"This is really silly and would serve no purpose."
"You could need a mortgage from them someday."
"Then open it that day."
"Helps if it's aged."
"Marginally!"
"It's not the accountants will want to see the statements and then bill you for the time to read that you had $25 there all year and no activity."
"But that's deductible!"
"There's no sense buying tax deductions!"
"But it comes with a checking account!"