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NOW: Well-Being Across America
Learn how policy-influencers and practitioners use data to tackle some of the greatest inequalities our communities are facing, and how evidence-based data increases greater understanding of well-being of communities.
#communities #inequality
[Today’s highlighted work] gave me goosebumps which you don’t normally hear about this kind of data. - David Erickson, Ph.D., @NewYorkFed
For many American families, insecurity and a sense of falling behind prevail.
- Claire Kramer Mills, Ph.D., @NewYorkFed
We explore the notion of well being in our communities - what does it mean, how well can we understand it.
- Kausar Hamdani,Ph.D., @NewYorkFed
We are discussing our recent report -
Unequal Access to Credit: The Hidden Impact of Credit Constraints
Download the full report→ nyfed.org/2rUfVYi
#communities #inequality #wellbeing
The evidence shows a pattern of unequal access. The key takeaway is a city’s score and its underlying momentum are useful additions to the policy toolkit. - Kausar Hamdani, Ph.D., @NewYorkFed
[Looking at] access to credit is a groundbreaking way of looking at what we often talk about, but have not been able to measure.
- Jonathan Mintz, @CFEfund
@CFEfund Updated today: Debt in America
- Signe-Mary McKernan, Ph.D., @urbaninstitute

apps.urban.org/features/debt-…
@CFEfund @urbaninstitute Cities with greater insecurity, have a greater percentage of ALICE (Asset Limited, Income Constrained, Employed) households… You probably ran into 5 ALICE people on your way here today.
- Stephanie Hoopes, Ph.D., @United4ALICE
@CFEfund @urbaninstitute @United4ALICE Explore the health of your city with the City Health Dashboard
cityhealthdashboard.com

- Dr. Marc Gourevitch, @nyulangone (with @rwjf)
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF [My work] has shown mortgages are harder and more expensive to get in segregated neighborhoods.
- Jacob W. Faber, Ph.D, @NYUWagner
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner Every zip code should have equal opportunities. The “rising tide” is not lifting all boats.
- Signe-Mary McKernan, Ph.D., @urbaninstitute
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner An unfortunate reality of inequalities is that they are remarkably stable over time… This [our access to credit map] is a poverty map, a life expectancy map, a vulnerable to changes map.
- Jacob W. Faber, Ph.D, @NYUWagner
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner It’s in the discordance that we find the most value (in the data)… Outliers are especially valuable in using trend data.
- Dr. Marc Gourevitch, @nyulangone
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner A huge group of people are not benefiting from a good economy... If ALICE (Asset Limited, Income Constrained, Employed) is your customer, you might need to sell things in smaller sizes or with smaller fees.
- Stephanie Hoopes, Ph.D., @United4ALICE
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner Cities are getting more sophisticated in how they use data… using data to improve services and work with residents.
- Amelia Erwitt, @CFEfund
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner Data informs our programs and services… allows us to target our outreach… determines the location of our services… helps us try to identify gaps in services.
- Nicole Perry, @nycdca
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA [Student loan debt] is a game-stopping change for many… A combination of qualitative and quantitative data gives us a very good set of information to think about program design.
- Haidee Cabusora, @financialclinic
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic Rochester, NY after the Great Recession: [data at zip code level] showed the most impacted neighborhoods had 50-75% of the population as subprime borrowers.
- Ruhi Maker, @empirejustice
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice You know what you know, but you need help to gather context for the data… To move from data that’s static to dynamic data requires collaboration with other institutions.
- Haidee Cabusora, @financialclinic
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice Within NYC, there is more than $35B in outstanding student loan debt and 1 million New Yorkers with outstanding student loan debt. Delinquency and default rates are much higher in low-income neighborhoods.
- Nicole Perry, @nycdca
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice It’s really important that we don’t just and talk about the data, but also talk about what’s happening on the ground.
- Ruhi Maker, @empirejustice
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice I want people to get excited and passionate about what the data is showing… I hope when people see the inequities, it motivates us to do something different.
- Nicole Perry, @nycdca
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice Educational institutions, nonprofits are still pillars of the community, they are resources, they can provide a stabilizing force.
- Haidee Cabusora, @financialclinic
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice Data is not the whole solution, it’s just a part of it.
- Kausar Hamdani,Ph.D., @NewYorkFed
@CFEfund @urbaninstitute @United4ALICE @nyulangone @RWJF @NYUWagner @NYCDCA @financialclinic @empirejustice Folks are hungry for data, but they’re also hungry for insights… This is the beginning of a series and a set of next steps.
- Claire Kramer Mills, Ph.D., @NewYorkFed
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