Let’s talk about the pitfalls of past performance, when credit risk works, and beating #inflation in #retirement.
Which #mutualfunds did well last year? One year Mutual Fund return...
Would you #invest in long duration/ gilt funds?
It’s tempting to rely on past performance, but there are serious risks to #investing in duration funds. Do you know what they are?
Navigating the #mutualfund maze can be tricky. Sign up for our fixed income advisory services! Call +91-9500027285 to get started. Image
#Creditrisk is worth taking selectively as long as you hit the sweet spot!
Here’s a quick comparison of AIF v MF v FMP. Tell us which #investment you’d prefer to have in your portfolio and why! Image
#Inflation has been worrying. How are you planning to beat it in #retirement? One smart way is through asset allocation. Image
Curious to know if you’ve got the right #asset mix? Get your personalised #investment review. Email: info@ithought.co.in to take it forward. Image

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More from @ithoughtadviser

16 Dec 20
The new wage rules come into effect in April 2021. In this thread, we break down
•How this could impact you
•How a financial adviser can help
The government is seeking feedback on these rules and is yet to publish the final rules.

#newwagecode
What: Basic component of #salary to be at least 50%
Impact for Individuals: Contribution to #PF increases, Take home reduces.
Impact for Corporates: Employee costs go up
Should you be worried that your take-home is less? No, because you’re not losing money. In Richard Thaler’s book Nudge,he highlights the importance of automatic contributions to #retirement accounts. You’ll end up saving more money towards retirement without any additional effort
Read 4 tweets
9 Dec 20
We're at the crossroads of a new year and an evolving #market context☦️📈
So, what's the most powerful thing you can do today?
Review your #investments - objectively!
We've done this for 100 + people with great results. We're going to talk about one of them.

Watch our video to know more about ithought's Investment Review Engagement:
Here's what we found:
6 Advisers
37 Mutual Funds
3 PMS
7 Bonds
4 FDs

Concentration risk = excess pain when things don't go your way
A long tail = muted performance

#mutualfund #Investment
Read 5 tweets
4 Dec 20
No surprises in today's #RBIPolicy
✅Key rates unchanged
✅Accommodative stance continues
✅Inflation an area of concern
✅Growth: green shoots visible
✅Bond markets will see deeper participation
Policy rates:
- Repo: 4.00%
- Reverse Repo: 3.35%
- MSF: 4.25%
- Bank Rate: 4.25%

Policy stance:
Remains accommodative into next financial year

Policy Tools:
Will continue to use OMO, TLTRO, and Operation Twists to manage yields

#reporate #InterestRates
#Inflation outlook adverse relative to expectations
Food prices could remain elevated despite a good Kharif output
Q3: 6.8%
Q4: 5.4%
H1 (FY22): 4.6% -5.2%
Read 6 tweets
20 Nov 20
Why don’t you use #AI?

#fintech #advisors
When to book profits in #investments?
How to #invest in a low growth era?
Read 8 tweets
13 Nov 20
FM Announcement
#Atmanirbhar Rozgar Yojana
 • EPFO registered companies incentivized to hire freshers or those who have lost their jobs from Mar-Sep
 • CG to contribute EPF on behalf of employees for the next 2 years where wages <15,000.on behalf of employers if <1000 employees
Emergency Credit Limit Guarantee Scheme
 • Extended to stressed sectors per KV Kamat report
 • Outstanding debt 50-500 Crores, to any sized company as long as account was not NPA pre #covid
 • 20% extra borrowing to be repaid over 5 years. 1 year #moratorium
Production linked incentive scheme
 • 10 new champion sectors
 • to boost exports, manufacturing, employment
 • Rs. 1,45,000 Crores
Read 11 tweets
9 Nov 20
Working with a competent investment adviser could help you find the right risk-reward. We see value in selective credit and medium term strategies: ithought.co.in/fixed-income-o…

#rbipolicy #FixedIncome
Looking for an #investment adviser? We’ll let our clients speak for us. DM to schedule an appointment with our team.
Highlights of the October #monetarypolicy:
Read 5 tweets

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