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7 ways to make 2020 better than 2019.

1. Learn.
Invest in yourself by learning something new each day. Get an advanced degree, get a certification; it will surely open doors that were once shut against you.
2. Save.
What will you do if you have an emergency but don’t have the funds to handle it? It’s difficult to handle emergencies unless you actively save a significant portion of your income.
Vacations will come and go. Styles and trends will change and fade. Avoid spending a disproportionate portion of your income on ephemeral things like fashion, drinks, and vacations. Make a conscious decision to save in 2020.
3. Love.
Find something you love and do it. What do you love to do outside of work? Who do you love to spend time with? Make a conscious effort to do something you love and to spend time with people you love in 2020.
4. Contribute.
Give back to your community. Don’t wait for all your dreams to come true before you make yourself the source of someone’s joy. Make a conscious effort to help people in 2020.

5. Work
Forget smart work. Hard, intense, strategic work is the only way to move forward.
6. Invest.
You obviously don’t want to place all your investments in a single basket. Open at least two investment accounts to diversify your investments.

Choose to invest in Overwood. We provide 12 - 18% annual interest rates on investment with a guarantee of fund safety.
7. Play
Whilst you work hard, save and invest, find time to play also.
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