Thread by @Manesha76

12 Important Schemes By Modi Government !
All the schemes are for the progress of the country.

Be willing to pass through a short term pain so that you can come out with a long term gain.

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1. PRADHAN MANTRI JAN DHAN YOJANA (Launched on 28th August 2014)

The Objective is ensuring availability of basic savings bank account, access to need-based credit, remittances facility, insurance and pension to weaker sections & low-income groups. 1/3

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Benefits of PMJDY are :

1. Interest on deposit.
2. Accidental insurance cover of Rs.1Lakh
3. No minimum balance required
4. Life insurance cover of Rs.30,000

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5. Overdraft facility after 6 months.
6. Access to Pension, insurance products.
7. RuPay Debit Card.
8. Overdraft facility up to Rs.5000/- is available in only one account per household.

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2. MUDRA BANK YOJANA : (Micro Unit Development and Refinance Agency Bank) Launched on 8th April 2015.

MUDRA will provide credit up to Rs.10 lakh to small entrepreneurs & act as a regulator of Microfinance institutions.

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The Objective of the scheme is to encourage entrepreneurs and small business units to expand their capabilities and to reduce indebtedness.

Schemes offered by MUDRA bank are:

➡️Shishu-the starters-covers loan up to Rs.50,000

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➡️Kishor-the mid-stage finance seekers-covers loan above Rs.50,000 and up to Rs.5,00,000.

➡️Tarun-growth seekers- covers loan above Rs.5,00,000 and up to Rs. 10,00,000

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3. PRADHAN MANTRI JEEVA JYOTI BIMA YOJANA (PMJBY) : Launched on 9th May 2015.

It is government backed life insurance scheme. It is open all sects of Indian civilians
Age limit: 18 to 50 years of age.
Annual premium- Rs.330 per year for life cover of Rs.2,00,000.

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4. PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY) : Launched on 9th May 2015.

➡️The government scheme is accident insurance coverage and is affordable for all sects of people.

🔹Age limit: 18-70 years
🔹Annual premium: Rs.12 per year.

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➡️Coverage: accidental death and full disability of Rs.2,00,00 and Rs.1,00,000 for partial disability.

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5. ATAL PENSION SCHEME: Launched on 9th may 2015

The Atal pension scheme is targeted at unorganised sector workers.

Depending upon the contribution, the beneficiary will get guaranteed pension of Rs.1000 to Rs.5000 per month.

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Govt will contribute 50% of total contribution or Rs.1000 whichever is lower.

Age limit: 18-40 years
The pension will start at the age of 60 years.

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6. PRADHAN MANTRI SANSAD ADARSH GRAM YOJANA (PMAGY) : Launched on 11th October 2014 .

Under this scheme, MPs will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019.

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A total of eight villages by 2024.

🔸The first Adarsh gram must be developed by 2016 and more by 2019.
🔸Total of 6433 Adarsh Grams of 265000 gram Panchayat will be created by 2024.

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7. Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) : Launched in 2015

DDUGJY is a Government of India scheme aimed to provide continuous power supply to rural India.

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It is one of the key initiatives of Modi Government and it aims to supply 24×7 uninterrupted power supplies to all homes. The government plans to invest Rs 75,600 crore for rural electrification under this scheme.

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SPECIAL MENTION : Download GARV APP from play store and get real time update relating to this initiative.

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8. UDAN (Ude Desh ka Aam Naagrik) : Launched27 April 2017

UDAN is a regional airport development and "Regional Connectivity Scheme" (RCS) of Government of India, with the objective of "letting the common citizen of the country fly".

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UDAN is aimed at making air travel affordable and widespread, to boost inclusive national economic development, job growth and air transport infrastructure development of all regions and states of India.

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Under UDAN scheme the Air Fare between Tier2 and Tier3 cities will be made Rs.2500/- per hour of travel . In an hour a Flight can cover 500 km , so the fare will be around Rs.5 per km . Also for Helicopter the Fare will be Rs.5000 per hour.

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9. DIGITAL INDIA : Launched on 1st July 2015.

The Government of India has launched the Digital India programme with the vision to transform India into a digitally empowered society and knowledge economy.

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Digital India is keyed on three key areas –

1. Digital Infrastructure as a Utility to Every Citizen
2. Governance & Services on Demand
3. Digital Empowerment of Citizens

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Pillars of Digital India –

1. Broadband Highways
2. Universal Access to Phones
3. Public Internet Access Programme
4. e-Governance – Reforming government through Technology

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5. e-Kranti – Electronic delivery of services
6. Electronics Manufacturing – Target NET ZERO Imports
7. IT for Jobs
8. Early Harvest Programmes

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10. SKILL INDIA : Launched by PM Narendra Modi on 15th July 2015.

Skill India focuses on creating jobs for youth, the govt has revamp the antiquated industrial training centres that will skill over 20 lac youth annually and create 500 million jobs by 2020.

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The initiative was launched on the occasion of world youth skills day. Samsung recently signed a major deal in providing hands-on training to youths for employment and improving the skills at the same time.

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11. MAKE IN INDIA : Launched on 25th September 2014.

The main Objective of Make in India initiative is :

🔹To promote India a manufacturing hub.
🔹Economic transformation in India
🔹To eliminate unnecessary law and regulation.

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25 sectors have been included in Make in India scheme.

Some of the sectors are automobiles, chemicals, IT, pharmaceuticals, textiles, leather, tourism and hospitality, design manufacturing, renewable energy, mining and electronics.

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12. SWACHH BHARAT: Launched on 2nd October 2014.

Swachh Bharat Abhiyan is a national campaign by the government of India aims to accomplish the vision of clean India by 2nd October 2019.

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A performance ranking on Swachh Bharat Abhiyan of 476 cities in the country, based on the extent of open defecation and solid waste management practices, released by the Ministry of Urban Development recently.

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Top 10 cities are:

Mysore,
Tiruchirapalli,
Navi Mumbai,
Kochi,
Hassan,
Mandhya,
Bengaluru,
Thiruvananthapuram,
Halisahar,
Gangtok.

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Other important Government Schemes are as under :

1. Pradhan Mantri Fasal Bima Yojana (PMFBY)
2. Pradhan Mantri Awas Yojana (PMAY)
3. Soil Health Card Scheme
4. Beti Bachao, Beti Padhao Yojana
5. Atal Mission for Rejuvenation & Urban Transformation (AMRUT)

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6. One Rank One Pension Scheme
7. Smart City Mission
8. Gold Monetization Scheme
9. Startup India, Standup India
10. Digilocker
11. Shyam Prasad Mukherjee Rurban Mission
12. UJWAL Discom Assurance Yojana

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13. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme
14. Namami Gange Project
15. Pradhan Mantri Surakshit Sadak Yojana
16. National Heritage City Development and Augmentation Yojana (HRIDAY)
17. Pradhan Mantri Awas Yojana-Gramin (PMAY-G)

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18. Pradhan Mantri Yuva Yojana (PMYY)
19. Pradhan Mantri Zero Deficit Zero Effect Scheme
20. Mission Bhagirathi- Providing safe drinking Water to All
21. Pradhan Mantri Jan Aushadhi Yojana (PMJAY)
22. Pradhan Mantri Khanij Kshetra Kalyan Yojana (PMKKKY)

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23. BHIM (Bharat Interface for money) App
24. 7th Pay Commission
25. Setu Bharatam project
26. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
27. UDAN scheme
28. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY)

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29. Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)
30. Sagarmala project
31. Sansad Adarsh Gram Yojana (SAGY)
32. Pradhan Mantri Surakshit Matritva Abhiyan
33. Pradhan Mantri Rojgar Protsahan Yojana
34. Midday Meal Scheme

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35. Pradhan Mantri Vaya Vandana Yojana (PMVVY)
36. Pradhan Mantri Matritva Vandana Yojana
37. Goods and Services Tax Bill
38. Ayushman Bharat Yojana
39. Livestock Insurance Scheme (India)

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40. Pradhan Mantri Jan-Aushadhi Yojana

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Since when NDA government came to power, there has been flood of the government schemes. There are many more Schemes launched by NDA government .

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