Discover and read the best of Twitter Threads about #investments

Most recents (24)

Investment tips for doctors

It is a fact that most of us lack the basics of managing our finances. It is not unusual to come across doctors who have little awareness about their income, expenses & future goals (for which money is needed). Here are some tips that could help.…
1. Life insurance: If you have dependents (children, spouse), life insurance is a must to safeguard their future in case of any unexpected incidents. Life #insurance is to protect the risk, and not an investment to get returns. Term plans are good.
2. Medical insurance: Medical care is expensive and we would have to bear the expenses if we or our family members fall sick. Family floater schemes are the best as premiums work out to be lower.
Read 15 tweets
Investing in a second residential flat for earning rental income or for capital appreciation is not a wise decision

1. Annual returns are 2-4% (lower than 10-12% in mutual funds),
2. Lesser tax efficient (LTCG 20% vs 10% for equity beyond gains of 1 lakh),
#investments #Equity…
3. Large capital is required to invest into real estate (Mutual funds need lesser capital)
4. Investment in real estate is illiquid (takes time to find the right buyer). For mutual funds, amount is credited into bank account within 2-3 days of redemption.
5. For property, additional costs include property tax, maintenance charges, cost of repairs and repainting. Tax needs to be paid even when the flat is unoccupied, and there are no tenants. These situations do not apply to mutual funds/equity investments.
Read 5 tweets
Here is this Week’s Market Wrap 'Politics Returns' written by @shyamsek

A Thread (1/n)

#stockmarket #investments #politics #personalfinance #marketwrap
The markets have intense spells when politics prevails over everything else in directing sentiment. Closer to every general election, this trend returns to haunt the markets. (2/n)

#markets #indiangovernment #elections
But, the ability of politics to drive sentiment is influenced by how much the outcome of the election will drive change. If change is likely to be significant and for the better, the markets can run up ahead of elections. (3/n)

#stockmarket #politics #investors
Read 10 tweets
The actual cost of delaying an #investmentdecision is often unknown until one notices a shortfall in their corpus.

This often prevents one from achieving your goals on time.

Let's explore the cost of delay with an example. (1/n)

#financialplanning #financialgoals
Let's say you are 15 years away from retirement.

After retirement, you require ₹60,000 per month in expenses (in today's value) to live comfortably. (2/n)

#retirement #financialplanning #savings #investing
The final total goal amount that you require to sustain yourselves through retirement is ₹3 Crores. (3/n)

Read 12 tweets
Here is this Week’s Market Wrap

'2023: The Year to Show Conviction' written by @shyamsek

A Thread (1/n)

#stockmarket #investors #marketwrap
The markets seem to be progressively losing steam. This would show up as weak sentiment, selling pressure, lower volumes on exchanges, and FII outflows. (2/n)

#stockmarketindia #FII #investors
But, there is also a section of domestic investors showing remarkable resilience and persistence in their investing. They are still buying every dip and gradually scaling up their portfolios. (3/n)

#investing #portfolio #equity
Read 13 tweets
Looking to level up your investment game in 2023? Here are some strategies to consider:
#sarmaayapk #StayfinanciallyHealthy #investments
🌟 Diversify your portfolio: Investing in a variety of assets and industries can help spread risk and potentially maximize returns.
🌟 Invest for the long-term: Avoid chasing short-term gains or trying to time the market. Instead, focus on a disciplined approach and a long-term investment horizon.
Read 4 tweets
#Value proposition. I would like to disclose how we #support our #portfolio companies, because I do believe that neither #investments nor market making are enough, if there is nothing else provided. Our #vision is to be a #partner and friend for our portfolio companies and…… Image
Market making (#MM)- it has three main parts: Market #depth - we add more #liquidity on bid and ask side across exchanges where a token is listed on. Spread - we reduce the spread between the best bid and ask offers by adding more quotes around the middle price in the order book.……
#PR and #marketing - the most powerful tool to boost projects on the #crypto market. We support projects with everything from #media to KOLs, and we can act as an outsourcing marketing agency (spoiler - we will extract our marketing department to an independent company very……
Read 10 tweets
Well, we made some noise and I feel that it is the right time to explain our #vision, workflow and #investments thesis. Our vision is to be a leader of every liquid / investment / MM / Institutional niche in the #crypto and #web3 industry. It leads us to take care of our…… Image
1. Main investment target is #Layer1/#Layer2 #protocols. Investments and cooperation with such projects help us to reach a lot of promising early stage and super early stage projects in order to find brilliant investment #opportunities.
2. Second part of our investment targets includes the most promising and mainstream niches as #GameFi, #Guilds, #DeFi, Web3 #Derivatives, Web3 #Social platforms, #AI, #DAO and sometimes - #meme coins. Then we can play around our portfolio companies in order to find synergies……
Read 8 tweets
1. Many can benefit from these fixed return saving instruments

1. Senior citizen saving scheme: 8.2% interest
2. Sukanya Samriddhi yojana: 8% interest
3. Mahila Samman Saving certificate: 7.5% interest
4. Public provident fund: 7.1% interest
#FixedIncome #savings #investments
2. Senior citizen savings scheme

*For people aged >60 yrs
*Can invest from Rs 1000 to 30 lakhs
*Duration for 5 years (extendable by 3 years)
*Interest is paid quarterly on the 1st day of April, July, October and January
3. Sukanya Samriddhi yojana
*Account can be opened in the name of girl child below age 10
*Payment: Rs 250 to 1.5 lakhs per year for 15 years
*Maturity after 21 years
*Can be availed for maximum of two daughters per family
Read 5 tweets
Here is this Week’s Market Wrap

'The Times Get Taxing' written by @shyamsek

A Thread (1/n)

#tax #investing #taxbenefits #marketwrap
Investment decisions can be taken based on tax implications. There is a natural tendency among investors to be drawn to investments where they feel taxes are lower. (2/n)

#taxes #investments #investors
When the tax concessions are withdrawn for certain investments, they tend to look less attractive to investors. (3/n)

#taxconcession #investing
Read 15 tweets
Here is this Week’s Market Wrap

'Prepare With Patience' written by @shyamsek

A thread! (1/n)

#globalmarkets #investors #marketwrap
The last week has caused a significant reset in our investing. We are once again worried about how global factors will come to hurt. Banking, which is the bed rock of every economy looks like the most rattled space in the west. (2/n)

#banking #economy #investments
When smaller banks look weak, they create a systematic scare which needs to be urgently addressed. What we are seeing in the US is a rush to douse the fire that can damage far more than we can imagine. (3/n)

#bankingsector #globaleconomy
Read 11 tweets
You won’t be able to SELL your #mutualfunds if you haven’t added a nominee to your account.

Starting April 1, 2023, @SEBI_India has asked fund houses to halt transactions for all such investors.

Here’s how to check the status & add a nominee if you haven’t done so already.

First, a brief background.

It all started in June 2022.

SEBI asked fund houses to give two options to their investors.

One, nominate a beneficiary for their #investments.

Two, opt out by filling out a declaration form.

The deadline for this is Mar 31, 2023.
If investors fail to provide a nominee or no-nomination form by the deadline, their folios will be frozen.

This means they won't be able to sell or redeem their investment until the necessary details are submitted.
Read 11 tweets
Here are some tips on how you can pay your rent like a pro. The Ladda app helps you with automating your savings.

Download the Ladda app today and start saving towards your financial goals.💚
PS: Not only are you saving peacefully for your rent. You are also EARNING INTEREST OF 10%

If you need help on getting started pls drop a message

#moneyafricacommunity #financialliteracy #financialgoals #savings #investments #ladda
Read 4 tweets
If you are looking for an efficient investment to save tax in India, this is for YOU!

The BEST way is to invest in ELSS Mutual Funds. You can save up to ₹46,800 in taxes under Section 80C!

Here is how! (1/n)

#ELSS #mutualfunds #taxexemption #thread
Every year in March, as the financial quarter comes to an end, there is a rush to invest in tax-saving funds.

And with the quarter end so near, let's look at why ELSS is so popular as a tax saving scheme. (2/n)

#ELSSfunds #taxsavings #investment
What is ELSS Fund?

ELSS fund, or Equity Linked Savings Scheme fund, is a tax-saving scheme that allows you to save tax while investing for your long-term goals. (3/n)

#savetax #financialgoals #taxsavingschemes
Read 18 tweets
Wondering if you should start a SIP?

Here is a thread that can help! (1/n)

#mutualfunds #investing #SIP #thread
The market has been very volatile for the last couple of months.

With 2023 lined up to be another uncertain year, how should investors take advantage of such a year? (2/n)

#investors #volatility #wealthcreation
The answer is simple. Rather than waiting on the sidelines, the best way to participate in the market is via a SIP! (3/n)

#SIP #investingtips #compounding
Read 10 tweets
Here are some highlights from the Voices of Tomorrow Bangalore Chapter! (1/n)

#VoicesofTomorrow #VoT2023 #ithoughtVoT #ithoughtVoT2023
Session #01

ithought Way – The Journey by Mr Shyam Sekhar

Mr @shyamsek answers the question, ‘What pain points does ithought address & solve?’ (2/n)

#ithought #portfoliomanagement #financialplanning
“We want to make Millennials as $ Millionaires – a well-managed wealth corpus for the 90’s born.” - @shyamsek on what ithought wants to accomplish.

Watch Mr Shyam Sekhar’s talk ‘ithought Way – The Journey’ here… (3/n)

#investors #investearly
Read 27 tweets
Here is this Week’s Market Wrap!

Time to Build a Multi-Asset Portfolio

A Thread! (1/n)

#multiasset #portfoliomanagement #marketwrap #thread
Most investors have been favouring equity for the last 2 years. Recency bias nudges investors to think that equity is the only asset class to bet on.

It is this bias that kept investors from buying gold. (2/n)

#investors #equity #stockmarket #gold
Investors thought that gold wouldn’t do well. The post-COVID rally in #cryptos spooked the prospects of gold & added to that conviction. But that conviction has proved to be short-lived, and gold did exceptionally well in 2022. (3/n)

#gold #investments #personalfinance
Read 9 tweets
more #cryptocurrency talk. it seems that there may be (another) #cryptocrash developing; there's been so many of them.

to reiterate my earlier point: the allure of #cryptocurrencies is instant #money in vast volumes, and that's why $BITC and @ETH have a million copycats.

#cryptocurrency (and the related #blockchain money-making gewgaw, the #NFT) are in a sense nothing new. there have been untold millions of #investment scams and #business tricks and other shifty clever ways that at least *pretend* they can guarantee an effortless #profit.

this is an artifact of the extreme #wealth inequality encouraged by #capitalism: once you've got a bunch of elite capitalists *hoarding* all the #money, that means you've got big enough piles to *steal*. all get-rich-quick schemes are ultimately acts of disguised _theft_.

Read 25 tweets
I'd like to talk more about the #cryptocurrency / #blockchain phenomenon, starting again with the way that the #crypto crowd once leaned very heavily into the pretence that their cryptographic thingummies had "intrinsic value" and that they were "mined" like #gold.

the big names in #cryptocurrency especially, like @Bitcoin / $BITC and @ethereum / $ETH, fuelled this nonsense by asserting that ordinary currencies, government-backed #money, was mere "fiat money" whereas the #cryptocurrencies had some nebulous "intrinsic value".

you'll still find a *lot* of #cryptocurrency gamblers and grifters who cling to the "fiat money" canard. search for "fiat money" on @Twitter and you'll find some amusing examples. this was part of a general #sales pitch for #cryptocurrencies as somehow being _independent_.

Read 25 tweets
1/6) Are you thinking about investing in #crypto but don't know where to start? Fear not! Here's a beginner's guide to #cryptoinvesting.
2/6) First, do your research! Learn about the technology behind different #cryptocurrencies and understand the market trends.
3/6) Second, choose a reputable #exchange. Your assets are only as secure as the platform you use, so pick one with good security measures. My favorite is ByBit:
Read 6 tweets
1/11: In #Afghanistan, 1.2M are currently denied access to schools above Grade 6. For younger girls, factors such as a limited number of schools, lack of female teachers further hamper access to education. What can we do to address this inaccessibility? - A 🧵
2/11 Despite limited access to formal education, our research in Afghanistan has found that displaced girls and boys use informal means of education to continue learning in safe spaces⬇️
3/11 These include studying in madrasas, mosques, brothers tutoring their sisters at home & literacy classes for young women. These informal learning methods & safe spaces offer starting points for #humanitarian actors to build upon existing initiatives and bridge learning gaps.
Read 11 tweets
UTT-Amis ni nini? kampuni binafsi au ya Umma? Naanzaje kuwekeza kupitia kwa UTT? kuna usalama kiasi gani ndani ya UTT? Haya ni baadhi ya maswali unayoenda kupata majibu ndani ya #UZI huu. Soma uzi huu hadi na mwisho uwe miongoni mwa 6% ya watanzania wanaoijua UTT

UTT-Amis ni kampuni inayohusika na uanzishaji na uendeshaji wa mifuko ya uwekezaji wa pamoja (CIS) yaan Collective Investment Schem. UTT AMIS kwa lugha ya malkia Unit Trust of Tanzania (UTT)- Asset Management and Investors Service (AMIS). Taasisi hii ipo chini ya wizara ya fedha
UTT inatoa huduma ya usimamiz wa mitaji binafsi, inatekeleza majukumu yake kulingana na sheria ya masoko ya mitaji na dhamana ya mwaka 1994 na marekebisho yake, pamoja na kanuni za mifuko ya uwekezaji wa pamoja ya mwaka 1997. Kwa sasa UTT inasimamia jumla ya Mifuko 6 ya uwekezaji
Read 15 tweets
This Thread Unlocks the Secrets to Understanding Company Valuations.

( Get your Notepads )👇🏽
1/ Introduction

Let’s look at the most commonly used valuation metrics:

* P/E Ratio
* P/B Ratio
* PEG Ratio
* P/S Ratio

Here is how you can apply these metrics 👇🏽
2/ The Price-Earnings Ratio

The P/E Ratio is calculated by dividing a company's share price by its Earnings Per Share (EPS)

See below👇
Read 18 tweets
Majors ideally want a large deposit, long mine life & safe jurisdiction

✅IP target tonnage ~4 BILLION tons
✅Poly-metallic w/ 10 of 31 critical #metals
✅Safe location 🇨🇦
✅Long mine life potential
#copper #gold #cobalt #scandium #commodities #mining #stocks


"Climate change policies may lead to one of the largest redeployments of investment and capital"

"We believe the clean technology transition is igniting a new supercycle in critical commodities, with natural resource companies emerging as winners"…

There are many pieces of the puzzle, here is 1 of many pieces imo
Read 94 tweets

Related hashtags

Did Thread Reader help you today?

Support us! We are indie developers!

This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3.00/month or $30.00/year) and get exclusive features!

Become Premium

Too expensive? Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal Become our Patreon

Thank you for your support!