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.@narendramodi describes #AyushmanBharat #PMJAY as the world’s largest healthcare scheme, providing ₹5 lakh insurance cover to 50 cr people.
Turns out it covers fewer people than previous schemes did and the premium isn't enough for ₹5 lakh. Here's a closer look. 1/n
Turns out it covers fewer people than previous schemes did and the premium isn't enough for ₹5 lakh. Here's a closer look. 1/n
PMJAY covers 10.7 cr families, compared to 11.2 cr covered by previous schemes.
Take Maharashtra, where 2.3 cr families were in a state plan in 2017-18. PMJAY only covers 84 lakh. Modi gets to hog credit rebranding it #AyushmanBharat, paying only 22% of the premium. Sweet. 2/n
Take Maharashtra, where 2.3 cr families were in a state plan in 2017-18. PMJAY only covers 84 lakh. Modi gets to hog credit rebranding it #AyushmanBharat, paying only 22% of the premium. Sweet. 2/n
As for the ₹5 lakh cover, the ₹1,100 premium (centre pays 60%) is way too little, and the actual cost could bankrupt state govts.
Chhattisgarh calculates this low premium only covers ₹50,000, and a state trust (with zero central contribution) pays all claims above this. 3/n
Chhattisgarh calculates this low premium only covers ₹50,000, and a state trust (with zero central contribution) pays all claims above this. 3/n
To sum up, #AyushmanBharat #PMJAY covers fewer people than previous schemes did and doesn't pay state govts enough for a ₹5 lakh cover.
But how does that matter? The true goal is to rebrand existing schemes, add Modi's picture and drive bhakts delirious with another jumla. 4/n
But how does that matter? The true goal is to rebrand existing schemes, add Modi's picture and drive bhakts delirious with another jumla. 4/n
More details (with sources) in this document 5/n
Here's Chhattisgarh's Health Minister @TS_SinghDeo confirming that "the Centre is not providing for Rs 5 lakh care. Its premium covers only Rs 50,000." indianexpress.com/elections/chha…
