That would be #5.
I've recently updated this page.
Lest you think I refuse to engage with outright doomsaying because I am under delusions about the extent of the dangers . . .
I also added my own greatest worry to my FAQ page. I'm not doing it as a thread because of time limitations and a desire not to spend too much time on "what if" scenarios, for reasons . . .
These are the questions I get so often that I could spend all my time answering them 👇 terikanefield-blog.com/faq/