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It astounds me that after over ten years of affordable care the people who want to run the country have no understanding how insurance works. Without full participation the program will be insolvent. 10% of gross income from 100% of Americans. Done. No copay. No drug costs.
When the ACA was enacted I got involved in its implementation. I have a background in Insurance insolvency work. I spent hours on the phone with the Colorado US Dept of Health people trying to educate them on the insolvency issues they were facing when the program started.
I worked on the ACA receivership that resulted here when the marketplace failed. It's okay for folks who can afford additional coverage to do that but it should not be needed if everyone pays the same percentage of income.
And it won't work if everyone doesn't participate. Trust me on that.
