1/ Everything you do as a daily & healthy habit will eventually produce some sort of reward, progress or improvement.
It has nothing to do with your IQ, your father’s connections, going to fancy Ivy League schools or luck (but all of those help 😁).
It has nothing to do with your IQ, your father’s connections, going to fancy Ivy League schools or luck (but all of those help 😁).
2/ Work on your personal finances for years & years.
It won’t be easy.
You’ll have to do budgets while others watch Monday football.
But, eventually it will all fall into place with strong annual income, high saving rates & disciplines spending.
It won’t be easy.
You’ll have to do budgets while others watch Monday football.
But, eventually it will all fall into place with strong annual income, high saving rates & disciplines spending.
3/ Work on your investment education, understand different asset classes from stocks to fixed income, from real estate deals to private business partnerships.
Eventually you’ll accumulate a meaningful portfolio of income-producing, cash flowing, quality assets.
Eventually you’ll accumulate a meaningful portfolio of income-producing, cash flowing, quality assets.
4/ Every morning don’t drag yourself out of bed & straight into work.
Wake up a bit earlier. Drink 500mL of water.
Hit the gym or at least hit 100 push ups & 200 squats. Body ✔️.
Afterwards meditate & let all the previous days or weeks negativity flow through you. Mind ✔️.
Wake up a bit earlier. Drink 500mL of water.
Hit the gym or at least hit 100 push ups & 200 squats. Body ✔️.
Afterwards meditate & let all the previous days or weeks negativity flow through you. Mind ✔️.
5/ What you put into your body matters more than anything else.
At first, force yourself to eat at least one healthy meal a day.
Write it down, tick it off. Use a phone app & start tracking healthy habits.
Slowly, build & progress, until you only have one cheat day per week.
At first, force yourself to eat at least one healthy meal a day.
Write it down, tick it off. Use a phone app & start tracking healthy habits.
Slowly, build & progress, until you only have one cheat day per week.
6/ There are simplistic habits one can take without going doing massive complicated things. Example:
Choose to walk instead of ubering it.
Choose to take the stairs instead of a lift.
Choose to drink water (often) instead of soft drinks.
Over years, these all add up!
Choose to walk instead of ubering it.
Choose to take the stairs instead of a lift.
Choose to drink water (often) instead of soft drinks.
Over years, these all add up!
7/ Tried & tested, old school wisdom works wonders.
Productivity increases if you’re waking up early.
Going to sleep early (10PM) is more beneficial to your health.
Mix these two simple, yet powerful healthy habits, and it will be a life changing outcome!
Productivity increases if you’re waking up early.
Going to sleep early (10PM) is more beneficial to your health.
Mix these two simple, yet powerful healthy habits, and it will be a life changing outcome!
8/ Increasing productivity might not be as much about how much you work.
Instead, it could be about limiting distractions (habit) like social media, video games, emails, putting your phone on flight mode, etc.
I’m convinced lower phone screen times = more productive & success.
Instead, it could be about limiting distractions (habit) like social media, video games, emails, putting your phone on flight mode, etc.
I’m convinced lower phone screen times = more productive & success.
9/ The last piece of advice is, perhaps, the wisest.
I’ve met many wealthy people over the years & I’ve noticed, as many of you probably have as well, that while their finance was A-game — the rest of their life was usually in disarray.
I’ve met many wealthy people over the years & I’ve noticed, as many of you probably have as well, that while their finance was A-game — the rest of their life was usually in disarray.
10/ Focus on your spouse, your kids, your parents & friends.
The greatest husbands aren’t hustlers who work 7 days a week, but miss all the important time with their kids only to attempt to buy their affection with money.
The greatest husbands aren’t hustlers who work 7 days a week, but miss all the important time with their kids only to attempt to buy their affection with money.
11/ If you proceed forward with the things written here and work hard on yourself — building these healthy habits & maintaining them — you’ll turn into an exeception human being.
It won’t happen in a month or two. Probably not even in a year or two.
But it will happen!
It won’t happen in a month or two. Probably not even in a year or two.
But it will happen!
12/ Now for some personal examples:
I always used to like staying up late.
In my 20s, expat living in Asia & being a trader meant very late nights.
Last few years I’m in bed by 10:30pm & rising early 85% to 90% of the time.
Wouldn’t ever want to go back.
I always used to like staying up late.
In my 20s, expat living in Asia & being a trader meant very late nights.
Last few years I’m in bed by 10:30pm & rising early 85% to 90% of the time.
Wouldn’t ever want to go back.
13/ Every real estate project I have done in a building, I’ve always — and I mean always — taken stairs.
My builders and architects thinks I’m crazy. But I refuse to take the lift. It’s healthy exercise.
My builders and architects thinks I’m crazy. But I refuse to take the lift. It’s healthy exercise.
14/ I find Asian & especially European cities are built for walking.
Cities like London, Paris, Prague, Shanghai, HK I’ll just walk from a meeting to a meeting.
I’ll clock over 20,000 steps a day at times.
Cities like London, Paris, Prague, Shanghai, HK I’ll just walk from a meeting to a meeting.
I’ll clock over 20,000 steps a day at times.
15/ There isn’t a morning I wake up where I didn’t drink a lot of water and do at least 2-3 max effort sets of push ups (if I can pull ups & squats too).
Even though I’ve reached savings rates as high as 90%, there isn’t a weekend that passes by where I don’t track my spending.
Even though I’ve reached savings rates as high as 90%, there isn’t a weekend that passes by where I don’t track my spending.
16/ Some of these habits sound funny, others excessive, but in the end they produce the quality of life I am after.
For me, the mechanism to get there is discipline. I think @jockowillink hit the nail on the head when he said:
“Discipline equals freedom.”
For me, the mechanism to get there is discipline. I think @jockowillink hit the nail on the head when he said:
“Discipline equals freedom.”
