However, as before with the FED, there is no law stopping alternative forms of money / currency / credit / token, etc...
We always had free will to choose.
Because fractional reserve banking means lending with guaranteed interest on reserves that don't exist.
This usurous system of credit is not designed for stability--only profit.
If you're in the banking dynasties, you know unimaginable wealth is just a waiting game...
A waiting game on compounding interest!