New Iowa "Farm Bureau" plans will turn away, or charge more to, people with pre-existing conditions. desmoinesregister.com/story/news/hea…
Iowa has become poster child for how to run an insurance market into the ground (and harm older, sicker residents in the process). commonwealthfund.org/blog/2018/poli…
Farm Bureau has "pre-enrollment" checklist. Better not have any conditions related to your ear, nose, throat, lungs, respiratory system, diabetes, growth, hormones, liver, pancreas, urinary, digestive, blood, heart, brain, nervous system, bones, autoimmune, reproduction, mental
muscles, tissues, drugs/alcohol use, transplants. Oh, and be prepared to turn over your medical records and history Rx drug use. iowafbhealthplan.com/page/file?path…
And b/c these plans are not considered "insurance" and therefore not subject to state oversight, consumer has zero recourse if they won't cover a medical bill or deny something based on an alleged pre-existing condition.
