But to compare to banking. Oh my, that's just farcical.
The difference with Gov is you have forcing functions like MPA, NAO or Spend Control to keep some sort of sensible challenge in play.
Me : Well ... all of those who think the "market" is the answer to everything.
Me : I view the market as a tool, not a value or a belief or a force for good or evil. There are moments where the tool is useful and others where it simply isn't. I'm more of the Deng Xiaoping school of thought - does it catch mice?