Last night, he was looking for a loan. He said he needed it to get a new car and a new apartment that befits his new status?
What happened to living within your means?
Why? Why can’t he wait till he earns the money for some months, put it together and then buy a car and rent a new place?
But I assure you that if you imbibe the principle today, it will help you greatly even when you become financially solid.