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Nice summary of financial benefits to middle-class in the FB post.Middle-class benefited non-financially too through Ease of living
1. Digital locker. One can scan and upload documents here and share it with those who require it through e-mail.
I shared all my documents for my housing loan from digital locker via e-mail . No hassle of xeroxing documents and self-attesting them
The housing loan was processed with these documents shared via e-mail. #PersonalExperience
2. One can get digital driving licence and digital RC issued through digital locker or mparivahan app. Central Govt has issued a circular++
++ that production of digital D/L, RC, Insurance and PUC is sufficient and no need to produce the original or hard copy of these
3. Postal Life Insurance cover which was hitherto available only to Govt/ PSU employees extended to professionals.. CAs, advocates, doctors
High bonus, low premiums. Effective rate of returns using RD calculator comes to 6.85% tax-free on monthly premium mode #PLI
6.85% tax-free is almost 10% pre-tax as per RD calculator and this is for a 46 year old. Mind it. For younger folks, returns will be higher
RERA.. Nice law to solve grievances of home buyers. In Maharashtra, it has been implemented really well
#FoodOnTrackApp Nice convenience. No need to be at the mercy of pantry car during rail travel
AC local trains in Mumbai with automatic doors. Safety+ comfort. No danger of commuters falling off the trains. No need to drive to work 
Railways has come out with apps for every aspect of its public interface
Much more Metro coverage in Delhi
#ModiWithMiddleClass thread
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