Thread by @AriRabinHavt

THREAD: Let’s talk about how awesome private insurance is.

My doctor called me last week to let me know my insurer had declined to pay the bill for my last appointment, because they claimed I had a second health insurance provider. (Spoiler alert: I don’t)

Since last week I have spent a crazy amount of time fighting with my insurance company to get my bill paid.

Also in on the fight have been my doctors office, the benefits person who deals with my insurance, and the benefits person at a company I worked at three years ago.

The insurance company has relented and is paying my bills.

But let’t think about the inefficiency. The bill was no more than a few hundred dollar, but to get it paid likely required 50+ man hours of time, between me, the insurance company and the benefits managers.

We already know Medicare for all will save money according to the studies, but as far as I know none have fully accounted for these inefficiencies:

My time, the benefits managers time. My doctors time, who by the way personally called me to talk about the situation. He’s great.

And my situation was relatively painless, compared to the horror stories I’ve heard from others.

Add it all up and there is no doubt we are massively underestimating the savings from Medicare for all.