1. Grade yourself.
2. Share your grade.
3. Share your plans for improving those grades in 2019.
2. Six-Month Cover: Do you have the equivalent of 6-months living expenses in a high yield investment instrument? – 20 points
4. Multiple streams: Do you have at least two income streams? – 10 points
5. Saving Plan: Do you save at least 20% of your monthly income? – 10 points
7. Education fund: Do you have a savings plan to ensure that your kids can have a good education even if something happens to you? - 10-points