Sometimes, "borrow me" is a term used for lack of a better expression, that protects our self esteem.
Unashamedly our mothers are "borrow me" experts. 😀
You haven't forgiven, if people owe you, then you see them in dire need, but choose to look away because of a previous debt. I will never forget that Iya Afeez left food at my door. Who are those on your blacklist?