Last week, I got a call from a call centre that my policy with HDFCLife from 2012 had expired in 2013, since I didn't pay the annual premium in the 3rd year. She said the premium was Rs. 50000 per year and (1/n)
I NEVER HAD ANY SUCH POLICY. (2/n)
But today, Mr. X called and said there are 2 ways for me to get my money back (3/n)
I said I am travelling and will get back and hung up (n/n)