Take three classes that teach you highly desired skills and finish within one year.
Courses would be things like IOS app development, Facebook ad management, Copywriting, UI design, email marketing, etc.
Students are taught and guided by teacher in classes of 10-20 students.
Use the internet if you don’t know something or outsource it. Anything goes.
gumroad.com/l/igincome
If you want to stay broke, ignore it. Your choice.