patient, be consistent, be intentional.
In all of this, don't forget to make time for friends and family.
The older you get, the more friendships die or fade away and the harder it is to make new friends.
Spend time with family, you will start losing them and regret is a bitch.
It's not all about money or wealth. Find your purpose, be kind to others, practise empathy and above all, take the time to stop and be thankful.