April is financial literacy month
Which of the following Financial Sins do you need to confess to?
1. I live beyond my means
2. I overdraw my account monthly
3. I max out my credit card
4. I have investments but don’t understand them
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
1. I live beyond my means
2. I overdraw my account monthly
3. I max out my credit card
4. I have investments but don’t understand them
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
5. I’m saving Nje with no goal
6. My employers plan is my only retirement plan
7. I don’t even know how much I need for retirement
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
5. I’m saving Nje with no goal
6. My employers plan is my only retirement plan
7. I don’t even know how much I need for retirement
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
8. I have not been honest on my life cover
9. I don’t have a will
10. I suffer from Abantu bazothini
11. I don’t budget
12. I spend more than I make
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
8. I have not been honest on my life cover
9. I don’t have a will
10. I suffer from Abantu bazothini
11. I don’t budget
12. I spend more than I make
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
13. I have more than one funeral policy
14. I cancelled my car insurance
15. I took a balloon payment
16. I don’t know the interest rates on my loans
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
13. I have more than one funeral policy
14. I cancelled my car insurance
15. I took a balloon payment
16. I don’t know the interest rates on my loans
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
17. I depend on microloans
18. I spend my bonus before I receive it
19. I don’t know my credit score
20. My car takes more than 50% of my income
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
17. I depend on microloans
18. I spend my bonus before I receive it
19. I don’t know my credit score
20. My car takes more than 50% of my income
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
21. I sometimes skip payments
22. I choose which debit orders to pay
23. I withdraw all my money before my debit orders
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
21. I sometimes skip payments
22. I choose which debit orders to pay
23. I withdraw all my money before my debit orders
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
24. I transfer my money to another account on payday
25. I am not sure if I am paying credit insurance on my debts
26. I don’t have bond insurance
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
24. I transfer my money to another account on payday
25. I am not sure if I am paying credit insurance on my debts
26. I don’t have bond insurance
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
29. I am addicted to get rich quick schemes
30. My spouse or kids don’t know they are beneficiaries on my policies
31. I have not updated my beneficiary list
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
29. I am addicted to get rich quick schemes
30. My spouse or kids don’t know they are beneficiaries on my policies
31. I have not updated my beneficiary list
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
32. I don’t teach my kids financial education
33. I don’t know the fees on my investment policies
34. I have never read my insurance policy documents
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
32. I don’t teach my kids financial education
33. I don’t know the fees on my investment policies
34. I have never read my insurance policy documents
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
35. I don’t have emergency savings
36. I suffer from severe lifestyle inflation
37. I don’t understand my pension fund
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
35. I don’t have emergency savings
36. I suffer from severe lifestyle inflation
37. I don’t understand my pension fund
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
38. I work for the government but haven’t explored the financial benefits
39. I am not Tax efficient
40. I am not maximizing the 27.5% tax incentive on retirement
Which of the following Financial Sins do you need to confess to?
38. I work for the government but haven’t explored the financial benefits
39. I am not Tax efficient
40. I am not maximizing the 27.5% tax incentive on retirement
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
41. I do not have a tax free savings account and the one I do have I use it as an emergency fund
42. I take loans I don’t need
#FinancialConfessions
Which of the following Financial Sins do you need to confess to?
41. I do not have a tax free savings account and the one I do have I use it as an emergency fund
42. I take loans I don’t need
#FinancialConfessions
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
44. I co-sign in contracts and loans on behalf of others
45. I like to lend out money
46. I am not aware my money personality
47. I bought more house than I need
Which of the following Financial Sins do you need to confess to?
44. I co-sign in contracts and loans on behalf of others
45. I like to lend out money
46. I am not aware my money personality
47. I bought more house than I need
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
48. I don’t even know why I’m investing
49. I’m chasing high returns
50. I am financially illiterate
51. I don’t pay myself first
52. I don’t seek professional help
Which of the following Financial Sins do you need to confess to?
48. I don’t even know why I’m investing
49. I’m chasing high returns
50. I am financially illiterate
51. I don’t pay myself first
52. I don’t seek professional help
April is financial literacy month
Which of the following Financial Sins do you need to confess to?
53. I have a low financial EQ
54. I have financial biases
55. I am afraid of money
56. I didn’t think about financial family planning
Which of the following Financial Sins do you need to confess to?
53. I have a low financial EQ
54. I have financial biases
55. I am afraid of money
56. I didn’t think about financial family planning
57. I don’t negotiate the interest rates on my loans
58. My child controls my money
59. I compete with my peers financially
60. Financing things I can save for and buy
61. Adapted my lifestyle on someone else’s budget
58. My child controls my money
59. I compete with my peers financially
60. Financing things I can save for and buy
61. Adapted my lifestyle on someone else’s budget
