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Millennials I talk to are always shocked to find out their Boomer parents are "house rich but cash poor" which is a cute way of saying "entire retirement plan hinges on selling a 4-bedroom house to a generation who isn't having kids and doesn't want to live in fuck nowhere."
CLUELESS MIDDLE-CLASS MILLENNIAL: well I guess I'll just inherit their house which isn't so bad

HOLLY: maybe, or maybe your healthy, active Boomer mom is going to live to be 99 and you'll have to liquidate the house to pay for her long-term care and it still won't be enough...
CLUELESS MILLENNIAL: wait how expensive is elderly care

HOLLY: how expensive is childcare

MILLENNIAL: too expensive

HOLLY: it's more expensive
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